109 S Lake Drive
Lake Harmony, PA, 18624 $ 2,999,000
Bedrooms5 Baths5.1 Sq 5,078 Monthly Estimate*
$ 18,465
for $2,999,000 with 5 bedrooms and 5 full baths, 1 half bath. This 5,078 square foot home was built in 2003 on a lot size of 0.52.
Welcome to your lakefront retreat in the heart of the Poconos, ideally located within the highly sought-after Split Rock Resort community. This impressive 5-bedroom, 5.5-bathroom residence offers a rare combination of space, comfort, and year-round recreational living. Upon entry, you are greeted by soaring cathedral ceilings and a bright, open-concept layout designed for both everyday living and entertaining. The expansive floor plan provides ample space for family and guests, complemented by numerous upgrades including a newer roof, upgraded HVAC system, upgraded home water-filtration system, on-demand hot water unit, and standby generator, ensuring efficiency, reliability, and peace of mind. Step outside to enjoy beautifully updated landscaping that enhances the natural setting and leads to your private boat and jet ski docks--perfect for watersports, relaxing, or taking in tranquil lake views. This home also features two garages with interior parking for up to five vehicles, along with a heated and cooled four-season room ideal for year-round enjoyment. The rear yard is thoughtfully designed for outdoor living, offering excellent space for grilling, entertaining, and relaxation. As part of the Split Rock Resort community, owners have access to a wide range of amenities including an arcade, bowling alley, dining options, golf course, indoor water park, and lake access, among others. (fees may apply, please refer to Split Rock Resort for current pricing and details). The location offers convenient access to some of the Poconos' most popular attractions, including mountain biking, whitewater rafting, paintball, skiing, fishing, and the historic town of Jim Thorpe. Close proximity to the PA Turnpike makes commuting simple and accessible. The additional lakefront parcel that is included in the sale has a 30-foot easement on the South side end to allow access to the lake for a neighboring property. Documentation outlining property upgrades and easement details are ava
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FeaturesInteriorInterior Amenities Breakfast Nook Breakfast Bar Wet Bar Cathedral Ceiling(s) Walk-In Closet(s) Radon Mitigation
Basement Full Walk-Out Access Partially Finished Concrete
Flooring Carpet Ceramic Tile Hardwood
Furnished Y/N Unfurnished
Fireplace Features Family Room Gas
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 4298.0
Half Baths 1
Laundry Features Main Level
Total Bedrooms 5
Below Grade Finished Area 780.0
Total Baths 6
Heating-Forced Air True
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GeneralSewer Public Sewer Other
Heating Forced Air Propane Zoned Other
Cooling Central Air
Roof Asphalt
Appliances Electric Cooktop Double Oven Dishwasher Other
HOA Fee 522.0
Garage Spaces 5.0
Association Fee Includes Maintenance Road
Patio/Porch Features Enclosed Other
Architectural Style Contemporary
Construction Materials Stone Wood Siding
Year Built 2003
Electric 200+ Amp Service Circuit Breakers
Stories Count 2
Property Subtype Single Family Residence
Tax Year 2026
Current Use Residential
County Carbon
Property Type Residential
Association Amenities Golf Carts Allowed Golf Course Ski Accessible Outdoor Pool Indoor Pool Fitness Center Indoor Tennis Court(s)
HOA Y
Attached Garage Y
Subdivision Name Split Rock
Garage Y/N Y
Other Structures Gazebo
Total Rooms 12
Full Baths 5
Status Active
City Lake Harmony
Senior Community Y/N N
High School District Jim Thorpe Area
Zoning Description Residential
Open Parking Spaces 8.0
Lot Size Units Acres
Lot Size Square Feet 22476.96
Carport Y/N N
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 17739.98
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Year Built Source Owner
New Construction None
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ExteriorLot Features Dead End Street Back Yard Front Yard Few Trees Landscaped
Water Source Well
Lot Size Area 0.52
Spa N
Building Area Total 6480.0
Lot Size Acres 0.52
Road Surface Type Paved
Waterfront Y/N N
Crops Included Y/N N
Road Responsibility Road Maintenance Agreement
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByGene Durigan Real EstateBroker
Affordability Calculator
- Monthly Principal & Interest
- $18,465
- Monthly Property Taxes
- $1,478
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Lake Harmony, PA
Average List Price $827,236
Percent of Sale Price 72%
About Lake Harmony, PA 720 Population
81% Since 2002
$ 52,549 Median Income
53.28 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
5127559 Elementary School
5127521 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/20/2026 | $2,999,000 | | Listed Price |