520 RIVER Street Palatka, FL $ 799,900
520 RIVER Street
$ 799,900
Recently Listed
Share Save

520 RIVER Street

Palatka, FL, 32177
$ 799,900
Bedrooms4 Baths3.1 Sq 3,132

Monthly Estimate*

$ 4,925

520 RIVER Street, Palatka, FL 32177 - Image 1
520 RIVER Street, Palatka, FL 32177 - Image 2
520 RIVER Street, Palatka, FL 32177 - Image 3
520 RIVER Street, Palatka, FL 32177 - Image 4
520 RIVER Street, Palatka, FL 32177 - Image 5
520 RIVER Street, Palatka, FL 32177 - Image 6

Single Family Home for sale in Palatka, FL

for $799,900 with 4 bedrooms and 3 full baths, 1 half bath. This 3,132 square foot home was built in 1912 on a lot size of 0.5.

PHOTOS, FLOOR PLAN & 3D TOUR COMING SOON! RARE FIND! HISTORY AT IT'S BEST! CIRCA 1912 IN PALATKA'S SOUTH HISTORIC DISTRICT LOCATED ON THE ST JOHNS RIVER! This beautiful 2-story gem built by Warner T. Hamm was designed with red brick, wood and shingles on the exterior with a welcoming (12 x 32) front porch to enjoy the gorgeous river views and breezes! The interior features mahogany and white enamel trim, incredible craftsmanship throughout, original hardwood floors, grand living room with a brick gas fireplace which opens onto the renovated Florida Room. Home has a spacious dining room with a gas fireplace as well which leads to the breakfast nook with built in china cabinet just off the kitchen. Additional features and upgrades include back screen porch, double garage, basement, stairs leading to the attic, architectural shingle roof & tankless gas water heater 2020, HVAC 2025 & irrigation system. MUST SEE! One of the owners holds an active FL real estate license.

See more

Single Family Active

Price

$ 799,900

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 3,168

Style

Historic

Lot Size

0.5

Year Built

1912

Town/City

Palatka

County/Region

Putnam

MLS | Web ID

2141665

Features
Interior
Interior Amenities Breakfast Nook Entrance Foyer Pantry
Flooring Tile Wood
Furnished Y/N Unfurnished
Total Fireplaces 2
Fireplace Features Gas
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 1
Total Bedrooms 4
Total Baths 4
See more
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Electricity Connected Natural Gas Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Electric Range Gas Water Heater Refrigerator Tankless Water Heater
Garage Spaces 2.0
Patio/Porch Features Front Porch Rear Porch Screened
Architectural Style Historic
Construction Materials Brick Frame
Year Built 1912
View River
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential Single Family
Parcel Number 421027685004800051
Waterfront Features River Front Seawall
Community Features Sidewalks Fishing Restaurant
County Putnam
New Construction 0
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Dicks Map
Facing Direction Southeast
Garage Y/N Y
Total Rooms 0
Full Baths 3
Status Active
Directions From Florida Highway 17 in Downtown Palatka turn South onto 3rd Street which will become River Street. Follow River Street around to #520 on the right. Corner of River Street & Dodge Street. River lo
City Palatka
Senior Community Y/N N
Zoning Description Residential
MLS Area 561-Greater Palatka
Lot Size Units Acres
Lot Size Square Feet 21780.0
Carport Y/N N
Listing Terms Cash Conventional VA Loan
Property Attached Y/N Y
Tax Annual Amount 3168.1
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor 561-Greater Palatka
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
See more
Exterior
Parking Features Garage
Lot Features Corner Lot Historic Area Sprinklers In Front Sprinklers In Rear
Water Source Public
Lot Size Area 0.5
Spa N
Building Area Total 4398.0
Lot Size Acres 0.5
Road Surface Type Asphalt
Waterfront Y/N Y
Road Frontage Type City Street
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
See more
Internal Only
Street Number 1 520
See more
* Excluded Features
List By
Century 21 Beckham Realty

Broker

tedradee@gmail.com

Email

Affordability Calculator

$5,189
Per Month
95%
5%
0%
Monthly Principal & Interest
$4,925
Monthly Property Taxes
$264
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
308105 Elementary School
308138 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/24/2026$799,900 Listed Price

Map


See all

520 RIVER Street, Palatka, FL, 32177 is a Single Family Home for sale at $799,900 with 3,132 sqft and a lot size of 0.5. 520 RIVER Street has 4 bedrooms, 3.1 baths, and was built in 1912. The property's zip code is 32177 which is in Palatka, FL