548 BAY STREET Dunedin, FL $ 525,000
548 BAY STREET
$ 525,000
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548 BAY STREET

Dunedin, FL, 34698
$ 525,000
Bedrooms3 Baths2.0 Sq 1,316

Monthly Estimate*

$ 3,233

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Single Family Home for sale in Dunedin, FL

for $525,000 with 3 bedrooms and 2 full baths. This 1,316 square foot home was built in 1957 on a lot size of 0.15.

548 Bay St isn't your typical Dunedin, FL listing. It's two complete homes on one lot, not in a flood zone, and an 8-minute walk to Downtown Dunedin's restaurants, breweries, Friday night live music and the Gulf. The main house is a 2-bed, 1-bath bungalow in one of Pinellas County's most walkable neighborhoods. The detached accessory dwelling unit (ADU), built in 2022, functions as a private guest house or in-law suite with its own bedroom, full bath, living area, and kitchenette, and rents between $1,400-$2,000/month depending on the season, making it a turn-key income producer from day one. Both units allow 90-day minimum rentals, and owner-occupants of the main house can apply for a conditional use permit to unlock short-term rental income from the ADU, a rare setup in one of Florida's top vacation destinations. Six minutes to the Pinellas Trail, minutes to Honeymoon Island and the Gulf, and close to Blue Jays Spring Training, the Fenway Hotel, and Dunedin Golf Club. Two storage sheds handle the bikes, kayaks, and beach gear, and the spacious backyard is a blank canvas for whatever outdoor life you're envisioning. The front yard boasts a low maintenance native Florida garden. Two-home properties this close to downtown, outside the flood zone, almost never come to market in Dunedin, FL. Whether you're looking for your forever home, an investment property, multi-generational family living, or simply a home with built-in income, 548 Bay St delivers something genuinely hard to find. Schedule your private showing today. Opportunities like this in Dunedin don't last.

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Single Family Active

Price

$ 525,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 7,719

Style

Cottage

Lot Size

0.15

Year Built

1957

Town/City

Dunedin

County/Region

Pinellas

MLS | Web ID

TB8500731

Features
General
Sewer Public Sewer
Heating Electric Heat Pump
Cooling Central Air Mini-Split Unit(s)
Utilities Cable Connected Electricity Connected Sewer Connected
Roof Shingle
Appliances Dishwasher Microwave Range Refrigerator
Patio/Porch Features Deck Front Porch Screened
Architectural Style Cottage
Construction Materials Wood Frame Wood Siding
Pets Allowed Yes
Year Built 1957
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Pinellas
New Construction false
Property Type Residential
Attached Garage false
Subdivision Name FOREE SUB
Facing Direction South
Garage Y/N false
Total Rooms 5
Full Baths 2
Status Active
Directions heading south on Alt 19 turn East on Skinner Blvd then left on MLK Jr Ave Right on Bay St Home is on the left.
High School Dunedin High-PN
City DUNEDIN
Senior Community Y/N false
MLS Area 34698 - Dunedin
Lot Size Units Square Feet
Lot Size Square Feet 6612
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School San Jose Elementary-PN
Land Lease Y/N false
Tax Annual Amount 7719.2
Middle/Junior High School Dunedin Highland Middle-PN
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8500731
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 3
Legal Description FOREE SUB LOT 3
Minimum Lease 3 Months
Water Access Y/N false
ILS Total SQFT 420
ILS Under Air SQFT 420
Water View Y/N false
Flood Zone Code X
DockY/N false
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Interior
Interior Amenities Kitchen/Family Room Combo Solid Surface Counters Thermostat
Flooring Tile Vinyl
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Double Pane Windows Storm Window(s)
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Garden Private Entrance Sidewalk Storage
Vegetation Mature Landscaping Trees/Landscaped
Parking Features Driveway
Lot Features City Lot Landscaped Sidewalk
Water Source Public
Lot Size Area 6612
Foundation Details Stem Wall
Building Area Total 1436
Lot Dimensions 55 x 120
Lot Size Acres 0.15
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Road Frontage Type Street Paved
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* Excluded Features
List By
Real Broker, Llc

Broker

donnie@thehathaway.group

Email

Affordability Calculator

$3,876
Per Month
83%
17%
0%
Monthly Principal & Interest
$3,233
Monthly Property Taxes
$643
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Dunedin High-PN High School High School
Pricing History
DatePricePrice ChangeDescription
4/23/2026$525,000 Listed Price

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548 BAY STREET, Dunedin, FL, 34698 is a Single Family Home for sale at $525,000 with 1,316 sqft and a lot size of 0.15. 548 BAY STREET has 3 bedrooms, 2.0 baths, and was built in 1957. The property's zip code is 34698 which is in Dunedin, FL