521 Lillon AVE S

This is the house-hack that changes your monthly payment forever. A brand new 2025 CBS duplex with two identical 3-bedroom, 2-bathroom units, premium finishes throughout, and a price point under $500,000. FHA and VA eligible. No HOA. Live in one side, rent the other at an estimated $1,750 or more per month, and let your tenant cover a significant portion of your mortgage from day one. Each unit delivers 1,222 square feet of air-conditioned living space with an open-concept kitchen and living area, a split bedroom floor plan, covered lanai, and an attached one-car garage. The total across both units is 2,444 square feet of living area and 3,158 square feet under roof on a quarter-acre lot. Zoning is RM-2. Certificate of Occupancy is in hand. This property has never been occupied. The finishes speak for themselves. Quartz countertops, a decorative slat-wood waterfall kitchen island with marble-look accent panels, frameless glass shower enclosures, designer pendant lighting, polished porcelain tile throughout, matte black fixtures, and soft-close cabinetry in every unit. The complete stainless steel appliance package includes a side-by-side refrigerator, range, microwave, and dishwasher. Construction is concrete block built to the 8th Edition Florida Building Code with a 160 MPH wind design speed. Impact-rated windows and doors throughout. 200-amp electrical service with full AFCI and GFCI protection. A one-hour rated fire wall separates the units per UL Design U905. The Sentricon Always Active HD termite system has 17 stations installed. The property sits in FEMA Flood Zone X, which means no mandatory flood insurance. Private well with water softener. Taxes are currently $442 per year based on a vacant land assessment and will reassess after closing. The property is served by a 400 GPD septic system with a permitted four-bedroom equivalent capacity. There are six physical bedrooms across both units, three per side. Buyers should consult a licensed septic contractor regarding current and planned usage.