515 N Topsail Drive Surf City, NC $ 1,389,000
515 N Topsail Drive
$ 1,389,000
Open House 6/14 1pm - 3pm
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515 N Topsail Drive

Surf City, NC, 28445
$ 1,389,000
Bedrooms4 Baths2.1 Sq 2,285

Monthly Estimate*

$ 8,552

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Single Family Home for sale in Surf City, NC

for $1,389,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,285 square foot home was built in 2004 on a lot size of 0.12.

Brand New HVAC, Pool Heater, and Modern Design! Over $110k in revenue already booked/executed this year! Discover coastal living at its finest in this elevated 4-bedroom, 3-bathroom 2285 sqft single-family home. Make a 5th bedroom, private apartment, or home office with the versatile bottom floor room! Located in the heart of Surf City, just a short walk to all the activities, restaurants, and the pristine sands of Topsail Island beaches. Located in the heart of Surf City just a short walk to all the activities, restaurants, and the pristine sands of Topsail Island beaches. The thoughtfully designed layout (with decks off every level) provides ample space for family and guests while delivering stunning ocean views from the living room and front upper deck plus sound views from the back decks. Outdoor living is exceptional with a fully fenced backyard oasis featuring a private inground saltwater swimming pool, fire pit, covered decks/porch, outdoor shower, and a convenient cargo lift. Recent improvements enhance turn-key appeal and value: Brand new HVAC system for year-round comfort and efficiency Newly epoxied garage floors for a clean, durable, professional finish Home was recently power washed for a fresh, polished exterior 2021 interior updates including luxury vinyl plank flooring throughout living areas and berber carpet in select bedrooms Additional highlights include granite countertops in the kitchen, a spacious walk-in pantry, Rinnai tankless water heater, master suite with wet bar, expansive walk-in closet, and updated bathroom featuring a walk-in tile shower. A flexible top-floor guest room includes a built-in Murphy bed and desk--ideal for a home office. An outdoor elevator adds effortless convenience between levels. Surf City offers the perfect blend of relaxed island life and modern convenience. Residents enjoy easy access to the beach, Intracoastal Waterway activities, local dining, shopping, entertainment, and the pier--all within walking distance. The property is served by highly rated Pender County Schools, including Surf City Elementary and Middle, and Topsail High School. Outstanding STR Investment or Second-Home Potential This prime ocean-side location, combined with the private saltwater pool and fire pit (major guest magnets), panoramic water views, multiple decks, cargo lift, and recent mechanical/upkeep improvements, positions the home exceptionally well for short-term rental income or effortless use as a beach second home. These features support premium nightly rates, high occupancy, and strong year-round appeal in Surf City's desirable rental market while keeping maintenance low for personal enjoyment. Whether you're seeking a primary residence, vacation home, or excellent investment property with rental potential, this well-cared-for coastal gem delivers unbeatable proximity to the ocean and island lifestyle. Don't miss this opportunity, schedule your private showing today!

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Open House

6/14/2026 1:00 PM - 3:00 PM
515 N Topsail Drive Surf City, NC
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 1,389,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 4,517

Style

Single Family Residence

Lot Size

0.12

Year Built

2004

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100569532

Features
General
Living Area 2285.0
Heating Propane Fireplace(s) Electric Forced Air Heat Pump
Cooling Central Air
Utilities Sewer Connected Water Connected
Possession Close Of Escrow At Closing
Roof Architectural Shingle
Appliances Mini Refrigerator Refrigerator Ice Maker Disposal Dishwasher Electric Range
Zoning R
Garage Spaces 2.0
Patio/Porch Features Covered Deck Patio
Pool Features In Ground
Construction Materials Shake Siding Wood Frame
Year Built 2004
Style Contemporary
View Ocean Water
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2025
Taxes 4517.05
Parcel Number 4245-11-2227-0000
Waterfront Features Third Row
County Pender
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
HOA N
Attached Garage Y
Subdivision Name Not In Subdivision
Garage Y/N Y
Other Structures Shower
Total Rooms 12
Full Baths 2
Status Active
Directions From Surf City Bridge go north and take your first right first left and the home will be down on the left hand side
High School Topsail
City Surf City
Lot Size Units Acres
Lot Size Square Feet 5053.0
Carport Spaces 0.0
Carport Y/N N
Elementary School North Topsail
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N Y
Middle/Junior High School Topsail
Lease Considered Y/N N
Virtual Tour https://listings.lighthousevisuals.com/sites/eygzwmkz/unbranded
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 364278
Tax Lot 10
Legal Description L 10 PB 3/45 SURF CITY
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Interior
Interior Amenities Walk-in Closet(s) Entrance Foyer Kitchen Island Ceiling Fan(s) Elevator Furnished Pantry Reverse Floor Plan Walk-in Shower Blinds/Shades Walk-In Closet(s)
Basement None
Flooring LVT/LVP Carpet Tile
Furnished Y/N Furnished
Water Heater Electric Tankless
Master Bed Level Non Primary Living Area
Total Stories 3
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 1
Laundry Features In Hall
Total Bedrooms 4
Attic Features Pull-Down Stairs
Entry Level 2
Room Type Living Room Dining Area Master Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Bathroom 1 Bathroom 2 Dining Room Laundry Bathroom 3
Total Baths 3
Living Area Range 2200 - 2399
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Exterior
Exterior Amenities Outdoor Shower
Exterior Finish Shake Siding
Fencing Wood
Parking Features Garage Faces Front Concrete Paved Garage
Lot Features Third Row
Water Source Public
Total Parking 2.0
Lot Size Area 0.12
Foundation Details Slab
Spa N
Building Area Total 2285.0
Lot Dimensions 50 x 106 x 49 x 106
Lot Size Acres 0.12
Frontage Type See Remarks
Waterfront Y/N N
Road Frontage Type Maintained City Street State Road
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 515
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* Excluded Features
List By
Andrew Davis

Listing Agent

Real Broker Llc

Broker

andrew@quietwatersrealtygroup.com

Email

Affordability Calculator

$8,929
Per Month
96%
4%
0%
Monthly Principal & Interest
$8,552
Monthly Property Taxes
$376
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4719113 Elementary School
3960140 Middle School
Topsail High School High School
Pricing History
DatePricePrice ChangeDescription
4/25/2026$1,389,000 Listed Price

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515 N Topsail Drive, Surf City, NC, 28445 is a Single Family Home for sale at $1,389,000 with 2,285 sqft and a lot size of 0.12. 515 N Topsail Drive has 4 bedrooms, 2.1 baths, and was built in 2004. The property's zip code is 28445 which is in Surf City, NC