110 N Madison Avenue Bay City, MI $ 196,900
110 N Madison Avenue
$ 196,900
Share Save

110 N Madison Avenue

Bay City, MI, 48708
$ 196,900
Baths2.0 Sq 2,090

Monthly Estimate*

$ 1,243

110 N Madison Avenue, Bay City, MI 48708 - Image 1
110 N Madison Avenue, Bay City, MI 48708 - Image 2
110 N Madison Avenue, Bay City, MI 48708 - Image 3
110 N Madison Avenue, Bay City, MI 48708 - Image 4
110 N Madison Avenue, Bay City, MI 48708 - Image 5
110 N Madison Avenue, Bay City, MI 48708 - Image 6
110 N Madison Avenue, Bay City, MI 48708 - Image 7
110 N Madison Avenue, Bay City, MI 48708 - Image 8
110 N Madison Avenue, Bay City, MI 48708 - Image 9
110 N Madison Avenue, Bay City, MI 48708 - Image 10
110 N Madison Avenue, Bay City, MI 48708 - Image 11
110 N Madison Avenue, Bay City, MI 48708 - Image 12
110 N Madison Avenue, Bay City, MI 48708 - Image 13
110 N Madison Avenue, Bay City, MI 48708 - Image 14
110 N Madison Avenue, Bay City, MI 48708 - Image 15
110 N Madison Avenue, Bay City, MI 48708 - Image 16
110 N Madison Avenue, Bay City, MI 48708 - Image 17
110 N Madison Avenue, Bay City, MI 48708 - Image 18
110 N Madison Avenue, Bay City, MI 48708 - Image 19
110 N Madison Avenue, Bay City, MI 48708 - Image 20
110 N Madison Avenue, Bay City, MI 48708 - Image 21
110 N Madison Avenue, Bay City, MI 48708 - Image 22
Studio

Multi-Family Home for sale in Bay City, MI

for $196,900 with 2 full baths. This 2,090 square foot home was built in 1890 on a lot size of 0.11.

Turnkey, fully renovated duplex offering immediate cash flow and long-term investment potential just minutes from Downtown Bay City. Professionally renovated by a licensed builder, this income-producing property combines quality craftsmanship with low-maintenance ownership. Both units have been extensively updated with new flooring and windows, creating clean, modern living spaces that continue to attract quality tenants. Separate electrical systems and two brand-new furnaces simplify property management while helping reduce future maintenance concerns. The lower unit is currently occupied by a long-term tenant paying $900 per month, while the upper unit has a rental potential of approximately $650 per month, providing an excellent opportunity to increase your portfolio or offset your mortgage as an owner-occupant. Whether you're a seasoned investor seeking a turnkey addition to your portfolio or a first-time buyer looking to build wealth through real estate, this well-maintained duplex offers dependable income potential in a convenient location near Downtown Bay City, shopping, restaurants, parks, and major employers.

See more

Multi-Family Active

Price

$ 196,900

Bedrooms

Studio

Full Bath

2

Property Type

Multi-Family

Taxes

$ 1,801

Style

MultiFamily

Lot Size

0.11

Year Built

1890

Town/City

Bay City

County/Region

Bay

MLS | Web ID

61050204407

Features
General
Sewer PublicSewer
Heating ForcedAir NaturalGas SeparateMeters
Possession SubjectToTenantRights
Garage Spaces 1.0
Pets Allowed Yes
Year Built 1890
Levels Two
Property Subtype MultiFamily
County Bay
New Construction N
Property Type ResidentialIncome
HOA N
Attached Garage N
Subdivision Name N/A
Garage Y/N N
Full Baths 2
Status Active
City BayCityCity_Bay
Disclosures TaxesNotHomesteadExempt
Senior Community Y/N N
High School District BayCity
Number Of Units Total 2
MLS Area Area92102BayCity
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 1801.73
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Legal Description LOT 10 BLK 137 ADD OF LOWER SAGINAW
See more
Exterior
Parking Features OneCarGarage Detached
Water Source Public
Foundation Details Basement
Spa N
Lot Dimensions 5009
Lot Size Acres 0.11
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
See more
Interior
Basement (Y/N) Y
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 2090.0
Total Bedrooms 3
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type SquareFeet
Total Baths 2
See more
Internal Only
Street Number 1 110
See more
* Excluded Features
List By
Chance Owen

Listing Agent

Bay Realty Michigan

Broker

(989) 493-0948

Phone

Affordability Calculator

$1,393
Per Month
89%
11%
0%
Monthly Principal & Interest
$1,243
Monthly Property Taxes
$150
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
4909319 Elementary School
4909818 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/26/2026$196,900 -1.55% Price Down
4/15/2026$200,000 Listed Price

Map


See all

110 N Madison Avenue, Bay City, MI, 48708 is a Multi-Family Home for sale at $196,900 with 2,090 sqft and a lot size of 0.11. 110 N Madison Avenue is a studio with 2.0 baths and was built in 1890. The property's zip code is 48708 which is in Bay City, MI