8906 SW 221st Ter Cutler Bay, FL $ 499,000
8906 SW 221st Ter
$ 499,000
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8906 SW 221st Ter

Cutler Bay, FL, 33190
$ 499,000
Bedrooms3 Baths2.1 Sq 1,812

Monthly Estimate*

$ 3,072

8906 SW 221st Ter, Cutler Bay, FL 33190 - Image 1
8906 SW 221st Ter, Cutler Bay, FL 33190 - Image 2
8906 SW 221st Ter, Cutler Bay, FL 33190 - Image 3
8906 SW 221st Ter, Cutler Bay, FL 33190 - Image 4
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Townhouse for sale in Cutler Bay, FL

for $499,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,812 square foot townhouse was built in 2005.

This spacious 3-bedroom, 2.5-bathroom corner townhome in Lakes by the Bay is a standout for its prime location. The 1,800+ square foot layout is one of the most highly desired floor plans in the community, with expansive living area, dedicated dining room, and central eat-in kitchen island. The kitchen is well-equipped with granite countertops, ample cabinetry, walk in pantry and stainless steel appliances.The first floor features durable ceramic tile for easy maintenance, while the second floor is finished with laminate wood flooring. Recessed lighting throughout the kitchen and living areas creates a bright, clean atmosphere, while the master suite offers a functional retreat with a separate glass shower and a large tub. The HVAC was replaced in 2022, and the home includes high-efficiency washer and dryer and one-car garage. Positioned perfectly within the community, the property sits directly in front of the park, pool and mailboxes. The Resort-style community clubhouse offers a complete lifestyle package with a fully equipped fitness center and resort style swimming pool. Whether you’re looking to stay active or unwind, the neighborhood provides beautifully maintained parks, scenic walking paths, and social spaces designed for relaxation. You are in the center of Cutler Bay’s exciting growth, just minutes from Black Point Marina, the Turnpike, and the upcoming Legacy Park and SouthPlace City Center. **More pictures to come**

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Townhouse Active

Price

$ 499,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Townhouse

Taxes

$ 5,648

Style

Year Built

2005

Town/City

Cutler Bay

County/Region

Miami-Dade

MLS | Web ID

A12004792

Features
General
Heating Central
Cooling Central Air Ceiling Fan(s)
Possession Close Of Escrow Negotiable
Appliances Dryer Dishwasher Electric Range Disposal Ice Maker Microwave Refrigerator Self Cleaning Oven Washer
HOA Fee 145
Garage Spaces 1
Association Fee Includes Amenities Common Areas Maintenance Grounds Parking Pool(s) Recreation Facilities Reserve Fund Security
Patio/Porch Features Patio
Pool Features Association
Security Features Complex Fenced Other Security Guard Smoke Detector(s)
Restrictions Corporate Buyer OK Exterior Alterations Okay to Lease 1st Year OK To Lease
Construction Materials Block
Pets Allowed No Pet Restrictions Yes
Year Built 2005
View Garden
Property Subtype Townhouse
Tax Year 2025
Assoc Fee Paid Per Monthly
County Miami-Dade
Property Type Residential
Association Amenities Clubhouse Fitness Center Playground Pool Spa/Hot Tub Trail(s)
Energy Efficient Appliances
Subdivision Name LAKES BY THE BAY JAY
Garage Y/N true
Building Features Exterior Lighting
Total Rooms 0
Full Baths 2
Special Listing Conditions Listed As-Is
Status Active
City Cutler Bay
Disclosures Owner Is Listing Agent
Entry Location 1
Senior Community Y/N false
MLS Area 60
Lot Size Units Square Feet
Listing Terms Cash Conventional FHA VA Loan
Property Attached Y/N true
Year Built Details Effective Year Built
Tax Annual Amount 5648
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/mia/A12004792
Standard Status Active
Occupancy Type Owner
Property Sub Type Additional Townhouse
Legal Description LAKES BY THE BAY JAY PB 161-97 T-21188 LOT 1 BLK 23 LOT SIZE 1824 SQ FT FAU 30 6016 000 0022 F/A/U 30-6016-014-1770 COC 24782-0947 07 2006 1
HOA Fee 3 50
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Interior
Interior Amenities Eat-in Kitchen First Floor Entry Garden Tub/Roman Tub Kitchen Island Living/Dining Room Pantry Separate Shower Upper Level Primary Vaulted Ceiling(s) Walk-In Closet(s)
Flooring Ceramic Tile Laminate
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Sliding
Half Baths 1
Total Bedrooms 3
Entry Level 1
Total Baths 3
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Exterior
Exterior Amenities Fence Fruit Trees Patio Storm/Security Shutters
Parking Features Two or More Spaces Garage Door Opener
Building Area Total 2024
Waterfront Y/N false
Covered Spaces 1
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* Excluded Features
List By
Luxe Properties

Broker

maluisatovio@gmail.com

Email

Affordability Calculator

$3,543
Per Month
87%
13%
0%
Monthly Principal & Interest
$3,072
Monthly Property Taxes
$471
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/21/2026$499,000 Listed Price

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8906 SW 221st Ter, Cutler Bay, FL, 33190 is a Townhouse for sale at $499,000 with 1,812 sqft. 8906 SW 221st Ter has 3 bedrooms, 2.1 baths, and was built in 2005. The property's zip code is 33190 which is in Cutler Bay, FL