491 Cozy Cove Court Chico, TX $ 1,175,000
491 Cozy Cove Court
$ 1,175,000
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491 Cozy Cove Court

Chico, TX, 76431
$ 1,175,000
Bedrooms3 Baths2.0 Sq 2,400

Monthly Estimate*

$ 7,235

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Single Family Home for sale in Chico, TX

for $1,175,000 with 3 bedrooms and 2 full baths. This 2,400 square foot home was built in 1996 on a lot size of 0.88.

Bring your vision with this rare opportunity to own premium waterfront property on Lake Bridgeport. Tucked away on a private and picturesque 0.88-acre lot in the highly sought-after Cozy Cove on the northside of the lake, this exceptional property features approximately 195 feet of deep-water shoreline, surrounded by mature trees that create a park-like setting. This private retreat begins with a pipe-fenced entrance and asphalt driveway, leading to a charming 3-bedroom, 2-bath home offering over 1,800 square feet of living space, plus an additional 600-square-foot enclosed porch—ready for your vision to transform it from cottage-core charm into a modern lakeside escape. A large covered front porch welcomes you, providing the perfect place to relax and enjoy refreshing lake breezes year-round. Inside, you’ll find a spacious open-concept layout connecting the living room and kitchen, highlighted by a striking corner stone wood-burning fireplace. Abundant built-ins throughout the home offer ample storage. The primary bedroom features an ensuite bath with dual vanities, a separate shower, and a garden soaking tub. Off the primary bedroom leads to the expansive sunroom. The property also includes a variety of versatile outbuildings, such as a 12' x 20' accessory structure previously used as a bunkhouse with a sleeping loft and front porch, an 8' x 12' greenhouse, and a 24' x 32' detached garage with an additional 24' x 16' storage area. Additionally water to the home is supplied by the Grand Harbor water district , which is a real value to have in the area. No City Taxes, and No HOA! Completing this impressive offering is a large covered boat dock featuring a boat slip, two jet ski slips, a paddle boat slip, and an additional swim platform—providing everything you need to fully enjoy lakefront living and the many recreational opportunities the lake has to offer. Lake life awaits—along with the opportunity to create memories that will last a lifetime.

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Single Family Active

Price

$ 1,175,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Ranch,Traditional

Lot Size

0.88

Year Built

1996

Town/City

Chico

County/Region

Wise

MLS | Web ID

21236133

Features
Interior
Interior Features Built-in Features Walk-In Closet(s)
Flooring Carpet Ceramic Tile
Basement Y/N 0
Dining Areas 1
Living Areas 1
Half Baths 0
Total Bedrooms 3
Total Baths 2
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General
Heating Central Electric Fireplace(s)
Cooling Ceiling Fan(s) Central Air Electric
Utilities Co-op Electric Electricity Connected Outside City Limits Rural Water District Septic
Possession Closing/Funding
Roof Composition
Appliances Dishwasher Electric Cooktop Electric Oven Microwave
Number of Garage Spaces 3
School District Chico ISD
Pool Y/N 0
Year Built 1996
Architectural Style Ranch Traditional
Levels One
Property Subtype Single Family Residence
Subdivision Name Cozy Cove Estates
Transaction Type For Sale
Occupant Type Vacant
County Wise
Property Type Residential
Construction Materials Siding
HOA Type None
Special Notes Survey Available Verify Tax Exemptions
Full Baths 2
Status Active
Directions GPS Friendly follow GPS to end of Cozy Cove Court. RE Sign at gate entrace.
City Chico
Elementary School Name Chico
High School Chico
Elementary School Chico
Standard Status Active
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Exterior
Waterfront 1
Exterior Features Boat Slip Covered Patio/Porch Dock RV/Boat Parking
Lot Features Landscaped Many Trees Sloped Sprinkler System Varied Water/Lake View Waterfront
Fencing Partial Pipe
Garage Length 24
Garage Width 32
Other Structures Bunk House Garage(s) Greenhouse Outbuilding See Remarks
Parking Features Additional Parking Asphalt Driveway Garage Oversized RV Access/Parking
WaterFront Features Dock – Covered Lake Front
Lot Size .5 to < 1 Acre
Foundation Slab
Structural Style Lake House Single Detached
Garage Y/N 1
Attached Garage Y/N 0
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Internal Only
Street Number 1 491
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* Excluded Features
List By
Robin Krueger

Listing Agent

Massey Krueger Real Estate Svs

Broker

Affordability Calculator

$7,235
Per Month
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0%
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Monthly Principal & Interest
$7,235
Monthly Property Taxes
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Monthly Home Insurance
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
287331 Elementary School
5136181 Middle School
Unknown High School High School
Pricing History
Date Price Price Change Description
4/11/2026 $1,175,000 Listed Price

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491 Cozy Cove Court, Chico, TX, 76431 is a Single Family Home for sale at $1,175,000 with 2,400 sqft and a lot size of 0.88. 491 Cozy Cove Court has 3 bedrooms, 2.0 baths, and was built in 1996. The property's zip code is 76431 which is in Chico, TX