102 Shoreline Drive Summit, NY $ 499,995
102 Shoreline Drive
$ 499,995
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102 Shoreline Drive

Summit, NY, 12175
$ 499,995
Bedrooms2 Baths1.1 Sq 1,568

Monthly Estimate*

$ 3,079

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Single Family Home for sale in Summit, NY

for $499,995 with 2 bedrooms and 1 full bath, 1 half bath. This 1,568 square foot home was built in 1998 on a lot size of 0.14.

Welcome to 102 Shoreline Drive in Summit, New York--an exceptional opportunity to own a lovingly maintained lakefront retreat on the peaceful shores of Summit Lake. Offered for the very first time, this custom-built home (1998) combines comfort, character, and serene natural surroundings. Step inside to find original hardwood floors and an inviting open-concept layout that maximizes both space and light. The home features two bedrooms, plus a office, galley kitchen, spacious breezeway connecting the home and garage along with one and a half baths--perfect for year-round living or a relaxing getaway. An attached two-car garage adds convenience and ample storage. At the lake front side of the home, a charming finished porch provides the perfect place to relax and take in tranquil lake views--ideal for morning coffee or unwinding at the end of the day. Thoughtful upgrades enhance both efficiency and peace of mind, including a modern mini-split heating and cooling system, and an on-demand hot water heater. Offered fully furnished, this home is truly move-in ready--just bring your personal touches and start enjoying lake life immediately. Summit Lake's tranquil setting is preserved by its electric-only boating policy, allowing you to enjoy kayaking, canoeing, swimming, fishing, and quiet electric boat cruising without the noise of gas-powered motors. Whether you're seeking a quiet escape or a place to gather with friends and family, this rare offering delivers the best of waterfront living in a serene, private setting. Many state forests are nearby for hunting and hiking, as well as the snowmobile trail system located right up the road. Don't miss your chance to own a piece of Summit Lake--properties like this seldom come on the market. 5 minutes from I-88 for commuting to the Capital Region or Oneonta. Cobleskill-Richmondville School District.

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Single Family Active

Price

$ 499,995

Bedrooms

2

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 5,376

Style

Custom

Lot Size

0.14

Year Built

1998

Town/City

Summit

County/Region

Schoharie

MLS | Web ID

202615344

Features
Interior
Interior Amenities High Speed Internet
Basement Full
Flooring Carpet Hardwood
Total Fireplaces 1
Fireplace Features Living Room
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1568.0
Half Baths 1
Laundry Features Laundry Closet Main Level
Total Bedrooms 2
Below Grade Finished Area 0.0
Below Grade Finished Area Source Public Records
Above Grade Finished Area Source Public Records
Total Baths 2
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General
Sewer Septic Tank
Heating Electric Forced Air Propane Wood
Cooling Central Air
Possession At Closing
Roof Shingle
Appliances Dishwasher Instant Hot Water Microwave Oven Refrigerator Washer/Dryer
Garage Spaces 2.0
Patio/Porch Features Wrap Around Enclosed Front Porch
Architectural Style Custom
Construction Materials Wood Siding
Year Built 1998
Electric 200+ Amp Service
View Trees/Woods Lake
Property Subtype Single Family Residence
Ownership Diane J Miller
Waterfront Features Lake Front
County Schoharie
New Construction N
Property Type Residential
HOA N
Attached Garage Y
Garage Y/N N
Total Rooms 6
Full Baths 1
Status Active
Directions Turn left onto Summit Lake Rd off of Route 10. Home sits where Shoreline Dr and Summit Lake Rd intersect. Sign on property
City Summit
Body of Water Summit Lake
High School District Cobleskill-Richmondville
Lot Size Units Acres
Lot Size Square Feet 6098.4
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 5376.47
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://app.doaudiotours.com/unbranded?id=20226&lang=en-US
Standard Status Active
Tax Assessed Value 0
Tax Lot 28.000
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Exterior
Exterior Amenities None
Parking Features Attached
Total Parking 2.0
Lot Size Area 0.14
Spa N
Lot Size Acres 0.14
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 102
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* Excluded Features
List By
Crystal Kennedy

Listing Agent

Summit Properties

Broker

(518) 231-1700

Phone

crystalkennedy18@yahoo.com

Email

Affordability Calculator

$3,527
Per Month
87%
13%
0%
Monthly Principal & Interest
$3,079
Monthly Property Taxes
$448
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2477108 Elementary School
2477105 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/18/2026$499,995 Listed Price

Map


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102 Shoreline Drive, Summit, NY, 12175 is a Single Family Home for sale at $499,995 with 1,568 sqft and a lot size of 0.14. 102 Shoreline Drive has 2 bedrooms, 1.1 baths, and was built in 1998. The property's zip code is 12175 which is in Summit, NY