264 S CENTRAL AVENUE Umatilla, FL $ 480,000
264 S CENTRAL AVENUE
$ 480,000
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264 S CENTRAL AVENUE

Umatilla, FL, 32784
$ 480,000
Bedrooms2 Baths2.0 Sq 2,064

Monthly Estimate*

$ 2,955

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Single Family Home for sale in Umatilla, FL

for $480,000 with 2 bedrooms and 2 full baths. This 2,064 square foot home was built in 1998 on a lot size of 0.43.

Lakefront Home – 264 S. Central Ave., Umatilla, FL Discover this exceptional lakefront single-family home in the heart of Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency. Step inside to find a thoughtfully designed, energy-efficient home featuring: Quartz countertops in the kitchen with all Whirlpool appliances A large pantry housing a Samsung washer and dryer Tongue-and-groove cypress ceilings in the living and dining areas High-grade tile flooring throughout 6" spray foam insulation in the ceiling and around windows for superior efficiency Custom motorized blinds Outdoor kitchen setup with gas stub out The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub. Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use. Premium Features & Upgrades: Whole-house Generac home generator (regularly serviced under contract) Trane energy-efficient HVAC system under service contract with St. Louis Air Whole-house tankless gas water heater (Navien) All-gas systems: heat, stove, dryer, and water heater Yard irrigation sourced directly from the lake Digital entry lock Extra-large double carport Outdoor kitchen on the covered porch (with two lakeside entries) Lockable exterior storage unit in front (houses electric panel and freezer) Utilities & Infrastructure: All underground utilities Sewer lift station that pumps directly to the street sewer This home is an energy-efficient masterpiece with thoughtful details throughout. Perfect as a primary residence or a serene waterfront getaway, this lakefront property offers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest. Don’t miss this rare opportunity — schedule your private showing today! This sale is subject to a lot split that the City of Umatilla is in favor of, therefore the lot size and square footage of the lot are approximate. The adjacent duplex can also be purchased, if a buyer decided to buy both the lakefront home and duplex a lot split would not be necessary.

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Single Family Active

Price

$ 480,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 6,857

Style

Single Family Residence

Lot Size

0.43

Year Built

1998

Town/City

Umatilla

County/Region

Lake

MLS | Web ID

G5111097

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Electricity Connected Sewer Connected
Possession Negotiable
Roof Shingle
Appliances Dishwasher Disposal Dryer Range Refrigerator Tankless Water Heater
Zoning RP
Patio/Porch Features Rear Porch Screened
Construction Materials Cement Siding Wood Frame
Year Built 1998
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Lake
New Construction false
Property Type Residential
Subdivision Name UMATILLA MITCHENORS ADD
Facing Direction East
Garage Y/N false
Total Rooms 8
Full Baths 2
Status Active
Directions From Eustis head North make a U turn the property will be on your right once you make a U Turn on the West side of the road.
High School Umatilla High
City UMATILLA
Senior Community Y/N false
MLS Area 32784 - Umatilla / Dona Vista
Lot Size Units Square Feet
Lot Size Square Feet 19472
Carport Spaces 2
Carport Y/N true
Listing Terms Cash Conventional FHA VA Loan
Elementary School Umatilla Elem
Land Lease Y/N false
Tax Annual Amount 6857
Middle/Junior High School Umatilla Middle
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/G5111097
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 5
Legal Description UMATILLA MITCHENOR'S ADD S 48 FT OF LOT 5 N 25 FT OF LOT 6 BLK A PB 1 PG 56 ORB 4918 PG 430
Minimum Lease No Minimum
Water Access Y/N false
Additional Rooms Inside Utility
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Cathedral Ceiling(s) Ceiling Fan(s) Eating Space In Kitchen High Ceilings Primary Bedroom Main Floor Solid Surface Counters Split Bedroom Stone Counters Thermostat Vaulted Ceiling(s) Walk-In Closet(s)
Flooring Ceramic Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Storage
Vegetation Mature Landscaping
Water Source Public
Lot Size Area 19472
Foundation Details Slab
Building Area Total 2475
Lot Dimensions 73 x 405
Lot Size Acres 0.43
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Rlw Realty

Broker

logan@RLWrealty.com

Email

Affordability Calculator

$3,527
Per Month
84%
16%
0%
Monthly Principal & Interest
$2,955
Monthly Property Taxes
$571
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Umatilla High High School High School
Pricing History
DatePricePrice ChangeDescription
4/16/2026$480,000 Listed Price

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264 S CENTRAL AVENUE, Umatilla, FL, 32784 is a Single Family Home for sale at $480,000 with 2,064 sqft and a lot size of 0.43. 264 S CENTRAL AVENUE has 2 bedrooms, 2.0 baths, and was built in 1998. The property's zip code is 32784 which is in Umatilla, FL