520 Harbor Drive Annapolis, MD $ 800,000
520 Harbor Drive
$ 800,000
New Construction
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520 Harbor Drive

Annapolis, MD, 21403
$ 800,000
Bedrooms4 Baths3.0 Sq 2,600

Monthly Estimate*

$ 4,926

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Single Family Home for sale in Annapolis, MD

for $800,000 with 4 bedrooms and 3 full baths. This 2,600 square foot home was built in 1968 on a lot size of 0.24.

520 Harbor Drive isnt simply another home hitting the market its the opportunity buyers spend months waiting to find in Hillsmere and rarely secure. Perfectly positioned in the heart of one of Annapolis most loved waterfront communities, this home delivers the lifestyle that keeps people here for years: private beaches, marina access, boat ramps, a community pool, playgrounds, and effortless access to the South River and Chesapeake Bay. From the moment you arrive, the home feels polished, intentional, and completely move-in ready. This isnt a cosmetic refresh this home has been extensively renovated with permits and thoughtfully updated throughout, delivering the confidence and peace of mind buyers want. The work is already done with updated systems, quality finishes, and a level of care that is difficult to replicate. Inside, light-filled spaces and a flowing layout create the kind of everyday comfort buyers are searching for, anchored by a beautifully designed kitchen that opens seamlessly into generous living and gathering spaces built for both entertaining and real life. Step outside and the experience only gets better with a brand-new paver patio creating the perfect setting for summer gatherings, morning coffee, or evenings under the stars. The huge fully fenced backyard offers exceptional space and privacy, while the detached shed adds valuable storage and flexibility. And then there is Hillsmere itself where life truly revolves around the water. Residents enjoy neighborhood traditions and waterfront gatherings throughout the year, from the annual Fourth of July bike parade to beach picnics and community events that bring neighbors together. The community beach features a playground overlooking the water, and many consider Hillsmere to offer one of the most desirable beach and pool lifestyles in Annapolis. This is more than a move-in ready home it is a chance to become part of a community people fall in love with and rarely want to leave.

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Single Family Pending

Price

$ 800,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 5,244

Style

Coastal,Cottage,Ranch/Rambler

Lot Size

0.24

Year Built

1968

Town/City

Annapolis

County/Region

Anne Arundel

MLS | Web ID

MDAA2142262

Features
General
Living Area 2600
Sewer Public Sewer
Heating Forced Air Heat Pump(s)
Cooling Central A/C Ceiling Fan(s) Programmable Thermostat
Possession Settlement Immediate
Roof Asphalt
Appliances Dishwasher Disposal Exhaust Fan Microwave Oven - Self Cleaning Oven/Range - Electric Refrigerator Stainless Steel Appliances Water Heater
Zoning R
Patio/Porch Features Deck(s) Patio(s) Porch(es)
Architectural Style Coastal Cottage Ranch/Rambler
Construction Materials Brick Vinyl Siding
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 1968
View Garden/Lawn
Levels 2
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County ANNE ARUNDEL
New Construction Y
Property Type Residential
Association Amenities Beach Boat Ramp Common Grounds Marina/Marina Club Mooring Area Picnic Area Pier/Dock Pool - Outdoor Pool Mem Avail Tot Lots/Playground Water/Lake Privileges
HOA N
Subdivision Name HILLSMERE ESTATES
Garage Y/N N
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status PENDING
Directions Hillsmere Drive - Right onto Harbor.
City ANNAPOLIS
Body of Water South River and Chesapeake Bay
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 10312.00
Tax Annual Amount 5244.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 615.38
Community Pool Features Fenced In Ground Lap/Exercise
Construction Completed Y/N N
Lease Considered Y/N N
Vacation Rental Y/N N
Virtual Tour https://unbranded.youriguide.com/520_harbor_dr_annapolis_md/
Standard Status Pending
Year Built Source Assessor
Legal Subdivision HILLSMERE ESTATES
Association Recreation Fee 25.00 Y
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Interior
Interior Amenities Attic Breakfast Area Carpet Ceiling Fan(s) Entry Level Bedroom Family Room Off Kitchen Floor Plan - Traditional Formal/Separate Dining Room Kitchen - Country Kitchen - Eat-In Kitchen - Gourmet Kitche
Heating Fuel Electric
Basement Connecting Stairway Daylight Partial Drain Drainage System Full Fully Finished Heated Improved Interior Access Outside Entrance Sump Pump Walkout Stairs Water Proofing System Windows
Flooring Luxury Vinyl Plank Ceramic Tile Carpet
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1300
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 1300
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Exterior Amenities Boat Storage Exterior Lighting Play Area Street Lights
Pool Yes - Community
Parking Features Asphalt Driveway
Lot Features Cleared Corner Front Yard Landscaping Rear Yard SideYard(s)
Water Source Well
Type of Parking Driveway
Foundation Details Concrete Perimeter
Water View Y/N N
Lot Size Acres 0.24
Water Body Type River
Lot Size Source Assessor
Waterfront Y/N N
Road Responsibility City/County
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 520
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* Excluded Features
List By
Coldwell Banker Realty

Broker

wendy.oliver@cbmove.com

Email

Affordability Calculator

$5,363
Per Month
92%
8%
0%
Monthly Principal & Interest
$4,926
Monthly Property Taxes
$437
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3534743 Elementary School
3534688 Middle School
Annapolis High School High School
Pricing History
DatePricePrice ChangeDescription
4/15/2026$800,000 Listed Price

Map


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520 Harbor Drive, Annapolis, MD, 21403 is a Single Family Home for sale at $800,000 with 2,600 sqft and a lot size of 0.24. 520 Harbor Drive has 4 bedrooms, 3.0 baths, and was built in 1968. The property's zip code is 21403 which is in Annapolis, MD