427 E Jefferson Street Spencer, IN ^$ 219,900

427 E Jefferson Street

^$ 219,900

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Recently Listed

427 E Jefferson Street

Spencer, IN, 47460

^$ 219,900

Bedrooms3 Baths2.0 Sq 1,508

Monthly Estimate*

^$ 1,354

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Single Family Home for sale in Spencer, IN

for $219,900 with 3 bedrooms and 2 full baths. This 1,508 square foot home was built in 1955 on a lot size of 0.19.

Charming and move-in ready ranch located in the heart of Spencer, directly across from the fairgrounds! This 3-bedroom, 2-bathroom home offers a perfect blend of character and updates, featuring original hardwood floors, freshly painted cabinets and a brand new roof complete with warranty! Weather you're relaxing at home or taking advantage of the convenient location, this home is ready for it's next owner to enjoy!

Single Family Active

Price

^$ 219,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,065

Style

Site-Built Home

Lot Size

0.19

Year Built

1955

Town/City

Spencer

County/Region

Owen

MLS | Web ID

202614321

Features

General

Sewer Public

Heating Electric

Kitchen Level Main

Cooling Central Air

Laundry Y/N Main

Fireplaces No

Status Active Active

Full Baths 2

Half Baths 0

Bathrooms 2

Year Built 1955

New Construction No

Subdivision None

Style One Story

Township Washington

Class RESIDENTIAL

Type Site-Built Home

Age 71

REO No

Status Detail 0

Dining Room Level Main

Area Owen County

High School Owen Valley

City Spencer

School District Spencer-Owen Community Schools

Total Sq Ft 1508

Elementary School Spencer

Middle School Owen Valley

Legal Description WINDERS LOT 20

Virtual Tour https://www.propertypanorama.com/instaview/irmls/202614321

Agent First Name Daniel

Agent Last Name Letman

DOM 0

Tax Year 2026

Interior

Basement Slab

Beds 3

Total Rooms 8

Dining Room Length 9

Dining Room Width 6

Living Room Width 21

Living Room Length 13

Full Baths Main 2

Full Baths Upper 0

Above Grade Bedrooms 3

Below Grade Baths 0

Below Grade Bedrooms 0

Full Baths Below Grade 0

Half Baths Below Grade 0

Half Baths Main 0

Half Baths Upper 0

1st Bedroom Level Main

1st Bedroom Width 13

2nd Bedroom Length 12

2nd Bedroom Level Main

2nd Bedroom Width 12

3rd Bedroom Length 11

3rd Bedroom Level Main

3rd Bedroom Width 12

Exterior

Exterior Vinyl

Pool No

Lot Size Area 8276

Lot Dimensions 75x115

Lot Description Level

Waterfront Y/N No

* Excluded Features

List By

Daniel Letman

Listing Agent

Century 21 Scheetz - Bloomington

Broker

dletman@homefinder.org

Affordability Calculator

$1,443

Per Month

Monthly Principal & Interest: $1,354
Monthly Property Taxes: $89
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IN

Average List Price ^$436,164

Percent of Sale Price 98%

About Spencer, IN

2,332 Population

-12% Since 2002

^$40,502 Median Income

40.93 Median Age

29% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1236904 Elementary School

1236321 Middle School

Owen Valley High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
4/22/2026	$219,900		Listed Price

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427 E Jefferson Street, Spencer, IN, 47460 is a Single Family Home for sale at $219,900 with 1,508 sqft and a lot size of 0.19. 427 E Jefferson Street has 3 bedrooms, 2.0 baths, and was built in 1955. The property's zip code is 47460 which is in Spencer, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 4/24/2026.

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427 E Jefferson Street

Single Family Home for sale in Spencer, IN

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