1038 TOP MINNOW ROAD Saint Cloud, FL $ 544,990
1038 TOP MINNOW ROAD
$ 544,990
Recently Listed New Construction
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1038 TOP MINNOW ROAD

Saint Cloud, FL, 34771
$ 544,990
Bedrooms4 Baths3.1 Sq 2,582

Monthly Estimate*

$ 3,356

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Single Family Home for sale in Saint Cloud, FL

for $544,990 with 4 bedrooms and 3 full baths, 1 half bath. This 2,582 square foot home was built in 2026 on a lot size of 0.11.

Under Construction. What's Special: Close to Amenities | Close to Park | Covered Patio | Flex Room. New Construction – April Completion! Built by America's Most Trusted Home Builder. Welcome to the Anastasia at 1038 Top Minnow Road in The Waters at Center Lake Ranch! From the welcoming porch, you step into a bright foyer that leads past a private study and into the open great room with soaring ceilings, dining area, and kitchen, creating a comfortable flow for everyday living and entertaining. Just off the great room, the lanai extends your living space outdoors and gives you a relaxing place to unwind or gather with friends. The laundry room and a convenient half bath are thoughtfully tucked away to keep daily routines simple and organized. The primary suite is privately placed on the main level and features a spacious bath and walk-in closet that feels like your own retreat. Upstairs, a versatile loft overlooking the great room is joined by three additional bedrooms and two full baths, giving everyone space to spread out while staying connected. The Waters at Center Lake Ranch sits within a 2,050-acre master-planned community just south of Lake Nona. Conveniently located along the Narcoossee corridor, this natural gas community offers strong value near Medical City. Enjoy a walkable setting with cohesive neighborhoods, multi-use trails, recreation areas, and conservation wetlands that enrich daily living. Additional Highlights Include: Gourmet kitchen, pocket sliding glass door at great room, 8' interior doors, alternate study with French doors, GE refrigerator, washer and dryer. Photos are for representative purposes only. MLS#O6401744

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Single Family Active

Price

$ 544,990

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Craftsman

Lot Size

0.11

Year Built

2026

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

O6401744

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Electricity Available Fiber Optics Natural Gas Available Natural Gas Connected Sewer Available Sprinkler Recycled Street Lights Underground Utilities Water Available
Possession Close Of Escrow
Roof Shingle
Appliances Convection Oven Dishwasher Disposal Dryer Exhaust Fan Microwave Refrigerator Tankless Water Heater Washer
Zoning RES
HOA Fee 83.93
Garage Spaces 2
Patio/Porch Features Patio
Architectural Style Craftsman
Construction Materials Block Cement Siding Stone Stucco
Pets Allowed Breed Restrictions Yes
Year Built 2026
View Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Dog Park Playground Pool
Assoc Fee Paid Per Monthly
County Osceola
New Construction true
Property Type Residential
Association Amenities Basketball Court Playground Pool
Attached Garage true
Subdivision Name THE WATERS AT CENTER LAKE RANCH
Facing Direction East
Garage Y/N true
Total Rooms 9
Full Baths 3
Status Active
Directions From Orlando via I-4 W: Take exit 77 to Florida’s Turnpike S/Miami. Merge onto Florida’s Turnpike S/Miami for 7 miles and use the right 2 lanes to take the ramp to FL-417 Toll N/ Sanford Daytona Beach. Continue for 8 miles then take exit 22 for County Rd 15/Narcoossee Rd. Turn right on Narcoossee Rd and in 8 miles turn left onto Center Lake Ranch Blvd. Once in Center Lake Ranch continue straight through the first roundabout at the second roundabout take the 3rd turn left onto Twelve Oaks Rd. Follow signs to Taylor Morrison model parking on the left side on Teal Creek Dr.
High School Harmony High
City ST CLOUD
Association Name Castle Group
Senior Community Y/N false
MLS Area 34771 - St Cloud (Magnolia Square)
Lot Size Units Square Feet
Lot Size Square Feet 4800
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Narcoossee Elementary
Land Lease Y/N false
Tax Annual Amount 0
Home Warranty Y/N true
Middle/Junior High School Narcoossee Middle
Property Condition Under Construction
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/O6401744
Building Area Units Square Feet
Living Area Units Square Feet
Builder Name Taylor Morrison
Standard Status Active
Occupancy Type Vacant
TaxOtherAnnualAssessmentAmount 2078
Tax Lot 123
Legal Description WATERS AT CENTER LAKE RANCH PH 1B PB 35 PGS 161-174 LOT 123
Water View Pond
Water Access Type Pond
Minimum Lease 6 Months
Water Access Y/N true
Monthly HOA Amount 83.93
Additional Rooms Inside Utility Loft
Water View Y/N true
Flood Zone Code X
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Interior
Interior Amenities High Ceilings Open Floorplan Primary Bedroom Main Floor
Flooring Carpet Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Inside
Total Bedrooms 4
Total Baths 4
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Exterior
Exterior Amenities Irrigation System
Parking Features Driveway Garage Door Opener
Water Source Public
Lot Size Area 4800
Foundation Details Slab
Building Area Total 4800
Lot Size Acres 0.11
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Builder Model Anastasia
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* Excluded Features
List By
Taylor Morrison Realty Of Florida Inc

Broker

orlandoonline@taylormorrison.com

Email

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$3,356
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Monthly Principal & Interest
$3,356
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Harmony High High School High School
Pricing History
DatePricePrice ChangeDescription
4/24/2026$544,990 Listed Price

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1038 TOP MINNOW ROAD, Saint Cloud, FL, 34771 is a Single Family Home for sale at $544,990 with 2,582 sqft and a lot size of 0.11. 1038 TOP MINNOW ROAD has 4 bedrooms, 3.1 baths, and was built in 2026. The property's zip code is 34771 which is in Saint Cloud, FL