240 Merganser Drive Chestertown, MD $ 399,000
240 Merganser Drive
$ 399,000
Open House 6/6 12pm - 2pm
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240 Merganser Drive

Chestertown, MD, 21620
$ 399,000
Bedrooms3 Baths2.0 Sq 1,120

Monthly Estimate*

$ 2,457

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Single Family Home for sale in Chestertown, MD

for $399,000 with 3 bedrooms and 2 full baths. This 1,120 square foot home was built in 2024 on a lot size of 0.51.

Practically brand new and just 2 years young, this beautifully maintained home is perfectly situated in a desirable water-oriented communityoffering the best of Eastern Shore living! Located in the Queen Annes County school district and just minutes from downtown Chestertown, youll love the convenience paired with the peaceful setting. Enjoy easy access to the Chester Riveryou can drive your boat to the community ramp at the end of the street, or even take a nice short walk down to the water, to spend your days crabbing, fishing, kayaking, or simply soaking in the waterfront lifestyle. Inside, this 3-bedroom, 2 full bath home features durable and stylish LVP flooring throughout and a thoughtfully designed split floor plan. The spacious primary suite is privately situated on one side of the home and offers a walk-in shower, dual vanity, and a beautifully appointed bath. On the opposite side, youll find two additional bedrooms and a full bath with a tub/shower comboideal for guests or flexible living. The kitchen and living room are centrally located, creating an inviting and functional space for everyday living and entertaining. A standout bonusan unfinished upstairs area of 544 additional SF, already in place and ready for your vision! Use it for storage now or finish it off for additional bedrooms, a home office, or recreation space. Step outside and enjoy both a charming front porchperfect for morning coffeeand a massive back deck ideal for entertaining, grilling, or simply relaxing while taking in the peaceful surroundings. The generously sized yard with mature trees offers both privacy and room to enjoy the outdoors. Even more excitingthe county has indicated plans to pave the road in the near future. Added perk: fiber optic Talkie Internet is already available at the property, making working from home or streaming a breeze. Move-in ready, full of potential, and located in a charming waterfront communitythis one checks all the boxes!

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Open House

6/6/2026 12:00 PM - 2:00 PM
240 Merganser Drive Chestertown, MD
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 399,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,044

Style

Cape Cod,Raised Ranch/Rambler,Ranch/Rambler

Lot Size

0.51

Year Built

2024

Town/City

Chestertown

County/Region

Queen Annes

MLS | Web ID

MDQA2016900

Features
General
Living Area 1120
Sewer Septic Exists
Heating Heat Pump(s)
Cooling Central A/C Heat Pump(s)
Possession Settlement
Zoning NC20T
Architectural Style Cape Cod Raised Ranch/Rambler Ranch/Rambler
Construction Materials Combination
School District QUEEN ANNE'S COUNTY PUBLIC SCHOOLS
Year Built 2024
Levels 1.5
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section 1
Accessibility None
County QUEEN ANNES
New Construction N
Property Type Residential
HOA N
Subdivision Name DUCKS NECK
Garage Y/N N
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions Use GPS
City CHESTERTOWN
Body of Water Chester River
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 22000.00
Tax Annual Amount 3044.0
Home Warranty Y/N N
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 356.25
Acceptable Financing Cash Conventional FHA USDA VA
Avg. Electric Per Month 130.0
Historic Y/N N
Vacation Rental Y/N N
Virtual Tour https://www.zillow.com/view-imx/31f8b105-5e5e-44de-8010-7d9a26e0c6d2?wl=true&setAttribution=mls&initialViewType=pano
Builder Name Beracah Homes
Standard Status Active
Year Built Source Assessor
Tax Lot 55
Association Recreation Fee N
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Interior
Interior Amenities Entry Level Bedroom Kitchen - Eat-In Pantry Recessed Lighting Sprinkler System Walk-in Closet(s) Bathroom - Tub Shower
Heating Fuel Electric
Flooring Luxury Vinyl Plank
Hot Water Instant Hot Water Tankless Propane
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1120
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Laundry Type Dryer In Unit Main Floor Washer In Unit
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Pool No Pool
Water Source Private Well
Type of Parking Driveway
Foundation Details Crawl Space
Water View Y/N N
Lot Size Acres 0.51
Water Body Type River
Lot Size Source Assessor
Waterfront Y/N N
Water Access Features Private Access Fishing Allowed Canoe/Kayak Boat - Powered
Horse Y/N N
Land Assessed Value 114200.00
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 240
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* Excluded Features
List By
Chesapeake Real Estate Associates, Llc

Broker

erinandersonhomes@gmail.com

Email

Affordability Calculator

$2,710
Per Month
91%
9%
0%
Monthly Principal & Interest
$2,457
Monthly Property Taxes
$254
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3534667 Elementary School
3535740 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/28/2026$399,000 -6.12% Price Down
4/13/2026$425,000 Listed Price

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240 Merganser Drive, Chestertown, MD, 21620 is a Single Family Home for sale at $399,000 with 1,120 sqft and a lot size of 0.51. 240 Merganser Drive has 3 bedrooms, 2.0 baths, and was built in 2024. The property's zip code is 21620 which is in Chestertown, MD