89 Eliza Island Bellingham, WA $ 199,500
89 Eliza Island
$ 199,500
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89 Eliza Island

Bellingham, WA, 98226
$ 199,500
Bedrooms1 Baths1.0 Sq 315

Monthly Estimate*

$ 1,228

Listed by Windermere RE Whatcom, Inc.
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Single Family Home for sale in Bellingham, WA

for $199,500 with 1 bedroom and 1 full bath. This 315 square foot home was built in 1995 on a lot size of 0.88.

Searching for a private island getaway? These charming, tiny cabins on Eliza Island offer a rare opportunity to own a peaceful retreat in the San Juan Islands region of Whatcom County. Designed for simple living, one cabin features a cozy living area, loft bedroom, and the other a full kitchen and bathroom with a shower—perfect for weekend escapes off the grid. Situated on a quiet interior lot just shy of one acre, the property is surrounded by mature trees with easy access to nearby beaches, shoreline walks, and island exploration. A 3-bedroom septic is already installed, creating flexibility to build an additional cabin up to 1,450 sq ft and expand into a multi-cabin retreat. This property is especially well-suited for shared ownership—consider partnering with friends or colleagues to create your own private retreat experience. In addition to the cabins, the property offers space to host—bring tents, gather around the fire, and create your own camping experience. Spend your days exploring the beaches, paddleboarding, beachcombing, and enjoying the simple fun of being surrounded by nature. It’s the kind of place where memories are made. While short-term rentals are not allowed on Eliza Island, co-ownership offers a smart and enjoyable way to maximize use and make island living more accessible. Located approximately 20 minutes from Bellingham by boat, plane, or with the walk-on water taxi access available for added convenience. No rentals allowed.

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Single Family Active

Price

$ 199,500

Bedrooms

1

Full Bath

1

Property Type

Single Family

Taxes

$ 1,152

Style

1 Story

Lot Size

0.88

Year Built

1995

Town/City

Bellingham

County/Region

Whatcom

MLS | Web ID

2502486

Features
General
Living Area 315
Sewer Septic Tank
Heating Wall Furnace
Cooling None
Possession Closing
Roof Composition
Appliances Stove(s)/Range(s) Tankless Water Heater
HOA Fee 797
Association Fee Includes Common Area Maintenance Road Maintenance
Year Built 1995
View Territorial
Topography Partial Slope
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Community Features Airport/Runway CCRs Park Playground Trail(s)
Building Name Eliza Island
Assoc Fee Paid Per Semi-Annually
County Whatcom
New Construction N
Property Type Residential
HOA Y
Attached Garage N
Subdivision Name Eliza Island
Facing Direction South
Green Energy Generation Solar
Full Baths 0
Special Listing Conditions None
Status Active
Directions Accessible by boat private aircraft or water taxi service out of Bellingham's Squalicum Harbor or Anacortes. By appointment only.
City Bellingham
Entry Location Main
Senior Community Y/N N
High School District Not Known
MLS Area 871 - Lummi Island & Eliza Island
Lot Size Units Square Feet
Lot Size Square Feet 38333
Carport Y/N N
Listing Terms Cash See Remarks
Land Lease Y/N N
Tax Annual Amount 1152
Property Condition Good
Public Remarks Searching for a private island getaway? These charming tiny cabins on Eliza Island offer a rare opportunity to own a peaceful retreat in the San Juan Islands region of Whatcom County. Designed for si
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company EIBC Water
Property Style 10 - 1 Story
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Interior
Interior Amenities Water Heater
Basement None
Flooring Laminate
Total Fireplaces 0
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
3/4 Baths 1
Total Bedrooms 1
Main Level Bedrooms 0
Total Baths 1
Bedrooms Possible 3
Water Heater Type Instant Hot
Water Heater Location Back of Kitchen Cabin
Power Production Type Propane Solar (Unspecified)
Baths Three Quarter Garage 0
Baths Three Quarter Lower 0
Baths Three Quarter Main 1
Baths Three Quarter Upper 0
Bedrooms Lower 0
Bedrooms Upper 1
Baths Half Upper 0
Baths Half Main 0
Baths Half Lower 0
Baths Half Garage 0
Baths Full Upper 0
Baths Full Main 0
Baths Full Lower 0
Baths Full Garage 0
Bathrooms 0.75
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Exterior
Exterior Amenities Wood Wood Products
Vegetation Brush Wooded
Parking Features None
Lot Features Dirt Road Secluded
Water Source Community
Total Parking 0
Inclusions Leased Equipment Stove(s)/Range(s)
Foundation Details Pillar/Post/Pier
Building Area Total 315
Lot Size Acres 0.88
Waterfront Y/N N
Covered Spaces 0
Irrigation Water Rights Y/N N
Site Features Propane
Lot Number 89
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Internal Only
OriginalMLSID NWM2502486
Street Number 1 89
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* Excluded Features
List By
Brandi Coplen

Listing Agent

Windermere Re Whatcom, Inc.

Broker

Affordability Calculator

$1,324
Per Month
93%
7%
0%
Monthly Principal & Interest
$1,228
Monthly Property Taxes
$96
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
257237 Elementary School
257796 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/16/2026$199,500 Listed Price

Map


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89 Eliza Island, Bellingham, WA, 98226 is a Single Family Home for sale at $199,500 with 315 sqft and a lot size of 0.88. 89 Eliza Island has 1 bedrooms, 1.0 baths, and was built in 1995. The property's zip code is 98226 which is in Bellingham, WA