820 Bay Ridge Avenue Annapolis, MD $ 1,875,000
820 Bay Ridge Avenue
$ 1,875,000
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820 Bay Ridge Avenue

Annapolis, MD, 21403
$ 1,875,000
Bedrooms4 Baths4.1 Sq 3,658

Monthly Estimate*

$ 11,839

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Single Family Home for sale in Annapolis, MD

for $1,875,000 with 4 bedrooms and 4 full baths, 1 half bath. This 3,658 square foot home was built in 2011 on a lot size of 0.07.

An exceptional blend of timeless craftsmanship, thoughtful customization, and coastal elegance, 820 Bay Ridge Avenue offers over 4,000 square feet of beautifully finished luxury living across four levels in Eastport's coveted Sailor's Quay enclave. Unlike many homes in the community, this residence was thoughtfully customized with numerous builder upgrades and enhancements, creating a level of comfort, functionality, and long-term value that is immediately apparent. A charming white picket fence, manicured landscaping, and gracious brick front porch welcome you inside, where rich hardwood floors, soaring 9-foot ceilings, tray ceilings, detailed millwork, and plantation shutters throughout create an atmosphere of understated sophistication. The gourmet kitchen is both beautiful and functional, featuring honed granite countertops, premium appliances, abundant cabinetry, and a substantial center island that opens seamlessly to the inviting family room anchored by an upgraded gas fireplace. A formal dining room illuminated by a stunning chandelier provides an elegant setting for entertaining, while the adjoining sitting room or study offers the perfect space for reading, working from home, quiet conversation, or enjoying an evening bourbon. Outdoor living is equally impressive with a welcoming flower garden-facing front porch, a private English courtyard patio, and a second-floor terrace, both enhanced with ceiling fans for exceptional comfort, creating inviting spaces for morning coffee, outdoor dining, or relaxing at the end of the day. A dedicated natural gas line provides the convenience of connecting an outdoor grill or future fire pit. The professionally enhanced landscaping and more functional yard further elevate the outdoor experience. The luxurious primary suite serves as a private retreat with a custom walk-in closet, spa-inspired bath, and an expansive sitting room. A spacious junior suite with its own private bath provides outstanding accommodations for family or guests, while two additional vaulted-ceiling bedrooms share a beautifully appointed full bath on the upper level. The finished third-floor loft adds exceptional versatility for a home office, fitness room, guest retreat, or media space. The finished lower level offers a large family room and full bath, providing even more flexible living space. Designed with future accessibility in mind, the home also features a framed elevator shaft, allowing for a future elevator installation without altering the home's thoughtful design or flow. Additional electrical enhancements throughout the home reflect the careful planning and attention to detail invested during construction. Perfectly positioned just moments from Downtown Annapolis and the United States Naval Academy, this exceptional location offers a truly walkable lifestyle with easy access to waterfront dining, boutique shopping, marinas, parks, art galleries, and the vibrant coastal culture that defines Eastport. Whether strolling across the Spa Creek Drawbridge or taking the water taxi into downtown, every day feels connected to the waterfront lifestyle, while convenient access to Routes 50 and 97 provides an easy commute to Baltimore, Washington, D.C., and beyond. Combining timeless architecture, custom upgrades, sophisticated finishes, future elevator capability, exceptional outdoor living, and one of Annapolis' most desirable locations, 820 Bay Ridge Avenue presents a rare opportunity to own one of Sailor's Quay's finest residences.

