8 Saratoga Avenue Waterford, NY ^$ 398,000

8 Saratoga Avenue

^$ 398,000

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Recently Listed

8 Saratoga Avenue

Waterford, NY, 12188

^$ 398,000

Bedrooms6 Baths4.0 Sq 3,818

Monthly Estimate*

^$ 2,451

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Multi-Family Home for sale in Waterford, NY

for $398,000 with 6 bedrooms and 4 full baths. This 3,818 square foot home was built in 1940 on a lot size of 0.23.

8 Saratoga Avenue in Waterford, NY, is a high-potential investment property, specifically a Victorian multi-family home that has been converted into a legal 4-unit building. The property offers significant value-add opportunities for investors looking to capitalize on its unique layout and scenic location overlooking the Mohawk River. The property includes off-street parking for 4+ vehicles, washer/dryer in each unit, and a large front porch with direct Mohawk River views. Prime Location: Located near the bridge connecting Waterford with Cohoes, it offers easy access to I-787 for commuters. Strict 24hr notice.

Multi-Family Active

Price

^$ 398,000

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 7,802

Style

Traditional

Lot Size

0.23

Year Built

1940

Town/City

Waterford

County/Region

Saratoga

MLS | Web ID

202615169

Features

Interior

Interior Amenities Paddle Fan Crown Molding

Basement Full

Flooring Carpet Ceramic Tile Hardwood

Basement (Y/N) N

Air Conditioning Y/N N

Heating Y/N Y

Above Grade Finished Area 3818.0

Half Baths 0

Total Bedrooms 6

Below Grade Finished Area 0.0

Below Grade Finished Area Source Public Records

Above Grade Finished Area Source Public Records

Total Baths 4

General

Sewer Public Sewer

Heating Natural Gas

Cooling None

Possession At Closing

Roof Asphalt

Garage Spaces 0.0

Patio/Porch Features Side Porch Deck Front Porch

Architectural Style Traditional

Construction Materials Wood Siding

Year Built 1940

Tenant Pays Hot Water Heat Internet Cable TV Electricity Gas

View River

Property Subtype Quadruplex

County Saratoga

New Construction N

Property Type MultiFamily

HOA N

Attached Garage N

Full Baths 4

Status Active

Directions Saratoga Ave to Clifton St to first left in alley. Park in the rear.

High School Waterford

City Waterford

High School District Waterford-Halfmoon

Number Of Units Total 4

Lot Size Units Acres

Lot Size Square Feet 10018.8

Carport Y/N N

Elementary School Waterford

Land Lease Y/N N

Tax Annual Amount 7802.77

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Virtual Tour https://app.doaudiotours.com/unbranded?id=20079&lang=en-US

Standard Status Active

Tax Assessed Value 0

Tax Lot 51.000

Exterior

Exterior Amenities None

Fencing Back Yard

Parking Features Driveway

Lot Features Private Level Sloped

Water Source Public

Total Parking 4.0

Lot Size Area 0.23

Spa N

Lot Size Acres 0.23

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 8

* Excluded Features

List By

Lisa Walsh

Listing Agent

Capital Tech Real Estate Group Llc

Broker

(518) 810-6093

Phone

Lwalsh@captechre.com

Affordability Calculator

$3,101

Per Month

Monthly Principal & Interest: $2,451
Monthly Property Taxes: $650
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Waterford, NY

Average List Price ^$405,298

Percent of Sale Price 2%

About Waterford, NY

8,617 Population

1% Since 2002

^$63,401 Median Income

42.24 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3590804 Elementary School

3041312 Middle School

Waterford High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
4/16/2026	$398,000		Listed Price

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8 Saratoga Avenue, Waterford, NY, 12188 is a Multi-Family Home for sale at $398,000 with 3,818 sqft and a lot size of 0.23. 8 Saratoga Avenue has 6 bedrooms, 4.0 baths, and was built in 1940. The property's zip code is 12188 which is in Waterford, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 4/17/2026.

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8 Saratoga Avenue

Multi-Family Home for sale in Waterford, NY

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