13 Terrace Dr Ext Lake Luzerne, NY ^$ 495,000

13 Terrace Dr Ext

^$ 495,000

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13 Terrace Dr Ext

Lake Luzerne, NY, 12846

^$ 495,000

Bedrooms2 Baths1.1 Sq 1,036

Monthly Estimate*

^$ 3,048

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Single Family Home for sale in Lake Luzerne, NY

for $495,000 with 2 bedrooms and 1 full bath, 1 half bath. This 1,036 square foot home was built in 1990 on a lot size of 0.23.

Hudson River waterfront in Lake Luzerne with 98' of frontage and western exposure for sunsets. This 2BR, 1.5BA home (1,036 sq ft) has been completely renovated, including the addition of a half bath and enclosure of a former porch to expand the living area. The new kitchen features stainless appliances and gas stove, complemented by an updated bath with Bosch washer/dryer, new laminate flooring, and all new fixtures throughout. The main living area offers a vaulted ceiling, while a wall of windows and sliding doors face the river and open to a composite deck with retractable awning. Level property with seawall, dock, and fire pit. Direct river access allows for boating, swimming, fishing, and kayaking from your own property. Move-in ready for year-round living, vacation use, or investment.

Single Family Active

Price

^$ 495,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 3,994

Style

Ranch

Lot Size

0.23

Year Built

1990

Town/City

Lake Luzerne

County/Region

Warren

MLS | Web ID

202615599

Features

Interior

Interior Amenities Paddle Fan Solid Surface Counters Vaulted Ceiling(s) Walk-In Closet(s)

Basement Bilco Doors Crawl Space Exterior Entry Partial Sump Pump Unfinished

Flooring Laminate

Total Fireplaces 0

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Window Features Screens Blinds Double Pane Windows

Fireplace Y/N N

Above Grade Finished Area 1036.0

Half Baths 1

Laundry Features Electric Dryer Hookup In Bathroom Washer Hookup

Total Bedrooms 2

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 2

General

Sewer Septic Tank

Heating Forced Air Propane Propane Tank Leased

Cooling Wall Unit(s)

Utilities Cable Available Cable Connected

Possession At Closing

Roof Metal

Appliances Electric Water Heater Microwave Range Range Hood Refrigerator Washer/Dryer

Zoning Single Residence

Garage Spaces 0.0

Patio/Porch Features Awning(s) Composite Deck

Architectural Style Ranch

Security Features Smoke Detector(s) Fire Alarm

Construction Materials Block Drywall Vinyl Siding

Year Built 1990

Electric Single Phase 200+ Amp Service Circuit Breakers

View Mountain(s) River Water

Property Subtype Single Family Residence

Waterfront Features River Front Seawall

County Warren

New Construction N

Property Type Residential

HOA N

Attached Garage N

Garage Y/N N

Other Structures Storage

Total Rooms 7

Full Baths 1

Status Active

Directions From East River Dr. turn onto Terrace Dr. Continue approx .3 miles and bear left onto Terrace Dr Ext.

High School Hadley-Luzerne

City Lake Luzerne

Body of Water Hudson River

High School District Hadley Luzerne

Lot Size Units Acres

Lot Size Square Feet 10018.8

Carport Y/N N

Elementary School Hadley-Luzerne

Land Lease Y/N N

Tax Annual Amount 3994.49

Home Warranty Y/N N

Property Condition Updated/Remodeled

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Virtual Tour https://my.matterport.com/show/?m=CdTkEKtkvPa&mls=1

Standard Status Active

Tax Assessed Value 0

Tax Lot 13.000

Exterior

Exterior Amenities Lighting Dock

Fencing Wood Back Yard Gate Partial

Parking Features Off Street Stone

Lot Features Other Level Road Frontage Views Cleared Flood Zone Waterfront

Water Source Public

Total Parking 2.0

Lot Size Area 0.23

Foundation Details Block

Spa N

Lot Size Acres 0.23

Waterfront Y/N Y

Door Features Sliding Doors

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 13

* Excluded Features

List By

Nabil ElDib

Listing Agent

Davies-Davies & Assoc Real Est

Broker

(847) 337-7800

Phone

nabil@daviesrealty.net

Affordability Calculator

$3,381

Per Month

Monthly Principal & Interest: $3,048
Monthly Property Taxes: $333
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Lake Luzerne, NY

Average List Price ^$301,033

Percent of Sale Price 39%

About Lake Luzerne, NY

3,491 Population

8% Since 2002

^$55,417 Median Income

46.06 Median Age

18% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3061846 Elementary School

853308 Middle School

Hadley-Luzerne High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
4/22/2026	$495,000		Listed Price

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13 Terrace Dr Ext, Lake Luzerne, NY, 12846 is a Single Family Home for sale at $495,000 with 1,036 sqft and a lot size of 0.23. 13 Terrace Dr Ext has 2 bedrooms, 1.1 baths, and was built in 1990. The property's zip code is 12846 which is in Lake Luzerne, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 4/26/2026.

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13 Terrace Dr Ext

Single Family Home for sale in Lake Luzerne, NY

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