2165 ONONDAGA LANE Punta Gorda, FL $ 315,000
2165 ONONDAGA LANE
$ 315,000
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2165 ONONDAGA LANE

Punta Gorda, FL, 33983
$ 315,000
Bedrooms3 Baths2.0 Sq 1,884

Monthly Estimate*

$ 1,940

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Single Family Home for sale in Punta Gorda, FL

for $315,000 with 3 bedrooms and 2 full baths. This 1,884 square foot home was built in 1995 on a lot size of 0.22.

Under contract-accepting backup offers. You dreamed it—now you can live it. --- This beautiful home in the highly sought-after, deed-restricted Deep Creek community offers the Florida lifestyle so many buyers are searching for. Enjoy wide lake views and unforgettable sunsets while relaxing in your private pool, unwinding in the attached spa, or entertaining guests in the spacious covered lanai and outdoor dining area. --- Inside, this split 3-bedroom, 2-bathroom floor plan delivers great curb appeal and endless potential. With a little TLC and your personal touches, it can easily become the dream home you’ve envisioned. The layout features cathedral ceilings, tile flooring throughout, an eat-in kitchen, a generous primary suite, a separate dining room, and an inside laundry room. Four sets of sliding glass doors open directly to the screened lanai, pool/spa, and expansive concrete patio—creating seamless indoor-outdoor living. --- The attached garage is a standout, offering a built-in four-wall storage system, an electric car charger, a back-up generator connection, an overhead storage rack, and an electric garage door opener. --- This home combines lifestyle, location, and opportunity—an ideal choice for buyers looking to customize a well-designed property in one of Deep Creek’s most desirable settings. ---A small rear portion of the property lies within FEMA Flood Zone A, while the majority of the site is located in the non-hazard X zone. The seller currently carries a transferable FEMA flood insurance policy with an annual premium of $625. Depending on the lender’s underwriting requirements, this policy may be waived. A new survey would likely confirm that the dwelling itself is outside the FEMA Flood Zone A, with only a limited section of the parcel touching the zone. If the structure is outside the Special Flood Hazard Area, the lender may not require flood insurance, though this determination is always lender-specific.

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Single Family Pending

Price

$ 315,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,840

Style

Single Family Residence

Lot Size

0.22

Year Built

1995

Town/City

Punta Gorda

County/Region

Charlotte

MLS | Web ID

C7524456

Features
General
Sewer Public Sewer
Heating Electric
Cooling Central Air
Utilities Cable Connected Electricity Connected Public Sewer Connected Water Connected
Roof Shingle
Appliances Dishwasher Dryer Electric Water Heater Microwave Range Washer
Zoning RSF3.5
HOA Fee 205
Garage Spaces 2
Pool Features Gunite In Ground Screen Enclosure Tile
Construction Materials Block Stucco
Pets Allowed Cats OK Dogs OK
Year Built 1995
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake
Community Features Lake Deed Restrictions Park Playground Sidewalks Tennis Court(s)
Assoc Fee Paid Per Annually
County Charlotte
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name PUNTA GORDA ISLES SEC 23
Facing Direction Northeast
Garage Y/N true
Total Rooms 11
Full Baths 2
Status Pending
Directions I-75 to Harborview Road Exit 167. Head east on Harborview Road to light and make left onto Rio de Janeiro Blvd. Travel about ¾ miles and make a left onto Chesterfield Road. Go to end and turn left onto Peterborough Road. Take your first left onto Onondaga Lane. House #2165 is on the left. --- OR take I-75 to Kings Highway Exit 170. Heading south-southwest on Kings Highway and make a left onto Rampart Blvd. Travel about 1.25 miles and make a right onto Mazatlán Road. Go to end and make a right onto Onondaga Lane. House #2165 will be on your right.
High School Charlotte High
City PUNTA GORDA
Body of Water LAKE HENRY
Association Name Debbie
Senior Community Y/N false
MLS Area 33983 - Punta Gorda
Lot Size Units Square Feet
Lot Size Square Feet 9599
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Spa Features In Ground
Elementary School Deep Creek Elementary
Land Lease Y/N false
Tax Annual Amount 2840.35
Home Warranty Y/N true
Middle/Junior High School Punta Gorda Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/C7524456
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Pending
Occupancy Type Vacant
Tax Lot 14
Legal Description PGI 023 0787 0014 PUNTA GORDA ISLES SEC23 BLK787 LT 14 820/1757 934/1276 1024/1244 1376/1498 2427/3&4 2939/1134 3422/1636
Water View Lake
Water Access Type Lake
Minimum Lease 1 Month
Water Access Y/N true
Monthly HOA Amount 17.08
Water View Y/N true
Flood Zone Code A/X
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Interior
Interior Amenities Cathedral Ceiling(s) Ceiling Fan(s) Eating Space In Kitchen High Ceilings Primary Bedroom Main Floor Split Bedroom Thermostat
Flooring Ceramic Tile Tile
Furnished Y/N Furnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Electric Dryer Hookup Inside Laundry Room Washer Hookup
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Hurricane Shutters
Lot Features Greenbelt Landscaped Near Golf Course
Water Source Canal/Lake For Irrigation
Lot Size Area 9599
Foundation Details Slab
Spa true
Building Area Total 2642
Lot Size Acres 0.22
Road Surface Type Asphalt
Private Pool true
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Coldwell Banker Realty

Broker

dennishomerunteam@gmail.com

Email

Affordability Calculator

$2,176
Per Month
89%
11%
0%
Monthly Principal & Interest
$1,940
Monthly Property Taxes
$237
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Charlotte High High School High School
Pricing History
DatePricePrice ChangeDescription
4/17/2026$315,000 Listed Price

Map


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2165 ONONDAGA LANE, Punta Gorda, FL, 33983 is a Single Family Home for sale at $315,000 with 1,884 sqft and a lot size of 0.22. 2165 ONONDAGA LANE has 3 bedrooms, 2.0 baths, and was built in 1995. The property's zip code is 33983 which is in Punta Gorda, FL