521 River Ridge Drive
St. Charles, IL, 60175 $ 1,250,000
Bedrooms5 Baths5.1 Sq 6,461 Monthly Estimate*
$ 7,696
Single Family Home for sale in St. Charles, IL
for $1,250,000 with 5 bedrooms and 5 full baths, 1 half bath. This 6,461 square foot home was built in 2002 on a lot size of 0.51.
Welcome to exceptional 521 River Ridge Drive in the coveted Rivers Edge subdivision of St. Charles! This stunning custom Didier home, a former Gallery of Homes model, offers 5 bedrooms and 5.5 bathrooms within a beautifully designed floor plan. The exterior showcases brick, stone, and cedar accents, professional landscaping on a half-acre lot, and a grand arched wood front door with glass. A walk-out basement and zoned HVAC complete the home's thoughtful design. Located just minutes from Fox River trails, downtown St. Charles, and St. Charles North High School, this home blends everyday convenience with timeless elegance. Step inside to hardwood floors, a dramatic two-story foyer, and a main level designed for both comfortable living and entertaining. The chef's kitchen features custom cabinetry with crown molding, a walk-in pantry, Sub-Zero built-in refrigerator, gas cooktop, granite island, and a sunroom with skylight and ceiling fan. The spacious 18x22 family room offers a gas-assisted wood-burning stone fireplace, coffered ceiling, and built-in storage cubbies. Formal living and dining rooms, a first-floor office with judges paneling, mudroom, and a generous laundry room complete the main level. Upstairs, the primary suite is a true retreat with a gas fireplace, tray ceiling, custom lighting, and a large walk-in closet with laundry chute. The luxurious his-and-her bathrooms include walk-in tile showers, dual vanities, and a freestanding soaking tub. Additional bedrooms feature Jack & Jill baths, a princess suite with private bath, and ample closet space with built-in organizers. The fully finished walk-out basement includes in-floor heating, a family room with a brick gas fireplace, a gym with mirrored wall, a spacious fifth bedroom, full bath, and abundant storage with impressive 14-foot ceilings. The 3-car insulated and heated garage is outfitted with epoxy flooring, built-in shelving, a slate wall storage system, hot and cold water, a basketball hoop, and extended driveway parking. This home beautifully combines luxury, craftsmanship, and functionality-an exceptional opportunity in St. Charles. Updates: Extended Deck (2026) Second Paver Patio (2022) Interior Paint (2023) Refinished Hardwood Floors (2023) Carpeting (2023) Finished Basement (2023) Updated Second Bath (2022) Updated Powder Room (2022) Dishwasher (2020) Water Heater (2022) Furnaces (2021) Water Softener (2019) Roof (2016)
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FeaturesGeneralLiving Area 6461
Sewer Public Sewer
Heating Natural Gas Forced Air Radiant Sep Heating Systems - 2+ Zoned Radiant Floor
Cooling Central Air Zoned
Possession Closing
Appliances Double Oven Range Microwave Dishwasher High End Refrigerator Stainless Steel Appliance(s) Humidifier
HOA Fee 738
Garage Spaces 3
Association Fee Includes None
Construction Materials Brick Cedar Stone
Year Built 2002
Electric Circuit Breakers 200+ Amp Service
Township St. Charles
Tax Year 2024
Ownership Fee Simple w/ HO Assn.
Assoc Fee Paid Per Annually
County Kane
New Construction N
Property Type Residential Detached Single
Contingency Attorney/Inspection
Subdivision Name Rivers Edge
Total Rooms 12
Full Baths 5
Status Contingent
Directions Randall or Route 31 to Red Gate to River Ridge north then west to home
High School St Charles North High School
City St. Charles
High School District 303
MLS Area Campton Hills / St. Charles
Elementary School Wild Rose Elementary School
Tax Annual Amount 19958.58
Middle/Junior High School Wredling Middle School
Additional Parcels Y/N N
Standard Status Active Under Contract
Middle/Junior School District 303
Elementary School District 303
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InteriorInterior Amenities Vaulted Ceiling(s) Built-in Features Walk-In Closet(s) Bookcases High Ceilings Coffered Ceiling(s) Beamed Ceilings Special Millwork Granite Counters Separate Dining Room Paneling Pantry
Basement Finished Exterior Entry Egress Window Partial Exposure Concrete Rec/Family Area Sleeping Area Storage Space Daylight Full Walk-Out Access
Flooring Hardwood Carpet
Total Fireplaces 3
Fireplace Features Wood Burning Gas Log Gas Starter
Half Baths 1
Laundry Features Main Level Gas Dryer Hookup Laundry Chute Sink
Total Bedrooms 5
Room Type Den Bedroom 5 Recreation Room Exercise Room Foyer Mud Room Storage Screened Porch Sun Room
Total Baths 6
Bedrooms Possible 5
Bathroom Separate Shower Double Sink Double Shower Soaking Tub
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ExteriorParking Features Garage Door Opener Heated Garage Yes Garage Owned Attached Garage
Water Source Public
Total Parking 3
Lot Dimensions 97X180X121X181
Lot Size Acres 0.51
Waterfront Y/N N
Other Equipment Water-Softener Owned Security System CO Detectors Ceiling Fan(s) Sump Pump
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* Excluded FeaturesList Byalicia.brooks@compass.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $7,696
- Monthly Property Taxes
- $1,663
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyTrends Information provided by ATTOM Data Solutions.
565474 Elementary School
564580 Middle School
St Charles North High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/17/2026 | $1,250,000 | | Listed Price |