14 Pioneer Street Otsego, NY $ 985,000
14 Pioneer Street
$ 985,000
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14 Pioneer Street

Otsego, NY, 13326
$ 985,000
Bedrooms3 Baths2.1 Sq 1,942

Monthly Estimate*

$ 6,065

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Single Family Home for sale in Otsego, NY

for $985,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,942 square foot home was built in 1985 on a lot size of 0.26.

This stunning 3-bedroom, 2.5-bathroom home offers the ultimate lakeside lifestyle in the incredible Cooperstown Village location, just steps from Lakefront Park, the village docks and home of the National Baseball Hall of Fame. The main level features a modern kitchen with granite counter tops and stainless steel appliances and a formal dining room with gleaming hardwood floors. There is a first floor primary ensuite, a mudroom and laundry area along with a powder room. The heart of the home is the vaulted, sun-drenched living room, which boasts cathedral ceilings, skylights, a built-in wine cooler, and a Vermont Castings wood-burning fireplace. The French doors lead out to the back yard with views of Otsego Lake! Moving upstairs, the second floor features a second bedroom and a second full bathroom complete with a soaking tub and walk-in closet, alongside a spacious suite offering its own walk-in closet, space for a home office overlooking the lake, Juliet windows, and skylights that flood the space with natural light. The very well thought out home has many fabulous details. The exterior of the property is an entertainer's dream, featuring a gazebo, stone paver patio, and a motorized awning over the deck. Willowbrook flows along the boundary of the yard, offering a breathtaking waterfall and serene mountain and lake views. A stone walkway and breezeway lead to an oversized two-car detached garage with a storage loft that could possibly be finished into an apartment. Extensively renovated in 2017/18 and recently added heat pumps with AC, is fully surveyedm and sits only two blocks from Main Street and three blocks from the hospital.

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Single Family Active

Price

$ 985,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 9,628

Style

Contemporary,TwoStory

Lot Size

0.26

Year Built

1985

Town/City

Otsego

County/Region

Otsego

MLS | Web ID

R1674120

Features
Interior
Interior Amenities CeilingFans CathedralCeilings SeparateFormalDiningRoom GraniteCounters PullDownAtticStairs SlidingGlassDoors Skylights
Basement CrawlSpace Full
Flooring Hardwood Tile Varies
Total Fireplaces 1
Total Stories 2
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Skylights
Fireplace Y/N Yes
Half Baths 1
Laundry Features MainLevel
Total Bedrooms 3
Main Level Bedrooms 1
Main Level Bathrooms 2
Total Baths 3
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General
Sewer Connected
Heating Electric HeatPump Baseboard
Cooling HeatPump
Utilities ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Asphalt Shingle
Appliances Dryer Dishwasher ExhaustFan ElectricWaterHeater GasOven GasRange Refrigerator RangeHood WineCooler Washer
Garage Spaces 2.0
Patio/Porch Features Deck Patio
Architectural Style Contemporary TwoStory
Construction Materials WoodSiding
School District Cooperstown
Year Built 1985
Stories Count 2
Township Cooperstown-Village
Levels Two
Property Subtype SingleFamilyResidence
Waterfront Features BeachAccess RiverAccess Stream
County Otsego
Property Type Residential
Attached Garage No
Garage Y/N Yes
Total Rooms 10
Full Baths 2
Status Active
City Otsego
Body of Water Other
Senior Community Y/N No
High School District Cooperstown
Number Of Units Total 0
MLS Area Cooperstown Village-Otsego-365001
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 9628.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Cooperstown
Elementary School District Cooperstown
Tax Assessed Value 422400
TaxOtherAnnualAssessmentAmount 0.0
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Exterior
Exterior Amenities Awnings BlacktopDriveway Deck Patio PropaneTankLeased
Parking Features Detached Garage
Lot Features Rectangular RectangularLot
Water Source Connected Public
Lot Size Area 0.26
Foundation Details Poured
Building Area Total 1942.0
Lot Dimensions 84X138
Lot Size Acres 0.26
Frontage Length 83
Waterfront Y/N Yes
Door Features SlidingDoors
Road Frontage Type MainThoroughfare
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Internal Only
Street Number 1 14
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* Excluded Features
List By
Keller Williams Upstate Ny Properties

Broker

(607) 376-2279

Phone

Affordability Calculator

$6,867
Per Month
88%
12%
0%
Monthly Principal & Interest
$6,065
Monthly Property Taxes
$802
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122716 Elementary School
4122685 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/21/2026$985,000 Listed Price

Map


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14 Pioneer Street, Otsego, NY, 13326 is a Single Family Home for sale at $985,000 with 1,942 sqft and a lot size of 0.26. 14 Pioneer Street has 3 bedrooms, 2.1 baths, and was built in 1985. The property's zip code is 13326 which is in Otsego, NY