1404 NE 196th Street Smithville, MO $ 435,000
1404 NE 196th Street
$ 435,000
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1404 NE 196th Street

Smithville, MO, 64089
$ 435,000
Bedrooms3 Baths2.1 Sq 1,797

Monthly Estimate*

$ 2,678

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Single Family Home for sale in Smithville, MO

for $435,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,797 square foot home was built in 2004 on a lot size of 0.360009.

Beautifully maintained, 3 bedroom, 2 1/2 bath energy-efficient home located just minutes from Smithville Lake in the popular Harbor Lake subdivision! Features include a whole-house water filtration system, newer HVAC, enhanced insulation and a security system. Enjoy the expanded composite deck plus an extra-large patio underneath, perfect for additional outdoor living space. The fully fenced backyard with 6-foot privacy fence adds both security and privacy. The updated kitchen includes LG appliances (only 5 months old). A spacious 3-car garage offers excellent storage plus a dedicated 220V outlet for electric vehicle charging. Additional storage room above the garage provides extra space. Conveniently located one block from the community pool, with walking trails and lake access nearby, and just 1 mile to the Smithville Lake boat ramp.

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Single Family Active

Price

$ 435,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 3,976

Style

Traditional

Lot Size

0.360009

Year Built

2004

Town/City

Smithville

County/Region

Clay

MLS | Web ID

2613655

Features
General
Living Area 1797
Sewer Public Sewer
Heating Electric Exhaust Fan
Cooling Electric
Possession Negotiable
Roof Composition
Appliances Cooktop Dishwasher Exhaust Fan Microwave Electric Range Stainless Steel Appliance(s) Water Purifier
HOA Fee 575
Garage Spaces 3
Association Fee Includes Management
Patio/Porch Features Deck Patio Porch
Architectural Style Traditional
Security Features Fire Alarm Smoke Detector(s)
Construction Materials Frame Wood Siding
Year Built 2004
Property Subtype Single Family Residence
Ownership Private
Accessibility Smart Technology
Assoc Fee Paid Per Annually
County Clay
Property Type Residential
Association Amenities Clubhouse
HOA Y
Energy Efficient HVAC Insulation Thermostat
Subdivision Name Harbor Lake
Garage Y/N Y
Full Baths 2
Status Active
Directions Take 169 North to Smithville turn right onto County Rd W. Turn left onto Harbor Dr. Turn left onto NE 196th Street. 1404 on the right.
City Smithville
Association Name Harbor Lakes Homeowner Association
High School District Smithville
MLS Area 110 - N=Clinton Co Ln;S=291;E=I-35;W=Clay Co Ln
Lot Size Units Square Feet
Lot Size Square Feet 15682
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Public Remarks Beautifully maintained 3 bedroom 2 1/2 bath energy-efficient home located just minutes from Smithville Lake in the popular Harbor Lake subdivision! Features include a whole-house water filtration sys
Standard Status Active
In Flood Plain No
HMS_MaintenanceProvidedYN N
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Interior
Interior Amenities Custom Cabinets Expandable Attic Pantry Smart Thermostat Vaulted Ceiling(s) Walk-In Closet(s)
Basement Finished Garage Entrance Walk-Out Access
Flooring Wood
Total Fireplaces 1
Fireplace Features Family Room
Basement (Y/N) Y
Air Conditioning Y/N Y
Window Features Window Coverings Storm Window(s) - Partial
Fireplace Y/N Y
Above Grade Finished Area 1249
Half Baths 1
Laundry Features In Bathroom Laundry Room
Total Bedrooms 3
Below Grade Finished Area 548
Floor Plan Features 1.5 Stories Split Entry
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Exterior
Fencing Privacy
Parking Features Attached Garage Door Opener Garage Faces Front
Lot Features City Limits City Lot Sprinkler-In Ground Wooded
Water Source Public
Lot Size Area 15682
Road Surface Type Paved
Other Equipment Electric Air Cleaner Fireplace Screen
Road Responsibility Public Maintenance
Other Room Features Fam Rm Gar Level Fam Rm Main Level Main Floor BR Main Floor Primary Bedroom
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* Excluded Features
List By
United Real Estate Kansas City

Broker

Affordability Calculator

$3,010
Per Month
89%
11%
0%
Monthly Principal & Interest
$2,678
Monthly Property Taxes
$331
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1840739 Elementary School
1840726 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/11/2026$435,000 Listed Price

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1404 NE 196th Street, Smithville, MO, 64089 is a Single Family Home for sale at $435,000 with 1,797 sqft and a lot size of 0.360009. 1404 NE 196th Street has 3 bedrooms, 2.1 baths, and was built in 2004. The property's zip code is 64089 which is in Smithville, MO