272 N Lake Trail Monterey, TN $ 445,000
272 N Lake Trail
$ 445,000
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272 N Lake Trail

Monterey, TN, 38574
$ 445,000
Bedrooms2 Baths2.0 Sq 2,272

Monthly Estimate*

$ 2,740

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Single Family Home for sale in Monterey, TN

for $445,000 with 2 bedrooms and 2 full baths. This 2,272 square foot home was built in 1995 on a lot size of 1.1.

Welcome to this beautiful lakefront property on Cumberland Lake, offering peaceful, park-like surroundings and stunning natural landscaping with eye-catching rock outcroppings. Situated on a fantastic 1.1-acre lot, this property provides the perfect blend of comfort, scenery, and privacy. The home features 2 bedrooms plus a bonus room with closet, along with a dedicated office space—ideal for working from home or accommodating guests. The inviting living room is highlighted by a Lopi freestanding propane gas stove, creating a warm and cozy atmosphere. A bright sunroom showcases gorgeous lake views, making it the perfect place to relax and unwind. The kitchen offers abundant cabinetry and a large pantry, flowing into a dining area designed for both everyday living and entertaining. Additional features include a laundry area and a finished crawl space for added storage and functionality. The property includes a 1-car attached garage with handicap lift as well as a 2-car detached garage,

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Single Family Contingent

Price

$ 445,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 835

Style

Site Built

Lot Size

1.1

Year Built

1995

Town/City

Monterey

County/Region

Putnam

MLS | Web ID

243873

Features
Interior
Interior Amenities Ceiling Fan(s) Smoke Detector
Basement 0
Beds 2
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General
Sewer Septic Tank
Construction Frame
Heating Central
Kitchen Level Main
Cooling Central Air
Possession AtClosing
Roof Metal Shingle
Appliances Dishwasher Refrigerator Electric Range
Laundry Y/N Main Level
Water Well
Water Heater Electric
Fireplaces Gas Log Free Standing
Full Baths 2
Half Baths 0
Electric Circuit Breakers
Subdivision Cumberland Cove
County Cumberland
HOA Dues 175.00
Status Active Under Contract
Dining Room Level Main
Living Room Level Main
Area Cumberland Co W TN
Directions Hwy 70N right on Mayland Loop right on Jim Garrett Rd. right on Cumberland Lakes Dr. Right on N. Lake Trail property on right #272.
Living Room Size 24.6 x 13.6
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* Excluded Features
List By
Brenda Turner

Listing Agent

Century 21 Realty Group

Broker

brenda.turner@century21crossville.com

Email

Affordability Calculator

$2,810
Per Month
98%
2%
0%
Monthly Principal & Interest
$2,740
Monthly Property Taxes
$70
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2633377 Elementary School
2633378 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/24/2026$445,000 Listed Price

Map


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272 N Lake Trail, Monterey, TN, 38574 is a Single Family Home for sale at $445,000 with 2,272 sqft and a lot size of 1.1. 272 N Lake Trail has 2 bedrooms, 2.0 baths, and was built in 1995. The property's zip code is 38574 which is in Monterey, TN