12 Oak Street
Cambridge, MD, 21613 $ 269,900
Bedrooms3 Baths2.0 Sq 1,298 Monthly Estimate*
$ 1,704
for $269,900 with 3 bedrooms and 2 full baths. This 1,298 square foot home was built in 1973 on a lot size of 0.23.
Welcome to 12 Oak Street, where quality renovations and modern updates come together to create a home thats ready to enjoy from day one. This beautifully renovated 3-bedroom, 2-bath home offers nearly 1,300 square feet of comfortable living space featuring an open, bright layout with abundant natural light, luxury vinyl plank flooring, fresh paint, and stylish finishes throughout. The completely updated kitchen features new cabinetry, countertops, stainless steel appliances, and a functional layout that flows seamlessly into the living and dining areasperfect for everyday living or entertaining. Both bathrooms have been tastefully remodeled with clean, timeless finishes, while major improvements throughout the home provide peace of mind for years to come. Outside, youll enjoy a brand-new asphalt driveway, a spacious rear deck, and a generously sized backyard with room to entertain, garden, play, or simply relax. Conveniently located near downtown Cambridge, shopping, restaurants, parks, schools, and the waterfront, this home combines modern updates with everyday convenience. Move in, unpack, and start enjoying your new home. Schedule your private showing today.
See more
FeaturesGeneralLiving Area 1298
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Other
Possession Negotiable
Roof Asphalt
Appliances Dishwasher Stove Washer/Dryer Hookups Only
Zoning SR
Patio/Porch Features Deck(s)
Architectural Style Bungalow
Construction Materials Vinyl Siding
School District DORCHESTER COUNTY PUBLIC SCHOOLS
Year Built 1973
Levels 1
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County DORCHESTER
New Construction N
Property Type Residential
HOA N
Subdivision Name CAMBRIDGE
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions On oak st left
City CAMBRIDGE
Disclosures Exempt - Disclosure/Disclaimer
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 10200.00
Tax Annual Amount 1769.0
Home Warranty Y/N N
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 207.94
Acceptable Financing Conventional FHA USDA VA
Vacation Rental Y/N N
Standard Status Active
Year Built Source Estimated
Tax Lot 65
Association Recreation Fee N
See more
InteriorInterior Amenities Attic Built-Ins Combination Kitchen/Dining Entry Level Bedroom Floor Plan - Traditional Primary Bath(s) Wood Floors
Heating Fuel Electric
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1298
Half Baths 0
Central Air Y/N N
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
See more
ExteriorPool No Pool
Fencing Rear
Lot Features Backs to Trees
Water Source Public
Inclusions Parking Included In ListPrice Parking Included In SalePrice
Type of Parking Off Street
Foundation Details Block
Water View Y/N N
Lot Size Acres 0.23
Water Body Type River
Lot Size Source Estimated
Waterfront Y/N N
Navigable Water Y/N N
Water Oriented Y/N Y
See more
* Excluded FeaturesList ByKeller Williams Select Realtors Of AnnapolisBroker
Affordability Calculator
- Monthly Principal & Interest
- $1,704
- Monthly Property Taxes
- $147
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cambridge, MD
Average List Price $398,295
Percent of Sale Price 48%
About Cambridge, MD 12,341 Population
8% Since 2002
$ 38,307 Median Income
38.72 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
3536465 Elementary School
3534448 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/15/2026 | $269,900 | -3.26% | Price Down |
| 5/26/2026 | $279,000 | -3.46% | Price Down |
| 5/15/2026 | $289,000 | -3.34% | Price Down |
| 4/22/2026 | $299,000 | | Listed Price |