4896 Ashville Bay Road Ashville, NY $ 975,000
4896 Ashville Bay Road
$ 975,000
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4896 Ashville Bay Road

Ashville, NY, 14710
$ 975,000
Bedrooms4 Baths4.0 Sq 2,400

Monthly Estimate*

$ 6,003

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Single Family Home for sale in Ashville, NY

for $975,000 with 4 bedrooms and 4 full baths. This 2,400 square foot home was built in 1949 on a lot size of 0.3357.

Welcome to 4896 Ashville Bay Road, a rare lakefront retreat on Chautauqua Lake offering over 141 feet of shoreline across five parcels, breathtaking water views, and the perfect blend of charm, comfort, and privacy. Tucked away at the end of a quiet road, this special property captures the essence of classic Chautauqua Lake living while offering space for gathering, relaxing, and creating lasting memories. Start your day on the inviting covered porch overlooking the lake, or enjoy the panoramic views from the bright year-round sunporch, the perfect place for morning coffee, reading, or watching boats drift across the water. Inside, the cozy living room with a fireplace flows into a charming dining area, creating a warm and welcoming space for entertaining family and friends. The main bedroom features an en-suite bathroom with a walk-in closet, plus two additional bedrooms and a full hallway bath, providing comfortable accommodations for guests. Above the garage is a spacious bunk room with its own full bathroom, which offers even more flexibility, making this home ideal for hosting lake weekends and summer gatherings. The large kitchen offers great space and potential, ready for your personal touches to make it your own. Enjoy the scenic walk down the staircase to the lake, or take the included mule (ATV), which comes with the property, for an easy ride to the shoreline, where you are greeted by the included dock and pontoon boat. Just steps from the water sits a charming guest cottage with a living/sleeping area, kitchenette, and full bathroom, creating the perfect space for visitors, extended family, or a peaceful private retreat by the lake. Additional highlights include an attached garage, an expansive adjacent lot for additional parking, lush landscaping, and being sold furnished, making it easy to begin enjoying lake life right away. Whether you are searching for a year-round lakefront home, a Chautauqua Lake summer cottage, or a private family retreat with a guest house and expansive frontage, 4896 Ashville Bay Road offers a rare opportunity to experience the beauty, serenity, and lifestyle of true Chautauqua Lake waterfront living.

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Single Family Active

Price

$ 975,000

Bedrooms

4

Full Bath

4

Property Type

Single Family

Taxes

$ 10,661

Style

CapeCod

Lot Size

0.3357

Year Built

1949

Town/City

Ashville

County/Region

Chautauqua

MLS | Web ID

R1629699

Features
Interior
Interior Amenities SeparateFormalLivingRoom CountryKitchen LivingDiningRoom MainLevelPrimary PrimarySuite
Basement CrawlSpace Partial
Flooring Carpet Hardwood Laminate Tile Varies
Total Fireplaces 1
Total Stories 1
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 0
Laundry Features MainLevel
Total Bedrooms 4
Main Level Bedrooms 3
Main Level Bathrooms 3
Total Baths 4
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General
Sewer Connected
Heating Gas HotWater
Cooling CentralAir
Utilities SewerConnected
Possession Closing
Appliances Dryer Dishwasher GasCooktop Disposal GasOven GasRange GasWaterHeater Microwave Refrigerator Washer
Garage Spaces 2.0
Patio/Porch Features Covered Patio Porch
Architectural Style CapeCod
Construction Materials WoodSiding
School District Panama
Year Built 1949
View Water
Township Not Applicable
Property Subtype SingleFamilyResidence
Waterfront Features BeachAccess DeededAccess DockAccess Lake
Additional Parcels Description 367.14-1-18 367.14-1-24 367.14-1-25 367.14-1-16
County Chautauqua
Property Type Residential
Association Amenities TennisCourts
Attached Garage Yes
Garage Y/N Yes
Other Structures PoolHouse
Total Rooms 10
Full Baths 4
Status Active
Directions Route 394 turn right onto Ashville Bay Road. Drive down till the road splits and go right and the home will be on the left.
City North Harmony
Body of Water Chautauqua Lake
Senior Community Y/N No
High School District Panama
Number Of Units Total 0
MLS Area North Harmony-065400
Lot Size Units Acres
Lot Size Square Feet 14625.0
Year Built Details Existing
Tax Annual Amount 10661.0
Property Condition Resale
Virtual Tour https://www.youtube.com/watch?v=6E57pNLgHCw
Standard Status Active
Middle/Junior School District Panama
Elementary School District Panama
Tax Assessed Value 335100
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 18
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Exterior
Exterior Amenities GravelDriveway Patio
Parking Features Attached Garage
Lot Features FlagLot
Water Source Well
Lot Size Area 0.3357
Foundation Details Block
Building Area Total 2400.0
Lot Dimensions 141X195
Lot Size Acres 0.3357
Frontage Length 141
Waterfront Y/N Yes
Road Frontage Type PrivateRoad
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Internal Only
Street Number 1 4896
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* Excluded Features
List By
Howard Hanna Holt - Mayville

Broker

(678) 938-2552

Phone

Affordability Calculator

$6,892
Per Month
87%
13%
0%
Monthly Principal & Interest
$6,003
Monthly Property Taxes
$888
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3323079 Elementary School
3323812 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/13/2026$975,000 Listed Price

Map


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4896 Ashville Bay Road, Ashville, NY, 14710 is a Single Family Home for sale at $975,000 with 2,400 sqft and a lot size of 0.3357. 4896 Ashville Bay Road has 4 bedrooms, 4.0 baths, and was built in 1949. The property's zip code is 14710 which is in Ashville, NY