1145 SW 21st Terrace Cape Coral, FL $ 575,000
1145 SW 21st Terrace
$ 575,000
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1145 SW 21st Terrace

Cape Coral, FL, 33991
$ 575,000
Bedrooms3 Baths2.0 Sq 1,692

Monthly Estimate*

$ 3,540

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Single Family Home for sale in Cape Coral, FL

for $575,000 with 3 bedrooms and 2 full baths. This 1,692 square foot home was built in 1988 on a lot size of 0.23.

Beautifully remodeled pool home in (2025–2026) overlooking the 13th hole of Palmetto-Pine Country Club, a semi-private Arthur Hills–designed 18-hole championship course offering year-round public golf, affordable memberships, and full dining and social amenities. This elevated property sits outside FEMA’s special flood zone (Zone X), providing peace of mind with no flooding and typically no flood insurance required by lenders. A huge oversized open-floor-plan living area flows seamlessly to the outdoors through three sets of large glass sliders that pocket fully into the wall, maximizing natural light and panoramic pool and golf views. Step outside to your private oversized built-in pool, framed by premium picture-window screens and complemented by an expansive under-lanai area and full-length sun deck—perfect for year-round Florida living. Inside, the home offers 1692 sq ft of living area, 3 bedrooms and 2 baths including a convenient remodeled pool bath, plus full hurricane protection with a mix of Hurricane bifold shutters and some newer impact window replacements. The new contemporary remodeled kitchen features beautiful fine cabinetry, extensive heavy drawer storage, top-of-the-line appliances, a state of the art slide-in range, stone backsplash, a long island bar for entertaining, and gorgeous stone counters and rustic block bar top. Fresh paint, no carpet, 12x24 modern tile throughout, high cathedral ceilings, recessed lighting, designer fans, and a bright double-door front entry with transom window elevate the home’s clean, modern feel. The rear dining area overlooks the pool and golf course for picture-perfect views. Additional highlights include a newer 3-year-old roof, 1 1/2 year old A/C System with 10 Yr warranty, 6 mo old Hot Water tank with warranty, Brand New Pool Pump with warranty, a 2-car garage, PLUS NO HOA, and near club’s low membership amenities—full-service dining, bar, social events, bocce, locker rooms, and Mulligans outdoor snack bar. A rare opportunity to enjoy resort-style living in a beautifully updated home with exceptional outdoor space and year-round golf just steps away. Please view the 3 D ZILLOW tour linked with Floor Plan. See flyer attached showing public and very affordable memberships. This beautiful golf course frontage pool homes in this prime SW Cape Coral area, conveniently located to virtually everything, are a rare find at this price.

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Single Family Active

Price

$ 575,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 6,856

Style

Contemporary, Ranch, One Story

Lot Size

0.23

Year Built

1988

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2026018284

Features
General
Sewer Assessment Paid
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric
Utilities Cable Available High Speed Internet Available
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Freezer Microwave Range Refrigerator
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Patio/Porch Features Lanai Patio Porch Screened
Architectural Style Contemporary Ranch One Story
Pool Features Concrete In Ground Outside Bath Access Pool Equipment Screen Enclosure
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1988
View Golf Course
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features None
Community Features Golf
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities Golf Course
HOA false
Attached Garage true
Subdivision Name PALMETTO PINES COUNTRY CLUB
Facing Direction South
Garage Y/N true
Total Rooms 0
Full Baths 2
Status Active
Directions Follow GPS
City Cape Coral
Land Lease Amount 0
Senior Community Y/N false
Zoning Description R1
MLS Area CC23 - Cape Coral Unit 28 29 45 62 63 66 68
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 6856.61
Property Condition Resale
Virtual Tour https://www.zillow.com/view-imx/7a68ebea-c7b9-44c6-a98c-277dad0afd55?wl=true&setAttribution=mls&initialViewType=pano
Standard Status Active
Tax Lot 35
Property Sub Type Additional Single Family Residence
Legal Description CAPE CORAL UNIT 63 BLK 4395 PB 21 PG 54 LOTS 35 + 36
HOA Fee 3 0
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Interior
Interior Amenities Built-in Features Closet Cabinetry Cathedral Ceiling(s) Entrance Foyer Eat-in Kitchen Kitchen Island Living/Dining Room Shower Only Separate Shower Bar Walk-In Closet(s) Window Treatments Split Bedrooms
Flooring Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Single Hung Impact Glass Shutters Window Coverings
Half Baths 0
Laundry Features Washer Hookup Dryer Hookup Inside Laundry Tub
Total Bedrooms 3
Room Type Bathroom Guest Quarters Screened Porch Great Room
Total Baths 2
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Exterior
Exterior Amenities Sprinkler/Irrigation Patio
Parking Features Attached Driveway Garage Paved Two Spaces Garage Door Opener
Lot Features On Golf Course Sprinklers Automatic
Water Source Public
Lot Size Area 0.23
Spa false
Building Area Total 2175
Lot Dimensions 125 x 80 x 80 x 125
Lot Size Acres 0.23
Road Surface Type Paved
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N false
Covered Spaces 2
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Penny Lehmann

Listing Agent

Coldwell Banker Realty

Broker

penny_lehmann@hotmail.com

Email

Affordability Calculator

$4,112
Per Month
86%
14%
0%
Monthly Principal & Interest
$3,540
Monthly Property Taxes
$571
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/23/2026$575,000 Listed Price

Map


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1145 SW 21st Terrace, Cape Coral, FL, 33991 is a Single Family Home for sale at $575,000 with 1,692 sqft and a lot size of 0.23. 1145 SW 21st Terrace has 3 bedrooms, 2.0 baths, and was built in 1988. The property's zip code is 33991 which is in Cape Coral, FL