221 Settlers Lane Stephenson, VA $ 665,000
221 Settlers Lane
$ 665,000
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221 Settlers Lane

Stephenson, VA, 22656
$ 665,000
Bedrooms4 Baths3.0 Sq 3,020

Monthly Estimate*

$ 4,095

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Single Family Home for sale in Stephenson, VA

for $665,000 with 4 bedrooms and 3 full baths. This 3,020 square foot home was built in 1989 on a lot size of 8.89.

Spacious custom contemporary home set on 8.89 scenic acres, offering peaceful rural living just minutes from Winchester with convenient access to commuter routes. Designed and built by the original owner/architect, this property features 9+ ft ceilings with exposed wood beams, blending character and craftsmanship throughout. This 4-bedroom, 3-bath brick home offers wood and tile flooring throughout, a cozy living room with a wood-burning fireplace and forced air insert, and a spacious kitchen with ceramic tile countertops and ample workspace. The main level includes a primary suite with a jetted tub and separate shower, along with a guest bedroom for added convenience. Enjoy the outdoors from the covered front and rear porches or relax on the brick patio overlooking the surrounding acreage. Additional features include two water heaters, an owned 500-gallon underground propane tank, and septic pumped in 2025. High-speed internet is available. Seller is in the process of dividing the land and establishing an easementsee attached plat for details. Seller will also replace roof with acceptable offer. Septic system is designed for <#BR.

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Single Family Active

Price

$ 665,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 3,951

Style

10000001217

Lot Size

8.89

Year Built

1989

Town/City

Stephenson

County/Region

Frederick

MLS | Web ID

VAFV2040732

Features
General
Living Area 3020
Sewer On Site Septic Septic < # of BR
Heating Forced Air Wood Burn Stove
Cooling Central A/C
Possession Settlement
Appliances Dryer Washer Dishwasher Refrigerator Stove
Zoning RA
HOA Fee 300.00
Patio/Porch Features Patio(s) Porch(es)
Architectural Style 10000001217
Construction Materials Brick
School District FREDERICK COUNTY PUBLIC SCHOOLS
Year Built 1989
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Annually
County FREDERICK
New Construction N
Property Type Residential
HOA Y
Subdivision Name WOODS MILL
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions Rt 7 W turn onto Woodsmill Rd. then enter the Woods Mill Estates subdivision.
City STEPHENSON
Disclosures Prop Disclosure
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 387248.40
Tax Annual Amount 3951.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 220.2
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Legal Subdivision WOODS MILL
Tax Lot 12
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Interior
Heating Fuel Propane - Owned
Total Fireplaces 1
Fireplace Features Wood
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 3020
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 0
Room Type Living Room Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Kitchen Den Foyer Laundry Recreation Room Primary Bathroom Full Bath
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Pool No Pool
Water Source Well
Inclusions HVAC's sold as is
Type of Parking Driveway
Foundation Details Crawl Space
Water View Y/N N
Lot Size Acres 8.89
Lot Size Source Estimated
Waterfront Y/N N
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 221
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* Excluded Features
List By
Re/Max Roots

Broker

srpack@comcast.net

Email

Affordability Calculator

$4,424
Per Month
93%
7%
0%
Monthly Principal & Interest
$4,095
Monthly Property Taxes
$329
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3534338 Elementary School
3534831 Middle School
Millbrook High School High School
Pricing History
Date Price Price Change Description
4/23/2026 $665,000 Listed Price

Map


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221 Settlers Lane, Stephenson, VA, 22656 is a Single Family Home for sale at $665,000 with 3,020 sqft and a lot size of 8.89. 221 Settlers Lane has 4 bedrooms, 3.0 baths, and was built in 1989. The property's zip code is 22656 which is in Stephenson, VA