12 Oak Street Cambridge, MD $ 279,000
12 Oak Street
$ 279,000
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12 Oak Street

Cambridge, MD, 21613
$ 279,000
Bedrooms3 Baths2.0 Sq 1,298

Monthly Estimate*

$ 1,718

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Single Family Home for sale in Cambridge, MD

for $279,000 with 3 bedrooms and 2 full baths. This 1,298 square foot home was built in 1973 on a lot size of 0.23.

Welcome to 12 Oak Street in the heart of Cambridgewhere classic charm meets modern updates. This beautifully renovated home has been thoughtfully refreshed from top to bottom, offering a move-in-ready opportunity for its next owner. Step inside to discover a bright and inviting interior featuring brand-new flooring, fresh paint, and updated fixtures throughout. The redesigned kitchen boasts modern cabinetry, sleek countertops, and upgraded appliancesperfect for both everyday living and entertaining. The bathrooms have been tastefully updated with contemporary finishes, creating a clean and stylish feel. Major improvements provide peace of mind, including new roof, asphalt driveway and more. Natural light fills the home, enhancing the comfortable layout and highlighting the quality craftsmanship. Outside, enjoy a manageable yard with space to relax, garden, or entertain. Conveniently located near downtown Cambridge, waterfront attractions, shops, and dining, this home offers both comfort and accessibility. Whether youre a first-time buyer, downsizing, or looking for an investment property, 12 Oak Street is a must-see.

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Single Family Active

Price

$ 279,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 1,769

Style

Bungalow

Lot Size

0.23

Year Built

1973

Town/City

Cambridge

County/Region

Dorchester

MLS | Web ID

MDDO2012088

Features
General
Living Area 1298
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Other
Possession Negotiable
Roof Asphalt
Appliances Dishwasher Stove Washer/Dryer Hookups Only
Zoning SR
Patio/Porch Features Deck(s)
Architectural Style Bungalow
Construction Materials Vinyl Siding
School District DORCHESTER COUNTY PUBLIC SCHOOLS
Year Built 1973
Levels 1
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County DORCHESTER
New Construction N
Property Type Residential
HOA N
Subdivision Name CAMBRIDGE
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions On oak st left
City CAMBRIDGE
Disclosures Exempt - Disclosure/Disclaimer
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 10200.00
Tax Annual Amount 1769.0
Home Warranty Y/N N
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 214.95
Acceptable Financing Conventional FHA USDA VA
Vacation Rental Y/N N
Standard Status Active
Year Built Source Estimated
Tax Lot 65
Association Recreation Fee N
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Interior
Interior Amenities Attic Built-Ins Combination Kitchen/Dining Entry Level Bedroom Floor Plan - Traditional Primary Bath(s) Wood Floors
Heating Fuel Electric
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1298
Half Baths 0
Central Air Y/N N
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Pool No Pool
Fencing Rear
Lot Features Backs to Trees
Water Source Public
Inclusions Parking Included In ListPrice Parking Included In SalePrice
Type of Parking Off Street
Foundation Details Block
Water View Y/N N
Lot Size Acres 0.23
Water Body Type River
Lot Size Source Estimated
Waterfront Y/N N
Navigable Water Y/N N
Water Oriented Y/N Y
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Internal Only
Street Number 1 12
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* Excluded Features
List By
Keller Williams Select Realtors Of Annapolis

Broker

bjones@kw.com

Email

Affordability Calculator

$1,865
Per Month
92%
8%
0%
Monthly Principal & Interest
$1,718
Monthly Property Taxes
$147
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3536465 Elementary School
3534448 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/26/2026$279,000 -3.46% Price Down
5/15/2026$289,000 -3.34% Price Down
4/22/2026$299,000 Listed Price

Map


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12 Oak Street, Cambridge, MD, 21613 is a Single Family Home for sale at $279,000 with 1,298 sqft and a lot size of 0.23. 12 Oak Street has 3 bedrooms, 2.0 baths, and was built in 1973. The property's zip code is 21613 which is in Cambridge, MD