272 N Lake Tr Monterey, TN $ 445,000
272 N Lake Tr
$ 445,000
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272 N Lake Tr

Monterey, TN, 38574
$ 445,000
Bedrooms2 Baths2.0 Sq 2,272

Monthly Estimate*

$ 2,740

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Single Family Home for sale in Monterey, TN

for $445,000 with 2 bedrooms and 2 full baths. This 2,272 square foot home was built in 1995 on a lot size of 1.1.

Welcome to this beautiful lakefront property on Cumberland Lake, offering peaceful, park-like surroundings and stunning natural landscaping with eye-catching rock outcroppings. Situated on a fantastic 1.1-acre lot, this property provides the perfect blend of comfort, scenery, and privacy. The home features 2 bedrooms plus a bonus room with closet, along with a dedicated office space--ideal for working from home or accommodating guests. The inviting living room is highlighted by a Lopi freestanding propane gas stove, creating a warm and cozy atmosphere. A bright sunroom showcases gorgeous lake views, making it the perfect place to relax and unwind. The kitchen offers abundant cabinetry and a large pantry, flowing into a dining area designed for both everyday living and entertaining. Additional features include a laundry area and a finished crawl space for added storage and functionality. The property includes a 1-car attached garage with handicap lift as well as a 2-car detached garage, providing ample space for parking, storage, or hobbies. The home is topped with 50-year rustic aluminum shingles for long-lasting durability and features a paved driveway for easy access. This unique lakefront opportunity is being sold as-is to settle an estate, offering incredible potential in a truly beautiful setting. (Buyer to verify all information before making an informed offer.)

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Single Family Contingent

Price

$ 445,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 836

Style

Traditional

Lot Size

1.1

Year Built

1995

Town/City

Monterey

County/Region

Putnam

MLS | Web ID

3182369

Features
General
Living Area 2272
Sewer Septic Tank
Heating Central Electric
Cooling Central Air Ceiling Fan(s)
Utilities Electricity Available
Possession Immediate
Appliances Dishwasher Range Refrigerator Oven
HOA Fee 175
Garage Spaces 3
Patio/Porch Features Deck Porch Covered
Architectural Style Traditional
Security Features Smoke Detector(s)
Construction Materials Frame Vinyl Siding
Year Built 1995
Stories Count 1
Topography Other Wooded
Levels One
Property Subtype Single Family Residence
Assoc Fee Paid Per Annually
County Cumberland County TN
New Construction N
Property Type Residential
Attached Garage N
Energy Efficient Windows
Subdivision Name Cumberland Cove
Garage Y/N Y
Full Baths 2
Status Under Contract - Showing
Buyer Financing Other
Directions Hwy 70N right on Mayland Loop right on Jim Garrett Rd. right on Cumberland Lakes Dr. Right on N. Lake Trail property on right #272.
High School Cumberland County High School
City Monterey
Senior Community Y/N N
Lot Size Units Acres
Elementary School Pleasant Hill Elementary
Property Attached Y/N N
Year Built Details Existing
Tax Annual Amount 836
Middle/Junior High School Pleasant Hill Elementary
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active Under Contract
Tax Lot 4
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Interior
Interior Amenities Pantry Ceiling Fan(s)
Basement Crawl Space Exterior Entry Other
Flooring Laminate Vinyl Other
Total Fireplaces 0
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 2272
Half Baths 0
Laundry Features Washer Hookup Electric Dryer Hookup
Total Bedrooms 2
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Parking Features Garage Faces Side
Lot Features Other Wooded
Water Source Well
Total Parking 3
Lot Size Area 1.1
Building Area Total 2272
Lot Dimensions 190x246x184x32x323
Lot Size Acres 1.1
Lot Size Source Assessor
Waterfront Y/N Y
Covered Spaces 3
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Internal Only
Street Number 1 272
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* Excluded Features
List By
Century 21 Realty Group, Llc

Broker

brenda.turner@century21crossville.com

Email

Affordability Calculator

$2,810
Per Month
98%
2%
0%
Monthly Principal & Interest
$2,740
Monthly Property Taxes
$70
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4313718 Elementary School
4313718 Middle School
Cumberland County High School High School
Pricing History
DatePricePrice ChangeDescription
4/24/2026$445,000 Listed Price

Map


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272 N Lake Tr, Monterey, TN, 38574 is a Single Family Home for sale at $445,000 with 2,272 sqft and a lot size of 1.1. 272 N Lake Tr has 2 bedrooms, 2.0 baths, and was built in 1995. The property's zip code is 38574 which is in Monterey, TN