122 Prospect Street Ramsey, NJ $ 635,000
122 Prospect Street
$ 635,000
Recently Listed
Open House 4/26 1pm - 3pm
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122 Prospect Street

Ramsey, NJ, 07446
$ 635,000
Bedrooms4 Baths1.1

Monthly Estimate*

$ 3,910

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Single Family Home for sale in Ramsey, NJ

for $635,000 with 4 bedrooms and 1 full bath, 1 half bath.

Arrive to timeless elegance at this beautifully positioned corner-lot residence, gracefully framed by a classic picket fence and lush surroundings. From the moment you step inside, the home exudes a sophisticated take on modern farmhouse chic, blending curated design with effortless comfort. Perfectly situated across from Ramsey High School and just moments from the heart of downtown, this exceptional location offers the rare balance of serene suburban living with immediate access to upscale dining, boutique shopping, and everyday conveniences. The main level is thoughtfully designed for both entertaining and daily living, featuring an inviting living room, formal dining room, a tastefully renovated chef’s kitchen, and a refined powder room. Upstairs, four generously proportioned bedrooms provide a tranquil retreat, complemented by a beautifully updated full bath. Rich hardwood flooring spans both levels, enhancing the home’s warmth and timeless appeal. An expansive attic with pull-down access presents exciting possibilities for storage or future customization, while the basement is currently utilized for storage only. Offered as-is, this home represents a unique opportunity to own in one of Bergen County’s most desirable communities. Residents of Ramsey enjoy highly acclaimed schools, seamless NYC commuting via train and bus, and a vibrant downtown lifestyle defined by fine dining, charming cafes, and curated local shopping.

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Open House

4/26/2026 1:00 PM - 3:00 PM
122 Prospect Street Ramsey, NJ
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 635,000

Bedrooms

4

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 10,828

Style

Single Family Residence

Town/City

Ramsey

County/Region

Bergen

MLS | Web ID

26011013

Features
General
Heating Natural Gas Forced Air
Cooling Central Air
Pool Features None
View None
Rooms None
Property Subtype Single Family Residence
Ownership Private
Waterfront Features None
County BERGEN
Property Type Residential
HOA N
Total Rooms 8
Full Baths 1
Status Active - Active
City Ramsey
Disclosures Seller's Agent Seller Disclosure - Yes
Year Built Details 1900-1939 Renovated Build Prior to 1978
Tax Annual Amount 10828.0
MLS Area Minor 600
Lease Considered Y/N N
Standard Status Active
Property Sub Type Additional Cntr Hl
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Interior
Basement None
Heating Y/N N
Half Baths 1
Total Bedrooms 4
Total Baths 2
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Exterior
Lot Features Regular
Other Parking Park Space
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* Excluded Features

Affordability Calculator

$4,812
Per Month
81%
19%
0%
Monthly Principal & Interest
$3,910
Monthly Property Taxes
$902
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
843640 Elementary School
843641 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/22/2026$635,000 Listed Price

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122 Prospect Street, Ramsey, NJ, 07446 is a Single Family Home for sale at $635,000. 122 Prospect Street has 4 bedrooms and 1.1 baths. The property's zip code is 07446 which is in Ramsey, NJ