110 N Madison Avenue Bay City, MI $ 196,900
110 N Madison Avenue
$ 196,900
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110 N Madison Avenue

Bay City, MI, 48708
$ 196,900
Bedrooms3 Baths2.0 Sq 2,090

Monthly Estimate*

$ 1,243

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Multi-Family Home for sale in Bay City, MI

for $196,900 with 3 bedrooms and 2 full baths. This 2,090 square foot home was built in 1890 on a lot size of 0.11.

Turnkey, fully renovated duplex offering immediate cash flow and long-term investment potential just minutes from Downtown Bay City. Professionally renovated by a licensed builder, this income-producing property combines quality craftsmanship with low-maintenance ownership. Both units have been extensively updated with new flooring and windows, creating clean, modern living spaces that continue to attract quality tenants. Separate electrical systems and two brand-new furnaces simplify property management while helping reduce future maintenance concerns. The lower unit is currently occupied by a long-term tenant paying $900 per month, while the upper unit has a rental potential of approximately $650 per month, providing an excellent opportunity to increase your portfolio or offset your mortgage as an owner-occupant. Whether you're a seasoned investor seeking a turnkey addition to your portfolio or a first-time buyer looking to build wealth through real estate, this well-maintained duplex offers dependable income potential in a convenient location near Downtown Bay City, shopping, restaurants, parks, and major employers.

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Multi-Family Active

Price

$ 196,900

Bedrooms

3

Full Bath

2

Property Type

Multi-Family

Taxes

$ 1,801

Style

Lot Size

0.11

Year Built

1890

Town/City

Bay City

County/Region

Bay

MLS | Web ID

50204407

Features
General
Heating Forced Air
Possession Long Term Tenant
Garage Detached Garage
Water Public Water
Status Active Active
Full Baths 2
Half Baths 0
Bathrooms 2
Year Built 1890
Subdivision n/a MI
County Bay
Class MULTIFAMILY
Type Multi-Family
Ownership Private
Municipality Bay City
Sale/Rent For Sale
Status Detail 0
Structure Style 2 Story
Area Bay City (09016)
Primary City Bay City
City Bay City
School District Bay City School District
Financial Terms Cash Conventional
Legal Description LOT 10 BLK 137 ADD OF LOWER SAGINAW
DOM 88
Postal Code 48708
Price Per Sq Ft Total AG 94.21
Public Remarks Turnkey fully renovated duplex offering immediate cash flow and long-term investment potential just minutes from Downtown Bay City. Professionally renovated by a licensed builder
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Interior
Beds 3
Fireplace? No
Total Number of Units 2
Fuel Type Natural Gas
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Exterior
Lot Size Area 0.11
Lot Dimensions 5009
Waterfront Y/N No
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* Excluded Features
List By
Chance Owen

Listing Agent

Bay Realty Michigan

Broker

chancemowenrealtor@gmail.com

Email

Affordability Calculator

$1,393
Per Month
89%
11%
0%
Monthly Principal & Interest
$1,243
Monthly Property Taxes
$150
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
759950 Elementary School
760432 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/26/2026$196,900 -1.55% Price Down
4/15/2026$200,000 Listed Price

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110 N Madison Avenue, Bay City, MI, 48708 is a Multi-Family Home for sale at $196,900 with 2,090 sqft and a lot size of 0.11. 110 N Madison Avenue has 3 bedrooms, 2.0 baths, and was built in 1890. The property's zip code is 48708 which is in Bay City, MI