3320 BRACKEN FERN DRIVE Harmony, FL $ 400,000
3320 BRACKEN FERN DRIVE
$ 400,000
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3320 BRACKEN FERN DRIVE

Harmony, FL, 34773
$ 400,000
Bedrooms3 Baths4.0 Sq 2,448

Monthly Estimate*

$ 2,463

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Single Family Home for sale in Harmony, FL

for $400,000 with 3 bedrooms and 4 full baths. This 2,448 square foot home was built in 2005 on a lot size of 0.14.

CDD PAID OFF! Welcome to this beautifully maintained 3-bedroom, 4-bath home located in the desirable Birchwood neighborhood of Harmony. From the moment you arrive, you’ll notice the inviting curb appeal with lush landscaping, elegant stone pavers leading to the front entrance, and an extended driveway guiding you to the detached two-car garage. A shaded front patio creates the perfect space to relax and unwind. Step inside to a thoughtfully designed layout featuring a striking staircase and a versatile flex room—ideal for a home office, playroom, or potential fourth bedroom. The main living area offers an open-concept design where the living room, dining area, and kitchen flow seamlessly together—perfect for both everyday living and entertaining. The kitchen is equipped with stainless steel appliances, rich dark cabinetry, and ample counter space, and features a wraparound bar area ideal for casual meals. A convenient serving window and bar setup make hosting and serving food effortless. The dining area is filled with natural light from surrounding windows, while the living room is bright and welcoming with double doors leading to the backyard. The den includes a smart TV that conveys with the home, offering a turnkey entertainment setup. Upstairs, you’ll find built-in desk spaces with cabinetry—perfect for work or study. The spacious primary suite is a true retreat, featuring private access to an oversized balcony with peaceful water views. Dual walk-in closets with built-in shelving provide generous storage, while the en-suite bathroom offers a dual-sink vanity, a garden tub with relaxing jets, and a large walk-in shower. Each additional bedroom is generously sized and includes its own private full bathroom, offering comfort and privacy for everyone. Step outside to enjoy a covered patio with a ceiling fan and an extended paver deck—perfect for entertaining or relaxing while overlooking the fenced backyard and serene water views. Located in a community known for its amenities and convenient access to major roads, highways, dining, and entertainment, this home offers the perfect blend of comfort, functionality, and lifestyle.

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Single Family Active

Price

$ 400,000

Bedrooms

3

Full Bath

4

Property Type

Single Family

Taxes

$ 5,766

Style

Single Family Residence

Lot Size

0.14

Year Built

2005

Town/City

Harmony

County/Region

Osceola

MLS | Web ID

S5147895

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Public
Roof Shingle
Appliances Dishwasher Dryer Microwave Range Refrigerator Washer
Zoning PD
HOA Fee 103
Garage Spaces 2
Association Fee Includes Community Pool
Construction Materials Concrete Stucco
Pets Allowed Yes
Year Built 2005
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake Pond
Community Features Dock Fishing Lake Private Boat Ramp Water Access Clubhouse Golf Park Playground Pool Sidewalks Tennis Court(s)
Assoc Fee Paid Per Annually
County Osceola
New Construction false
Property Type Residential
Association Amenities Clubhouse Park Playground Pool
Attached Garage false
Subdivision Name BIRCHWOOD NBHDS B & C
Facing Direction East
Garage Y/N true
Total Rooms 6
Full Baths 4
Status Active
Directions From US-192 head east past Narcoossee Rd and continue approximately 8 miles to the entrance of Harmony on the left. Turn left onto Five Oaks Dr continue through the traffic circles then turn onto Cat Brier Trail. Turn left onto Buttonbush Loop then right onto Bracken Fern Dr. Continue down Bracken Fern Dr and the home will be on the left.
City HARMONY
Association Name MARK HILL
Senior Community Y/N false
MLS Area 34773 - St Cloud (Harmony)
Lot Size Units Square Feet
Lot Size Square Feet 6055
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 5766.96
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://my.matterport.com/show/?m=9WyMqwv6FTs&mls=1
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
TaxOtherAnnualAssessmentAmount 1504
Tax Lot 96B
Legal Description BIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 96B
Water View Pond
Water Access Type Lake
Minimum Lease 8-12 Months
Water Access Y/N true
Monthly HOA Amount 8.58
Water View Y/N true
Flood Zone Code X
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Interior
Interior Amenities Built-in Features Ceiling Fan(s) Eating Space In Kitchen High Ceilings Kitchen/Family Room Combo Living Room/Dining Room Combo Walk-In Closet(s)
Flooring Carpet Tile Hardwood
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Total Baths 4
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Exterior
Exterior Amenities Lighting Rain Gutters Sidewalk
Water Source Public
Lot Size Area 6055
Foundation Details Slab
Building Area Total 3824
Lot Size Acres 0.14
Road Surface Type Asphalt Paved
Private Pool false
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features
List By
Exp Realty Llc

Broker

spugh@homeprideflorida.com

Email

Affordability Calculator

$2,943
Per Month
84%
16%
0%
Monthly Principal & Interest
$2,463
Monthly Property Taxes
$481
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/16/2026$400,000 Listed Price

Map


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3320 BRACKEN FERN DRIVE, Harmony, FL, 34773 is a Single Family Home for sale at $400,000 with 2,448 sqft and a lot size of 0.14. 3320 BRACKEN FERN DRIVE has 3 bedrooms, 4.0 baths, and was built in 2005. The property's zip code is 34773 which is in Harmony, FL