34 Smith Street
Poughkeepsie, NY, 12601 $ 324,000
Bedrooms3 Baths2.0 Sq 2,200 Monthly Estimate*
$ 1,995
for $324,000 with 3 bedrooms and 2 full baths. This 2,200 square foot home was built in 1910 on a lot size of 0.09.
Move-In Ready | Commuter-Friendly | Motivated Seller. Welcome to 34 Smith Street—a beautifully maintained single-family home in Poughkeepsie, NY, offering the perfect blend of space, location, and value for today’s pre-approved Buyers seeking an affordable Hudson Valley home with easy access to NYC. This expansive 3-bedroom, 2-bath home with over 2,200 sq ft of above-grade living space also includes two large bonus areas in a full walk-up attic, providing exceptional flexibility for a home office, guest rooms, additional bedrooms, or a private owner’s suite. Whether you’re upsizing, relocating, or purchasing your first home, this property offers the space and versatility buyers are actively searching for in today’s market. Step inside to a classic, functional layout featuring a formal living room, oversized dining room, and a full bath on the main level—ideal for entertaining. The bright kitchen is equipped with stainless steel appliances, gas cooking, dishwasher, and main-level laundry, combining convenience with everyday practicality. Hardwood and waterproof vinyl flooring throughout add both warmth and durability. Upstairs, you’ll find three generously sized bedrooms, a full bath, ample closet space, and a large landing area—perfect as a reading nook, workspace, or additional lounge. The third-floor attic offers incredible expansion potential, already configured with two rooms—ideal for buyers looking to customize and add value. The easy access basement is large and allows for tons of additional storage and your creativity. Enjoy a spacious backyard perfect for entertaining, gardening, or relaxing, with access from both the kitchen and side entrance. The front yard offers low-maintenance landscaping with strong curb appeal. Added Bonus: Seller is offering a credit toward creating off-street parking, a valuable upgrade for future equity and convenience. Other major Upgrades & Value-Adding Features include a Brand NEW roof with Yankee gutters (transferable warranties) 200-amp electrical service, well-maintained mechanicals and structure. Perfectly positioned and priced for Buyers who are ready to take action, this property is: 5 minutes to Metro-North train station; near major commuter routes; close to shops, restaurants, schools, hospitals, and parks. Walking distance to the iconic Walkway Over the Hudson. This is an excellent opportunity to secure space, value, and long-term upside. Schedule your private tour today and see the value for yourself.
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FeaturesInteriorInterior Amenities First Floor Full Bath Entrance Foyer Formal Dining Natural Woodwork Original Details Pantry Recessed Lighting Storage
Basement See Remarks Storage Space
Flooring Hardwood Laminate Wood
Basement Features See Remarks Storage Space
Basement (Y/N) Y
Fireplace Y/N N
Half Baths 0
Total Bedrooms 3
Total Baths 2
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GeneralSewer Public Sewer
Heating Forced Air
Cooling Wall/Window Unit(s)
Utilities Electricity Connected Natural Gas Connected Trash Collection Public Water Connected
Appliances Gas Range Microwave Stainless Steel Appliance(s)
Architectural Style Colonial
Construction Materials Frame Vinyl Siding
Year Built 1910
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 131300-6162-79-288088-0000
Community Features Park Sidewalks
County Dutchess County
Property Type Residential
HOA N
Garage Y/N N
Total Rooms 9
Full Baths 2
High School Poughkeepsie High School
City Poughkeepsie
Senior Community Y/N N
High School District Poughkeepsie City
Carport Y/N N
Elementary School Smith Early Learning Center
Property Attached Y/N N
Tax Annual Amount 5947
Middle/Junior High School Poughkeepsie Middle School
Building Area Units Square Feet
Standard Status Pending
Middle/Junior School District Poughkeepsie City
Elementary School District Poughkeepsie City
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ExteriorParking Features Off Street On Street Off Street On Street
Water Source Public
Waterfront Y/N N
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* Excluded FeaturesList ByDail Moses-TaylorListing Agent
Affordability Calculator
- Monthly Principal & Interest
- $1,995
- Monthly Property Taxes
- $496
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Poughkeepsie, NY
Average List Price $505,570
Percent of Sale Price 56%
About Poughkeepsie, NY 43,807 Population
3% Since 2002
$ 70,219 Median Income
37.23 Median Age
30% Households with Children
Trends Information provided by ATTOM Data Solutions.
4892075 Elementary School
4892033 Middle School
Poughkeepsie High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/16/2026 | $324,000 | | Listed Price |