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165 N WATER Street Monticello, FL $ 185,000
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$ 185,000 Get more info
165 N WATER Street
$ 185,000
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165 N WATER Street

Monticello, FL, 32344
$ 185,000
Bedrooms2 Baths1.0 Sq 816

Monthly Estimate*

$ 1,139

165 N WATER Street, Monticello, FL 32344 - Image 1
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Single Family Home for sale in Monticello, FL

for $185,000 with 2 bedrooms and 1 full bath. This 816 square foot home was built in 1930 on a lot size of 0.12.

Step into timeless charm with modern comfort at 165 N Water St in Monticello—a beautifully renovated 2-bedroom, 1-bathroom home nestled in the heart of the historic district. Just a short distance to downtown, you’ll enjoy easy access to local shops, dining, and the unique character that makes Monticello so special. This bright and airy home features updated windows that fill the space with natural light, creating a warm and inviting atmosphere throughout. Thoughtfully upgraded, it boasts a new roof (2022), a brand-new A/C system (2024), and a kitchen outfitted with sleek stainless steel appliances. Blending historic charm with modern updates, this move-in ready home offers comfort, style, and an unbeatable location—perfect for enjoying the best of Monticello living.

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Single Family Active

Price

$ 185,000

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 1,862

Style

Cottage,One Story

Lot Size

0.12

Year Built

1930

Town/City

Monticello

County/Region

Jefferson

MLS | Web ID

399107
Features
General
Living Area 816.0
Sewer PublicSewer
Heating Central Electric
Cooling CentralAir Electric
Appliances Dryer Dishwasher Disposal Oven Range Refrigerator Washer
HOA Fee 0.0
Patio/Porch Features Covered Porch
Architectural Style Cottage OneStory
Construction Materials WoodSiding
Year Built 1930
View None
Stories Count 1
Property Subtype Detached
County Jefferson
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Original Plan of Monticello
Garage Y/N N
Full Baths 1
Special Listing Conditions Standard
Status Active
Directions From 90 heading west turn north on North Water St to address on west side of street
High School Jefferson County K-12 School
City Monticello
Senior Community Y/N N
MLS Area Jefferson
Carport Spaces 1.0
Carport Y/N Y
Listing Terms Conventional
Elementary School Jefferson County K-12 School
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 1862.0
Home Warranty Y/N N
Middle/Junior High School Jefferson County K-12 School
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Lot 199
Property Sub Type Additional Detached SingleFamilyResidence
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Exterior
Exterior Amenities FullyFenced
Fencing Fenced Privacy
Parking Features Carport OneSpace
Foundation Details Crawlspace
Spa N
Building Area Total 816.0
Lot Size Acres 0.12
Road Surface Type Paved
Private Pool N
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Interior
Flooring Other Plank Vinyl
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Total Bedrooms 2
Room Type UtilityRoom
Total Baths 1
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Internal Only
Street Number 1 165
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* Excluded Features
List By
All County Suncoast Property

Broker

Affordability Calculator

$1,294
Per Month
88%
12%
0%
Monthly Principal & Interest
$1,139
Monthly Property Taxes
$155
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5353602 Elementary School
5353604 Middle School
Jefferson County K-12 School High School High School
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Pricing History
DatePricePrice ChangeDescription
4/24/2026$185,000 Listed Price

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165 N WATER Street, Monticello, FL, 32344 is a Single Family Home for sale at $185,000 with 816 sqft and a lot size of 0.12. 165 N WATER Street has 2 bedrooms, 1.0 baths, and was built in 1930. The property's zip code is 32344 which is in Monticello, FL

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