461 OLD STARKE ROAD
Palatka, FL, 32177 $ 475,000
Bedrooms3 Baths2.0 Sq 1,170 Monthly Estimate*
$ 2,999
for $475,000 with 3 bedrooms and 2 full baths. This 1,170 square foot home was built in 1991 on a lot size of 19.38.
Escape to your own private retreat on 19.38+/- acres, where peaceful country living meets modern comfort. Surrounded by majestic oak trees and tucked away from neighboring homes, this exceptional property offers the privacy, space, and freedom that are increasingly hard to find. This cozy 3-bedroom, 2-bath home offers an open-concept floor plan with soaring vaulted ceilings that create a bright and spacious living area. The updated kitchen seamlessly connects to the main living space, making it ideal for entertaining, hosting family gatherings, or enjoying everyday life. A unique loft with a spiral staircase adds extra versatility, providing the perfect space for a guest room, home office, or kids’ playroom. Recent improvements include a freshly painted exterior (2026), updated kitchen appliances (2026), washer and dryer (2026), primary shower (2024) and a roof installed (2016), offer added value and peace of mind. These updates, along with the property's private well (2025) and septic system (2024), enhance the self-sufficient country lifestyle this home provides. Step outside and discover everything this remarkable acreage has to offer. The property is cross-fenced and includes multiple outbuildings, providing ample space for livestock, horses, equipment, workshops, hobbies, or additional storage. With no HOA restrictions, you'll have the flexibility to create the lifestyle you've envisioned. Whether you're dreaming of a horse property, hobby farm, flourishing gardens, ATV trails, outdoor adventures, or simply a peaceful place to enjoy nature, this versatile property is ready to accommodate your plans. Established hunting opportunities and abundant wildlife make it equally appealing for outdoor enthusiasts and sportsmen. Enjoy the tranquility of rural living without sacrificing convenience. Downtown Palatka is approximately 20 minutes away, Gainesville is about 45 minutes, and the beaches of St. Augustine are roughly one hour away. Outdoor recreation is close at hand, with Etoniah Creek State Forest just 15 minutes away, offering miles of horseback riding trails, hiking, wildlife viewing, and opportunities to experience Florida's natural beauty. Opportunities to own nearly 20 private acres with an updated home, usable land, and this level of versatility are becoming increasingly rare. Whether you're searching for a full-time homestead, weekend retreat, or a property with room to grow, this is the place that offers the space, privacy, and potential to make your vision a reality.
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FeaturesGeneralSewer Septic Needed
Heating Central
Cooling Central Air
Utilities Electricity Connected
Roof Shingle
Appliances Dishwasher Dryer Range Refrigerator Washer
Zoning RES
Patio/Porch Features Front Porch
Construction Materials Vinyl Siding
Year Built 1991
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Putnam
New Construction false
Property Type Residential
Subdivision Name NON SUB
Facing Direction North
Garage Y/N false
Other Structures Workshop
Total Rooms 3
Full Baths 2
Status Active
Directions From SR 207 into Palatka turn left onto US17. 3.8 miles to Reid St/SR100. 8.7 miles on SR100 turn right on to Carraway Church Rd. .5 miles turn right to Old Starke road .6 miles to house on the right side.
City PALATKA
Senior Community Y/N false
MLS Area 32177 - Palatka
Lot Size Units Acres
Lot Size Square Feet 844192
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 4525
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/FC317957
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 0
Legal Description PT OF SE1/4 OF SW1/4 OR954 P1857
Minimum Lease No Minimum
Water Access Y/N false
Additional Rooms Den/Library/Office
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
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InteriorInterior Amenities Ceiling Fan(s) Eating Space In Kitchen High Ceilings Kitchen/Family Room Combo Open Floorplan Vaulted Ceiling(s)
Flooring Laminate
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Total Baths 2
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ExteriorExterior Amenities Lighting
Water Source Well
Lot Size Area 19.38
Foundation Details Crawlspace
Building Area Total 1170
Lot Size Acres 19.38
Road Surface Type Dirt
Private Pool false
Waterfront Y/N false
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $2,999
- Monthly Property Taxes
- $377
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Palatka, FL
Average List Price $339,706
Percent of Sale Price 28%
About Palatka, FL 10,344 Population
2% Since 2002
$ 24,862 Median Income
35.51 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/29/2026 | $475,000 | -2.06% | Price Down |
| 5/18/2026 | $485,000 | -3.00% | Price Down |
| 4/22/2026 | $500,000 | | Listed Price |