4038 RUDDER WAY
New Port Richey, FL, 34652 $ 598,995
Bedrooms3 Baths2.0 Sq 1,686 Monthly Estimate*
$ 3,688
for $598,995 with 3 bedrooms and 2 full baths. This 1,686 square foot home was built in 1981 on a lot size of 0.14.
They say the best is yet to come—or maybe you’ve already found it here at 4038 Rudder Way in Gulf Harbors’ treasured waterfront community. This 3-bedroom, 2-bath, 2-car garage home is a PRIVATE, and sacred coastal retreat that has been reimagined with a modern, contemporary design and luxury finishes throughout. Step inside to a wide-open floor plan dressed in plank tile flooring and filled with natural light. The kitchen is a true show stopper—outfitted with soft-close solid wood shaker cabinetry, brass accents, LG WiFi stainless appliances, a gas cooktop with center griddle, air fryer oven, stone backsplash that reaches the ceiling, and a stunning waterfall island complete with a trendy microwave drawer. Dual pantries surround the refrigerator, and just off the kitchen you’ll find a cabinet hidden mudroom and indoor laundry space with floating shelves, a utility sink, and even a dog shower—a thoughtful touch for modern easy living. The primary suite offers both a walk-in and secondary closet, along with water and pool views and a sleek ensuite featuring a his-and-hers floating vanity, a walk-in shower, and private water closet. The real showstopper is tucked behind a hidden door: a Hard Rock Hotel-inspired spa-like bathroom complete with a walk-in steam shower with wall jets, dual shower heads, mosaic ceiling tile, soaking tub, double vanities, and floating toilet in the private water closet. Lots of updates have been done to the home including all updated windows and slider that are hurricane rated, with low home insurance with practically every discount available, and the sellers will install a new roof at closing. Flood insurance is available and assumable being extremely low at around $3,000 a year. Outside, the backyard delivers the “wow” factor with uninterrupted views of the protected Eagles Nest Park, where bald eagles, spoonbills, herons, dolphins, and manatees are regular visitors. The concrete pool with waterfall feature, covered screened lanai, new outdoor contemporary roofed kitchen with gas grill and refrigerator, and the side dog run make it easy to enjoy Florida living at its best. A floating dock with Gulf access offers adventure at high tide and a sandbar to explore at low tide all with easy access at your backdoor. This is the perfect place for adventurist who love paddleboarding, kayaking, and jet skiing or light boating. The community has an optional HOA of only $125/year, and for just $200/year, you can enjoy the private Gulf Harbors Beach Club with its gated beach, cabanas, grills, restrooms, and shaded seating. All of this just a golf cart ride away from the expanding downtown New Port Richey with restaurants, shops, and live entertainment. This home is more than move-in ready—it’s a private paradise waiting for its next chapter. Will it be yours?
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FeaturesGeneralSewer Public Sewer
Heating Central
Cooling Central Air
Utilities Public
Roof Shingle
Appliances Dishwasher Disposal Dryer Kitchen Reverse Osmosis System Microwave Range Refrigerator Washer
Zoning R4
Garage Spaces 2
Pool Features In Ground
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1981
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Pasco
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name FLOR A MAR
Facing Direction North
Garage Y/N true
Other Structures Kennel/Dog Run Outdoor Kitchen
Total Rooms 7
Full Baths 2
Status Active
Directions Go north on US 19 towards New Port Richey Turn left on Floramar Terrace Turn Left on Shell Stream Turn Left on Rudder Way the house will be on your left
City NEW PORT RICHEY
Senior Community Y/N false
MLS Area 34652 - New Port Richey
Lot Size Units Square Feet
Lot Size Square Feet 5950
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 2685.41
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8497038
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 76
Legal Description FLORAMAR SECTION 18 B PB 11 PG 112 (P) BLK 2 LOT 76 OR 6972 PG 451 & OR 7382 PG 1579 OR 8882 PG 0337 OR 9051 PG 1762
Minimum Lease 1 Month
Water Access Y/N false
Water View Y/N false
Flood Zone Code AE
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InteriorInterior Amenities Attic Fan Kitchen/Family Room Combo Open Floorplan Stone Counters Thermostat
Flooring Tile
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 2
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ExteriorExterior Amenities Dog Run Fire Pit Outdoor Grill Outdoor Kitchen Sliding Doors
Lot Features FloodZone
Water Source Public
Lot Size Area 5950
Foundation Details Slab
Spa false
Building Area Total 2126
Lot Size Acres 0.14
Road Surface Type Asphalt
Private Pool true
Waterfront Y/N false
Covered Spaces 2
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* Excluded FeaturesList ByKeller Williams Realty- Palm HBroker
jakeacatesrealestate@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,688
- Monthly Property Taxes
- $224
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in New Port Richey, FL
Average List Price $423,964
Percent of Sale Price 29%
About New Port Richey, FL 15,407 Population
-4% Since 2002
$ 30,804 Median Income
45.66 Median Age
18% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/13/2026 | $598,995 | | Listed Price |