109 Lake Drive
Lake Harmony, PA, 18624 $ 2,499,999
Bedrooms5 Baths5.1 Sq 5,078 Monthly Estimate*
$ 17,267
for $2,499,999 with 5 bedrooms and 5 full baths, 1 half bath. This 5,078 square foot home was built in 2003 on a lot size of 0.52.
Welcome to your lakefront retreat in the heart of the Poconos, ideally located within the highly sought-after Split Rock Resort community. This impressive 5-bedroom, 5.5-bathroom residence offers a rare combination of space, comfort, and year-round recreational living. Upon entry, you are greeted by soaring cathedral ceilings and a bright, open-concept layout designed for both everyday living and entertaining. The expansive floor plan provides ample space for family and guests, complemented by numerous upgrades including a newer roof, upgraded HVAC system, upgraded home water-filtration system, on-demand hot water unit, and standby generator, ensuring efficiency, reliability, and peace of mind. Step outside to enjoy beautifully updated landscaping that enhances the natural setting and leads to your private boat and jet ski docks--perfect for watersports, relaxing, or taking in tranquil lake views. This home also features two garages with interior parking for up to five vehicles, along with a heated and cooled four-season room ideal for year-round enjoyment. The rear yard is thoughtfully designed for outdoor living, offering excellent space for grilling, entertaining, and relaxation. As part of the Split Rock Resort community, owners have access to a wide range of amenities including an arcade, bowling alley, dining options, golf course, indoor water park, and lake access, among others. (fees may apply, please refer to Split Rock Resort for current pricing and details). The location offers convenient access to some of the Poconos' most popular attractions, including mountain biking, whitewater rafting, paintball, skiing, fishing, and the historic town of Jim Thorpe. Close proximity to the PA Turnpike makes commuting simple and accessible. The additional lakefront parcel that is included in the sale has a 30-foot easement on the South side end to allow access to the lake for a neighboring property. Documentation outlining property upgrades and easement details are ava
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FeaturesGeneralSewer Public Sewer Other
HOA Fee 522
Property Subtype Single Family Residence
Current Use Residential
County Carbon
Property Type Residential
Association Amenities Golf Carts Allowed Golf Course Ski Accessible Outdoor Pool Indoor Pool Fitness Center Indoor Tennis Court(s)
HOA true
Subdivision Name Split Rock
Status Active
City Lake Harmony
High School District Jim Thorpe Area
Zoning Description Residential
Lot Size Units Acres
Lot Size Square Feet 22476.96
Tax Annual Amount 17739.98
Standard Status Active
Heating Forced Air Propane Zoned Other
Construction Materials Stone Wood Siding
Year Built 2003
Stories Count 2
Attached Garage true
Garage Y/N true
Carport Y/N false
Year Built Source Owner
Cooling Central Air
Roof Asphalt
Appliances Electric Cooktop Double Oven Dishwasher Other
Garage Spaces 5
Patio/Porch Features Enclosed Other
Architectural Style Contemporary
Other Structures Gazebo
Total Rooms 12
Full Baths 5
Virtual Tour https://www.zillow.com/view-imx/f7a1fd71-3fc7-4971-a258-031e95c37845?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Electric 200+ Amp Service Circuit Breakers
Association Fee Includes Maintenance Road
Tax Year 2026
Open Parking Spaces 8
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InteriorTotal Baths 6
Basement (Y/N) true
Heating Y/N true
Above Grade Finished Area 4298
Interior Amenities Breakfast Nook Breakfast Bar Wet Bar Cathedral Ceiling(s) Walk-In Closet(s) Radon Mitigation
Basement Full Walk-Out Access Partially Finished Concrete
Flooring Carpet Ceramic Tile Hardwood
Fireplace Features Family Room Gas
Air Conditioning Y/N true
Fireplace Y/N true
Half Baths 1
Total Bedrooms 5
Below Grade Finished Area 780
Laundry Features Main Level
Furnished Y/N Unfurnished
Heating-Forced Air true
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ExteriorLot Features Dead End Street Back Yard Front Yard Few Trees Landscaped
Water Source Well
Lot Size Area 0.52
Lot Size Acres 0.52
Road Surface Type Paved
Road Responsibility Road Maintenance Agreement
Building Area Total 6480
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* Excluded FeaturesList ByGene Durigan Real EstateBroker
Affordability Calculator
- Monthly Principal & Interest
- $17,267
- Monthly Property Taxes
- $1,478
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Lake Harmony, PA
Average List Price $967,715
Percent of Sale Price 61%
About Lake Harmony, PA 720 Population
81% Since 2002
$ 52,549 Median Income
53.28 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/29/2026 | $2,499,999 | -10.71% | Price Down |
| 5/30/2026 | $2,800,000 | | Listed Price |