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402 NW 12th Loop Oak Harbor, WA $ 419,950
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402 NW 12th Loop
$ 419,950
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402 NW 12th Loop

Oak Harbor, WA, 98277
$ 419,950
Bedrooms2 Baths2.0 Sq 1,374

Monthly Estimate*

$ 2,586

Listed by COMPASS
402 NW 12th Loop, Oak Harbor, WA 98277 - Image 1
402 NW 12th Loop, Oak Harbor, WA 98277 - Image 2
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402 NW 12th Loop, Oak Harbor, WA 98277 - Image 9
402 NW 12th Loop, Oak Harbor, WA 98277 - Image 10
402 NW 12th Loop, Oak Harbor, WA 98277 - Image 11
402 NW 12th Loop, Oak Harbor, WA 98277 - Image 12
402 NW 12th Loop, Oak Harbor, WA 98277 - Image 13
402 NW 12th Loop, Oak Harbor, WA 98277 - Image 14
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402 NW 12th Loop, Oak Harbor, WA 98277 - Image 18
402 NW 12th Loop, Oak Harbor, WA 98277 - Image 19

Single Family Home for sale in Oak Harbor, WA

for $419,950 with 2 bedrooms and 2 full baths. This 1,374 square foot home was built in 2005 on a lot size of 0.0564.

Welcome to the phase of life where things just make sense. This thoughtfully designed 55+ Craftsman delivers easy, single-level living with vaulted ceilings, natural light that shows up on cue, and a layout that flows exactly how you want it to. Two generous bedrooms, a bright, well-equipped kitchen (with actual storage—rare, we know), and fresh interior updates keep everything feeling crisp. Step out back for relaxed patio moments, or stay in and enjoy the comfort of efficient systems and low-maintenance living. With exterior upkeep handled and a community clubhouse ready when you are, this is the kind of move that feels as smart as it does simple.

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Single Family Active

Price

$ 419,950

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 3,734

Style

1 Story

Lot Size

0.0564

Year Built

2005

Town/City

Oak Harbor

County/Region

Island

MLS | Web ID

2507414
Features
General
Living Area 1374
Sewer Sewer Connected
Heating Forced Air
Cooling None
Possession Closing
Roof Composition
Appliances Dishwasher Dryer Refrigerator Stove(s)/Range(s) Washer
HOA Fee 235
Association Fee Includes Lawn Service Road Maintenance
Year Built 2005
View Mountains
Topography Level
Levels One
Property Subtype Single Family Residence
Tax Year 2026
Assoc Fee Paid Per Monthly
County Island
New Construction N
Property Type Residential
HOA Y
Attached Garage Y
Subdivision Name City Of Oak Harbor
Garage Y/N Y
Full Baths 1
Special Listing Conditions None
Status Active
Directions Hwy 20 west on Whidbey Ave right on Oak Harbor Rd left on Crosby right on 2nd entrance to Cherry Hill. House is first house on left on 12th loop.
City Oak Harbor
Entry Location Main
Senior Community Y/N N
High School District Oak Harbor
MLS Area 813 - North Whidbey Island
Lot Size Units Square Feet
Lot Size Square Feet 2457
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N N
Tax Annual Amount 3734
Public Remarks Welcome to the phase of life where things just make sense. This thoughtfully designed 55+ Craftsman delivers easy single-level living with vaulted ceilings natural light that shows up on cue and a la
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company City of Oak Harbor
Property Style 10 - 1 Story
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Interior
Interior Amenities Bath Off Primary Ceiling Fan(s) Dbl Pane/Storm Window Dining Room Fireplace Vaulted Ceiling(s) Walk-In Closet(s) Water Heater
Basement None
Flooring Vinyl Carpet
Total Fireplaces 1
Fireplace Features Gas
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
3/4 Baths 1
Total Bedrooms 2
Main Level Bedrooms 1
Total Baths 2
Water Heater Type Gas
Water Heater Location Garage
Fireplaces Main 1
Power Production Type Natural Gas
Baths Three Quarter Garage 0
Baths Three Quarter Lower 0
Baths Three Quarter Main 1
Baths Three Quarter Upper 0
Bedrooms Lower 0
Bedrooms Upper 1
Baths Half Upper 0
Baths Half Main 0
Baths Half Lower 0
Baths Half Garage 0
Baths Full Upper 0
Baths Full Main 1
Baths Full Lower 0
Baths Full Garage 0
Bathrooms 1.75
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Exterior
Exterior Amenities Cement/Concrete
Parking Features Attached Garage
Lot Features Corner Lot Curbs Sidewalk
Water Source Public
Total Parking 2
Inclusions Dishwasher(s) Dryer(s) Refrigerator(s) Stove(s)/Range(s) Washer(s)
Foundation Details Poured Concrete
Building Area Total 1374
Lot Size Acres 0.0564
Waterfront Y/N N
Covered Spaces 2
Irrigation Water Rights Y/N N
Site Features Cable TV Deck Gas Available High Speed Internet Sprinkler System
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Internal Only
OriginalMLSID NWM2507414
Street Number 1 402
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* Excluded Features
List By
Brittany Haun

Listing Agent

Compass

Broker

Affordability Calculator

$2,897
Per Month
89%
11%
0%
Monthly Principal & Interest
$2,586
Monthly Property Taxes
$311
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
256901 Elementary School
257100 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
4/23/2026$419,950 Listed Price

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402 NW 12th Loop, Oak Harbor, WA, 98277 is a Single Family Home for sale at $419,950 with 1,374 sqft and a lot size of 0.0564. 402 NW 12th Loop has 2 bedrooms, 2.0 baths, and was built in 2005. The property's zip code is 98277 which is in Oak Harbor, WA

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