3083 3rd Street Surf City, NC $ 1,200,000
3083 3rd Street
$ 1,200,000
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3083 3rd Street

Surf City, NC, 28445
$ 1,200,000
Bedrooms3 Baths2.0 Sq 2,520

Monthly Estimate*

$ 7,389

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Single Family Home for sale in Surf City, NC

for $1,200,000 with 3 bedrooms and 2 full baths. This 2,520 square foot home was built in 1997 on a lot size of 0.26.

Welcome to a rare waterfront opportunity in Surf City, where coastal charm meets exceptional canal-front living. Situated on an expansive deep-water lot with an impressive 145 feet of frontage, this property is perfectly positioned to capture breathtaking, unobstructed sunsets over the water--an everyday luxury that never gets old. Tucked along one of the island's most desirable canal streets, this home offers direct access to the Intracoastal Waterway, making it ideal for boating, fishing, and exploring the coastal lifestyle. The waterfront setup is truly unmatched, featuring three docks, two boat lifts, and a one-of-a-kind elevated party deck above the dock--creating the ultimate setting for entertaining, relaxing, and taking in sweeping views of the water, the Surf City bridge, and glowing city lights. Inside, the home embraces a bright and airy open floor plan designed for gathering. A spacious kitchen anchors the main living area, while oversized windows frame stunning water views and fill the space with natural light. A dedicated sunroom provides a peaceful retreat overlooking the canal--perfect for morning coffee or evening sunsets, and enjoy a toasty fireplace in the off season. Outdoor living is where this property truly shines. Enjoy multiple spaces designed for coastal entertaining, including outdoor stone fireplaces and a outdoor kitchen area with built in stainless steel grill. Whether hosting guests or enjoying a quiet evening, every space is thoughtfully positioned to maximize privacy, views, and the soothing waterfront setting. Additional features include: • Deep water canal with direct boating access • Beach access just moments away • Quiet, private setting on a low-traffic street • Side-by-side washer and dryer • Bridge and water views from multiple vantage points • Convenient proximity to shopping, dining, and local attractions Set on a generous lot (approximately a quarter acre) with ample space and privacy, this home offers both a relaxing retreat and strong potential as a primary residence, second home, or investment property. It's a boater's, fisherman's, water enthusiast's paradise. From its rare 145 feet of waterfront to its unmatched outdoor living spaces and unforgettable sunsets, this Surf City property is a true coastal gem--offering a lifestyle as extraordinary as its views.

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Single Family Active

Price

$ 1,200,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 7,420

Style

Single Family Residence

Lot Size

0.26

Year Built

1997

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100568785

Features
General
Living Area 2520.0
Heating Wood Heat Pump Fireplace(s) Electric
Cooling Central Air Heat Pump
Utilities Cable Available Sewer Connected Underground Utilities Water Connected
Possession Close Of Escrow At Closing
Roof Shingle
Appliances Electric Oven Built-In Microwave Washer Refrigerator Dryer Dishwasher
Zoning MHS
Patio/Porch Features Covered Deck Enclosed Patio Porch Screened
Construction Materials Vinyl Siding Wood Frame
Year Built 1997
Style Raised Ranch See Remarks62
View Canal ICW Marsh Sound Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2026
Taxes 7420.8
Parcel Number 800-32
Waterfront Features Boat Lift Bulkhead Canal Front Deeded Water Access Deeded Waterfront Water Depth 4+
County Onslow
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
HOA N
Attached Garage Y
Subdivision Name Old Settlers Beach
Garage Y/N Y
Other Structures Shower Shed(s) Storage
Total Rooms 5
Full Baths 2
Status Active
Directions At the very end of Third Street in Surf City
High School Dixon
City Surf City
High School District Onslow
Lot Size Units Acres
Lot Size Square Feet 11326.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Coastal Elementary
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Dixon
Lease Considered Y/N N
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 1039297
Legal Description PIN: 424507577624 L35 S3 B44 OLD SETTLERS BEACH
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Interior
Interior Amenities Vaulted Ceiling(s) High Ceilings Kitchen Island 2nd Kitchen Ceiling Fan(s) Blinds/Shades
Flooring LVT/LVP Concrete Tile Vinyl
Furnished Y/N Unfurnished
Water Heater Electric
Master Bed Level Primary Living Area
Total Stories 2
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Total Bedrooms 3
Entry Level 2
Room Type Master Bedroom Bedroom 2 Bedroom 3 Living Room Dining Area Dining Room Sunroom Bathroom 1 Bathroom 2
Total Baths 2
Living Area Range 1200 - 1399
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Exterior
Exterior Amenities Outdoor Shower Outdoor Grill
Exterior Finish Vinyl Siding
Fencing None
Parking Features Garage Faces Front Attached Concrete See Remarks Off Street On Site Paved Garage6 Garage7
Lot Features Cul-De-Sac Dead End Level Boat Slip Boat Dock Boat Lift Bulkhead Deeded Water Access Deeded Waterfront Navigable Water Water Depth 4+ Landscaped
Water Source Public
Total Parking 2.0
Lot Size Area 0.26
Foundation Details Other Pilings
Spa N
Building Area Total 1260
Lot Dimensions 28X130X145X122
Lot Size Acres 0.26
Frontage Type Canal Front
Waterfront Y/N Y
Road Frontage Type City Street State Road Asphalt2
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 3083
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* Excluded Features
List By
Coastal Dreams Real Estate Team

Listing Agent

Century 21 Coastal Advantage

Broker

coastaldreams@century21topsail.com

Email

Affordability Calculator

$8,007
Per Month
92%
8%
0%
Monthly Principal & Interest
$7,389
Monthly Property Taxes
$618
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4735714 Elementary School
3959089 Middle School
Dixon High School High School
Pricing History
DatePricePrice ChangeDescription
4/22/2026$1,200,000 Listed Price

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3083 3rd Street, Surf City, NC, 28445 is a Single Family Home for sale at $1,200,000 with 2,520 sqft and a lot size of 0.26. 3083 3rd Street has 3 bedrooms, 2.0 baths, and was built in 1997. The property's zip code is 28445 which is in Surf City, NC