495 Emerson Street Rochester, NY $ 249,900
495 Emerson Street
$ 249,900
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495 Emerson Street

Rochester, NY, 14613
$ 249,900
Bedrooms8 Baths5.0 Sq 5,954

Monthly Estimate*

$ 1,539

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Multi-Family Home for sale in Rochester, NY

for $249,900 with 8 bedrooms and 5 full baths. This 5,954 square foot home was built in 1890 on a lot size of 0.202.

Four units. One roof. One decision. $50,160 income generator. This isn't a house — it's a PERFORMING ASSET built for the buyer who understands the difference. Vinyl siding, vinyl windows, new and refinished hardwood floors, and fresh paint throughout mean the heavy lifting is already done — you aren't buying a project, you are buying a platform ready to produce from day one. ALL FOUR UNITS ARE SEPARATELY METERED, so tenants pay their own utilities, your expenses stay predictable, and your numbers stay clean. No overlap. No drag. Just controlled income. Two separate driveways add real-world convenience that reduces tenant friction and supports long-term occupancy — because high occupancy isn't luck, it's the result of a property that works for the people living in it. There's also a potential 3-BEDROOM, 2-BATH OWNER'S UNIT, giving you the flexibility to house hack and let the other three units cover your mortgage, or optimize the full building for maximum rental income. Four units means FOUR INCOME STREAMS under one roof — one vacancy does not stop the machine. This is the property that every financial freedom book points to. The structure is already in place. The only question is whether you are ready to own something that works while you sleep. Schedule a showing today. Delayed Negotiations, 4/27 at 12pm.

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Multi-Family Active

Price

$ 249,900

Bedrooms

8

Full Bath

5

Property Type

Multi-Family

Taxes

$ 4,748

Style

Fourplex

Lot Size

0.202

Year Built

1890

Town/City

Rochester

County/Region

Monroe

MLS | Web ID

R1671595

Features
General
Sewer Connected
Heating Gas Other SeeRemarks Baseboard ForcedAir
Cooling Other SeeRemarks
Utilities SewerConnected WaterConnected
Possession CloseOfEscrow
Appliances GasWaterHeater
Garage Spaces 0.0
Architectural Style Fourplex
Construction Materials VinylSiding
School District Rochester
Year Built 1890
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype MultiFamily
Gross Income 50160.0
County Monroe
Property Type Residential
Subdivision Name Mechanics Bldg Lt Assn S
Rent Includes TrashCollection Water
Full Baths 5
Status Active
Directions 490 E Take exit 10B for Mt Read Blvd Use the left lane to take the Mt.Read Blvd N ramp Merge onto Mt Read Blvd. Turn right onto Emerson St
City Rochester
Senior Community Y/N No
High School District Rochester
Number Of Units Total 4
MLS Area Rochester City-261400
Lot Size Units Acres
Lot Size Square Feet 8800.0
Year Built Details Existing
Tax Annual Amount 4748.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Rochester
Elementary School District Rochester
Tax Assessed Value 127600
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 18
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Interior
Basement WalkOutAccess
Flooring Carpet Hardwood Varies Vinyl
Total Fireplaces 0
Total Stories 2
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Total Bedrooms 8
Main Level Bathrooms 0
Total Baths 5
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Exterior
Parking Features Paved
Lot Features CornerLot NearPublicTransit Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.202
Building Area Total 5954.0
Lot Dimensions 80X110
Lot Size Acres 0.202
Waterfront Y/N No
Number of Separate Gas Meters 4
Number of Separate Electric Meters 4
Road Frontage Type CityStreet
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Internal Only
Street Number 1 495
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* Excluded Features
List By
Living585 Realty

Broker

(585) 488-6390

Phone

Affordability Calculator

$1,934
Per Month
80%
20%
0%
Monthly Principal & Interest
$1,539
Monthly Property Taxes
$396
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1445827 Elementary School
1445318 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/22/2026$249,900 Listed Price

Map


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495 Emerson Street, Rochester, NY, 14613 is a Multi-Family Home for sale at $249,900 with 5,954 sqft and a lot size of 0.202. 495 Emerson Street has 8 bedrooms, 5.0 baths, and was built in 1890. The property's zip code is 14613 which is in Rochester, NY