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Single Family Active

Price

$ 1,875,000

Bedrooms

4

Full Bath

4

Half Bath

1

Property Type

Single Family

Taxes

$ 13,568

Style

Craftsman

Lot Size

0.07

Year Built

2011

Town/City

Annapolis

County/Region

Anne Arundel

MLS | Web ID

MDAA2142896

Features
General
Living Area 3658
Sewer Public Sewer
Heating Forced Air Programmable Thermostat Zoned
Cooling Central A/C Ceiling Fan(s) Programmable Thermostat Zoned
Utilities Under Ground
Possession Settlement
Roof Architectural Shingle
Appliances Built-In Microwave Built-In Range Commercial Range Dishwasher Disposal Dryer Oven - Self Cleaning Oven/Range - Gas Range Hood Refrigerator Six Burner Stove Stainless Steel Appliances Washer Water Hea
Zoning B1
HOA Fee 150.00
Garage Spaces 2.00
Association Fee Includes Snow Removal Lawn Care Front Common Area Maintenance Lawn Care Rear Road Maintenance
Patio/Porch Features Balcony Patio(s) Porch(es)
Architectural Style Craftsman
Security Features Electric Alarm
Construction Materials Fiber Cement
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 2011
View Garden/Lawn
Levels 4
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Municipality Annapolis
Building Name SAILOR'S QUAY
Accessibility None
Assoc Fee Paid Per Monthly
County ANNE ARUNDEL
New Construction N
Property Type Residential
Association Amenities Common Grounds Reserved/Assigned Parking
HOA Y
Subdivision Name EASTPORT
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 4
Status ACTIVE
Directions From Downtown Annapolis take Compromise St / Eastport Bridge. Right onto Bay Ridge Ave. You can park on street or behind the home adjacent to the rear entry garage
City ANNAPOLIS
Body of Water Spa Creek
Association Name SAILOR'S QUAY COMMUNITY ASSOCIATION
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 2957.00
Tax Annual Amount 13568.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 613.15
Historic Y/N N
Lease Considered Y/N N
Vacation Rental Y/N N
Virtual Tour https://media.recreativevisual.com/820-Bay-Ridge-Ave/idx
Standard Status Active
Year Built Source Assessor
Legal Subdivision SAILOR'S QUAY
Tax Lot 4
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Interior
Interior Amenities Bathroom - Soaking Tub Bathroom - Tub Shower Bathroom - Walk-In Shower Breakfast Area Carpet Ceiling Fan(s) Chair Railings Crown Moldings Family Room Off Kitchen Floor Plan - Open Formal/Separate Din
Heating Fuel Natural Gas
Basement Connecting Stairway Daylight Partial Full Fully Finished Heated Improved Interior Access Poured Concrete Sump Pump
Flooring Hardwood Ceramic Tile Carpet
Total Fireplaces 1
Fireplace Features Mantel(s) Gas/Propane
Hot Water Natural Gas
Basement (Y/N) Y
Heating Y/N Y
Window Features Screens Double Pane Insulated
Fireplace Y/N Y
Above Grade Finished Area 3058
Half Baths 1
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 600
Room Type Dining Room Primary Bedroom Sitting Room Bedroom 2 Bedroom 3 Bedroom 4 Kitchen Family Room Foyer Laundry Recreation Room Storage Room Utility Room Primary Bathroom Full Bath Half Bath
Main Level Bedrooms 0
Below Grade Finished Area Unit Type Square Feet
Laundry Type Upper Floor
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 5
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Exterior
Exterior Amenities Extensive Hardscape
Pool No Pool
Fencing Picket Vinyl Decorative
Lot Features Landscaping Premium Private
Water Source Public
Garage Features Additional Storage Area Garage - Rear Entry Garage Door Opener Inside Access Oversized
Type of Parking Attached Garage Off Street On Street Parking Lot
Foundation Details Concrete Perimeter
Water View Y/N N
Lot Size Acres 0.07
Water Body Type Creek
Lot Size Source Assessor
Waterfront Y/N N
Door Features Sliding Glass
Water Access Features Canoe/Kayak Personal Watercraft (PWC) Public Access Swimming Allowed
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 820
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* Excluded Features
List By
Coldwell Banker Realty

Broker

wendy.oliver@cbmove.com

Email

Affordability Calculator

$12,970
Per Month
91%
9%
0%
Monthly Principal & Interest
$11,839
Monthly Property Taxes
$1,131
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3707759 Elementary School
3534688 Middle School
Annapolis High School High School
Pricing History
DatePricePrice ChangeDescription
4/21/2026$1,875,000 Listed Price

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820 Bay Ridge Avenue, Annapolis, MD, 21403 is a Single Family Home for sale at $1,875,000 with 3,658 sqft and a lot size of 0.07. 820 Bay Ridge Avenue has 4 bedrooms, 4.1 baths, and was built in 2011. The property's zip code is 21403 which is in Annapolis, MD