3498 Centavo Court Hernando Beach, FL $ 725,000
3498 Centavo Court
$ 725,000
Recently Listed New Construction
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3498 Centavo Court

Hernando Beach, FL, 34607
$ 725,000
Bedrooms3 Baths2.0 Sq 1,535

Monthly Estimate*

$ 4,464

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Single Family Home for sale in Hernando Beach, FL

for $725,000 with 3 bedrooms and 2 full baths. This 1,535 square foot home was built in 2026 on a lot size of 0.11.

Coastal Craftsman New Construction | Direct Gulf Access | Elevator Shaft in Place Estimated completion by 6/30/26 or sooner. Experience the ultimate Florida waterfront lifestyle in this BRAND NEW Coastal Craftsman-style elevated home by custom home builder Palmwood Homes, ideally located on a DEEP-WATER CANAL in Hernando Beach with DIRECT GULF ACCESS and 50 feet of seawall and CONSERVATION VIEWS. This thoughtfully designed 3-bedroom, 2-bath home with an oversized 2+ car garage blends quality craftsmanship with modern coastal design. Built for durability, it features solid block construction and stucco on the lower level and Hardie board siding with shaker accents on the second level. An ELEVATOR SHAFT is already in place, offering convenience for a future elevator install. Inside, the light and bright open-concept great room showcases luxury vinyl plank flooring throughout and a tray ceiling with custom lighting. Triple sliding glass doors lead to a spacious second-floor porch with tile and a coffered ceiling, creating seamless indoor-outdoor living with peaceful nature preserve views and partial Gulf views. The primary suite offers a relaxing retreat with waterfront and preserve views, dual walk-in closets, and a spa-inspired bathroom featuring double vanities and a floor-to-ceiling tiled walk-in shower with glass enclosure, decorative accent band, and built-in shelving. The kitchen is designed to impress, overlooking the living area and featuring quartz countertops, stainless steel appliances (oven, microwave, dishwasher, and refrigerator), soft-close cabinetry, a custom subway tile backsplash, pantry, breakfast bar, deep single-basin sink, and a dedicated coffee bar. Two generously sized guest bedrooms with large closets are located on the opposite side of the home, along with a full bathroom featuring custom tile and a tub/shower combination. Additional interior features include a laundry room with washer and dryer hookups and plumbing for a utility sink. The lower level offers 1500+ additional SF with exceptional space and functionality, featuring a spacious 2+ car garage with ample storage and a fully finished, textured, and painted area for a clean, polished look. A covered back porch with a coffered ceiling creates the perfect shaded space for outdoor entertaining, relaxing, or future customization. Step outside to a backyard with plenty of room to add a pool and create your own private waterfront oasis. With 50 feet of seawall and space to build a dock, this property is a true boater's dream with quick, direct access to the Gulf. Items still be to completed as of 4-15-26: Vinyl flooring throughout. Refrigerator and oven in the kitchen. Kitchen backsplash. Baseboards. New entrance stairs. Balcony railing. Sodding yard and landscaping. Hernando Beach is a vibrant waterfront community that offers the best of coastal living--boating, kayaking, paddleboarding, fishing, and more. Just minutes from the world-famous Weeki Wachee Springs, residents also enjoy close proximity to shopping, dining, hospitals, and top-rated schools. The community is golf cart friendly and allows short-term rentals with no HOA, no deed restrictions, making it perfect for full-time residents, part-time snowbirds, or investors. The Suncoast Parkway offers easy commuting to Tampa, Brooksville, and beyond.

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Single Family Active

Price

$ 725,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,009

Style

Stilt

Lot Size

0.11

Year Built

2026

Town/City

Hernando Beach

County/Region

Hernando

MLS | Web ID

2258928

Features
General
Sewer Public Sewer
Utilities Cable Available Electricity Connected Sewer Connected Water Connected
Zoning R1B
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential Single Family
County Hernando
Property Type Residential
HOA false
Subdivision Name Hernando Beach Unit 9
Status Active
Directions Shoal Line Blvd North to left on Companero Entra to Right on Tampico Trl to Rt on Centavo to home on left side of street
High School Weeki Wachee
City Hernando Beach
Senior Community Y/N false
Zoning Description Residential
Lot Size Units Acres
Lot Size Square Feet 5000
Elementary School Westside
Tax Annual Amount 2009.93
Middle/Junior High School Fox Chapel
Standard Status Active
Possession Close Of Escrow
Waterfront Features Canal Front Navigable Water Seawall Direct Gulf Access Waterfront Community
Virtual Tour https://hurricanepointstudios.hd.pics/3504-Centavo-Ct/idx
Heating Central
Cooling Central Air
Roof Shingle
Construction Materials Block Frame Stucco Other
Year Built 2026
Attached Garage true
Tax Lot 036
Appliances Dishwasher Electric Range Electric Water Heater Microwave Refrigerator
Garage Spaces 2
Architectural Style Stilt
Stories Count 2
Levels Two
New Construction true
Garage Y/N true
Total Rooms 4
Full Baths 2
Carport Y/N false
Property Condition Under Construction
Legal Description Hernando Beach Unit 9 Blk 95 Lot 36
Patio/Porch Features Covered Patio Rear Porch
View Canal Water
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Interior
Total Baths 2
Flooring Vinyl
Air Conditioning Y/N true
Heating Y/N true
Interior Amenities Breakfast Bar Ceiling Fan(s) Double Vanity Eat-in Kitchen Open Floorplan Pantry Primary Bathroom - Shower No Tub Split Bedrooms Walk-In Closet(s) Split Plan
Total Bedrooms 3
Laundry Features Electric Dryer Hookup In Unit Upper Level Washer Hookup
Furnished Y/N Unfurnished
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Exterior
Lot Features Cleared Other
Water Source Public
Lot Size Area 0.11
Lot Size Acres 0.11
Road Surface Type Asphalt Paved
Waterfront Y/N true
Lot Dimensions 50X100
Road Frontage Type County Road
Parking Features Attached Garage
Building Area Total 1535
Exterior Amenities Impact Windows
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* Excluded Features
List By
Sarah M Hill

Listing Agent

Jt Realty & Associates

Broker

sarah.hill.realtor@hotmail.com

Email

Affordability Calculator

$4,631
Per Month
96%
4%
0%
Monthly Principal & Interest
$4,464
Monthly Property Taxes
$167
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1951927 Elementary School
3325209 Middle School
Weeki Wachee High School High School
Pricing History
DatePricePrice ChangeDescription
4/16/2026$725,000 Listed Price

Map


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3498 Centavo Court, Hernando Beach, FL, 34607 is a Single Family Home for sale at $725,000 with 1,535 sqft and a lot size of 0.11. 3498 Centavo Court has 3 bedrooms, 2.0 baths, and was built in 2026. The property's zip code is 34607 which is in Hernando Beach, FL