540 Waterford Drive Oswego, IL $ 450,000
540 Waterford Drive
$ 450,000
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540 Waterford Drive

Oswego, IL, 60543
$ 450,000
Bedrooms4 Baths3.1 Sq 2,200

Monthly Estimate*

$ 2,771

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Single Family Home for sale in Oswego, IL

for $450,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,200 square foot home was built in 1999.

GORGEOUS move-in ready home located in desirable MILL RACE CREEK close to everything Oswego has to offer yet quietly tucked away in a convenient, quiet, established neighborhood. It sits on a LARGE semi cul-de-sac lot with a SPACIOUS fenced yard and mature landscaping. The CUSTOM brick paver front patio and HUGE brick paver back patio with TWO separate seating areas AND a FIRE PIT create WONDERFUL spaces to hang out and enjoy. DRAMATIC two story entry and two story family room create lots of NATURAL LIGHT. A LARGE OPEN family room with FRESH NEW CARPET and eat-in kitchen space are conducive to entertaining. LOVELY QUARTZ countertops throughout the kitchen and upstairs baths. Crisp WHITE TRIM located throughout. Three nice sized bedrooms upstairs PLUS loft space offer plenty of room to unwind. The SIZEABLE primary bedroom contains an en suite bath. The THREE CAR garage is a great not only for your additional car but also for storage. In fact, there is TONS of storage throughout the home. The BEAUTIFULLY finished basement with 3/4 bath allows the space to act as ADDITIONAL living, guest or work space. MANY improvements ADD VALUE to this much loved home. DO NOT miss your chance to move right into this AWESOME home and create your own memories.

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Single Family Active

Price

$ 450,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 9,104

Style

Traditional

Year Built

1999

Town/City

Oswego

County/Region

Kendall

MLS | Web ID

12609854

Features
General
Living Area 2200
Sewer Public Sewer
Heating Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator Disposal Gas Cooktop Gas Oven
HOA Fee 138
Garage Spaces 3
Association Fee Includes Other
Architectural Style Traditional
Construction Materials Vinyl Siding
Year Built 1999
Electric Circuit Breakers
Township Oswego
Tax Year 2024
Ownership Fee Simple w/ HO Assn.
Community Features Park Tennis Court(s) Lake Sidewalks Street Lights Street Paved
Assoc Fee Paid Per Quarterly
County Kendall
New Construction N
Property Type Residential Detached Single
Subdivision Name Ponds at Mill Race Creek
Total Rooms 10
Full Baths 3
Status New
Directions Route 34/Ogden Ave to Pearces Ford to Waterford Dr
High School Oswego High School
City Oswego
High School District 308
MLS Area Oswego
Elementary School Old Post Elementary School
Tax Annual Amount 9104
Middle/Junior High School Thompson Junior High School
Standard Status Active
Middle/Junior School District 308
Elementary School District 308
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Interior
Interior Amenities Vaulted Ceiling(s) Walk-In Closet(s) Pantry Replacement Windows Quartz Counters
Basement Finished Full
Flooring Hardwood Carpet
Half Baths 1
Laundry Features Main Level Gas Dryer Hookup
Total Bedrooms 3
Below Grade Finished Area 900
Room Type Loft Bonus Room Other Room Storage
Total Baths 4
Bedrooms Possible 4
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Exterior
Exterior Amenities Fire Pit
Parking Features Asphalt Garage Door Opener Yes Garage Owned Attached Garage
Lot Features Cul-De-Sac Irregular Lot Mature Trees
Water Source Public
Total Parking 3
Foundation Details Concrete Perimeter
Lot Dimensions 66 x 129 x 95 x 118
Waterfront Y/N N
Other Equipment Ceiling Fan(s) Sump Pump
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* Excluded Features
List By
Worth Clark Realty

Broker

keltnersells@gmail.com

Email

Affordability Calculator

$3,529
Per Month
79%
21%
0%
Monthly Principal & Interest
$2,771
Monthly Property Taxes
$759
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1539986 Elementary School
565482 Middle School
Oswego High School High School
Pricing History
DatePricePrice ChangeDescription
4/17/2026$450,000 Listed Price

Map


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540 Waterford Drive, Oswego, IL, 60543 is a Single Family Home for sale at $450,000 with 2,200 sqft. 540 Waterford Drive has 4 bedrooms, 3.1 baths, and was built in 1999. The property's zip code is 60543 which is in Oswego, IL