631 Riverside Avenue Santa Cruz, CA $ 1,349,000
631 Riverside Avenue
$ 1,349,000
Recently Listed
Open House 4/18 12pm - 3pm
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631 Riverside Avenue

Santa Cruz, CA, 95060
$ 1,349,000
Baths0.0 Sq 2,387

Monthly Estimate*

$ 8,306

Listed by Sherman & Boone Realtors
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Studio

Multi-Family Home for sale in Santa Cruz, CA

for $1,349,000. This 2,387 square foot home was built in 1948 on a lot size of 0.18.

Versatile investment opportunity featuring a 3 bedroom, 1.5 bathroom main home, a 1 bedroom, 1 bathroom lower unit, and additional flexible space. The main home offers thoughtful updates throughout, including a remodeled kitchen with granite countertops and updated appliances, radiant floor heating, and engineered hardwood flooring in the main living areas. The lower unit includes a private entrance, kitchen, and living area. The property features a detached bonus room off the garage, along with a garage that offers potential for future ADU conversion (buyer to investigate), creating an additional opportunity for value-add and increased income. Energy-efficient features include double-pane windows, solar light tunnels, owned solar, and an EV charging station. Located just minutes from downtown Santa Cruz, beaches, and transit. A rare opportunity to own a flexible, multi-unit property in one of Santa Cruz's most desirable locations.

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Open House

4/18/2026 12:00 PM - 3:00 PM
631 Riverside Avenue Santa Cruz, CA
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Multi-Family Active

Price

$ 1,349,000

Bedrooms

Studio

Property Type

Multi-Family

Taxes

$ 12,051

Style

Lot Size

0.18

Year Built

1948

Town/City

Santa Cruz

County/Region

Santa Cruz

MLS | Web ID

ML82042932

Days on Market

4

Features
General
Living Area 2387
Sewer Public Sewer
Heating Electric Fireplace(s)
Cooling None
Roof Composition
Appliances Dishwasher Electric Oven Gas Cooktop Refrigerator Range Hood Vented Exhaust Fan
Zoning Residential Multiple
Garage Spaces 1
Architectural Style Traditional
Year Built 1948
View Park/Greenbelt
Property Subtype Mixed Use
Accessibility None
County Santa Cruz
Insurance Expense 4570
Property Type Residential Income
HOA false
MaintenanceExpense 2533
Garage Y/N true
Special Listing Conditions Standard
Status Active
Directions From Ocean Street turn right on Barson Street and left on Riverside Avenue. Cross Street: Barson
High School Santa Cruz
City Santa Cruz
High School District Other
MLS Area 699 - Not Defined
Lot Size Units Square Feet
Lot Size Square Feet 7841
Carport Spaces 0
Elementary School Other
Tax Annual Amount 12051
Middle/Junior High School Other
Trash Expense 2064
Standard Status Active
Occupancy Type Tenant
Year Built Source Assessor
Property Sub Type Additional Mixed Use
Cap Rate 4.05
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Interior
Flooring Carpet Concrete Wood
Air Conditioning Y/N true
Heating Y/N true
Window Features Skylight(s)
Total Baths 0
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Exterior
Parking Features Electric Vehicle Charging Station(s) Guest Gated Off Street Workshop in Garage
Lot Features Level
Water Source Public
Total Parking 4
Lot Size Area 7841
Number of Buildings 2
Building Area Total 2387
Lot Size Acres 0.18
Lot Size Source Assessor
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* Excluded Features
List By
Sherman & Boone Realtors

Broker

kaicie@hightideresantacruz.com

Email

Affordability Calculator

$9,310
Per Month
89%
11%
0%
Monthly Principal & Interest
$8,306
Monthly Property Taxes
$1,004
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Santa Cruz High School High School
Pricing History
DatePricePrice ChangeDescription
4/14/2026$1,349,000 Listed Price

Map


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631 Riverside Avenue, Santa Cruz, CA, 95060 is a Multi-Family Home for sale at $1,349,000 with 2,387 sqft and a lot size of 0.18. 631 Riverside Avenue is a studio with 0.0 baths and was built in 1948. The property's zip code is 95060 which is in Santa Cruz, CA