431 MICHIGAN AVENUE Saint Cloud, FL $ 389,900
431 MICHIGAN AVENUE
$ 389,900
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431 MICHIGAN AVENUE

Saint Cloud, FL, 34769
$ 389,900
Bedrooms3 Baths2.0 Sq 1,652

Monthly Estimate*

$ 2,401

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Single Family Home for sale in Saint Cloud, FL

for $389,900 with 3 bedrooms and 2 full baths. This 1,652 square foot home was built in 1979 on a lot size of 0.34.

Welcome to 431 Michigan Ave in Saint Cloud, a home that perfectly blends comfort, functionality, and outdoor space, all in a prime location just a few blocks from the beautiful Lake Tohopekaliga. Situated on a desirable corner lot, this property offers added privacy and room to spread out, featuring a garden area perfect for relaxing or cultivating your own outdoor retreat. In addition to the main home, you’ll find a detached garage/workshop, ideal for hobbies, storage, or projects. Need space for your toys? This home delivers with an extra concrete pad, perfect for parking an RV, boat, or multiple vehicles—something that’s hard to find and highly sought after. Inside, the home offers a flexible layout, including a permitted garage conversion that adds valuable living space—perfect for a home office, guest area, or in-law suite setup (no kitchen). Enjoy peace of mind with major recent updates, including attic insulation (2026) a new water heater (2025), AC system (2023), and updated kitchen appliances (2022) featuring a dishwasher, refrigerator, and cooktop, making this home truly move-in ready. With its combination of modern updates, versatile living space, ample parking, and a prime corner lot location near Lake Tohopekaliga, this home offers both lifestyle and long-term value. Don’t miss your opportunity to own a property that checks all the boxes—schedule your showing today.

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Single Family Active

Price

$ 389,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,123

Style

Florida

Lot Size

0.34

Year Built

1979

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

S5147563

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Electricity Connected Public
Possession Close Of Escrow
Roof Shingle
Appliances Built-In Oven Cooktop Dishwasher Dryer Electric Water Heater Microwave Refrigerator Washer
Zoning SR1A
Garage Spaces 2
Architectural Style Florida
Construction Materials Block Stucco
Year Built 1979
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Accessibility Accessible Full Bath
County Osceola
New Construction false
Property Type Residential
Attached Garage false
Subdivision Name ST CLOUD 2ND TOWN OF
Facing Direction West
Garage Y/N true
Other Structures Shed(s) Workshop
Total Rooms 6
Full Baths 2
Status Active
Directions From 192 turn north on Michigan Avenue until 431 and 5th.
City ST CLOUD
Senior Community Y/N false
MLS Area 34769 - St Cloud (City of St Cloud)
Lot Size Units Square Feet
Lot Size Square Feet 14985
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 2123.52
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/S5147563
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 6
Legal Description LAKE FRONT ADDN PB B PG 63 BLK 368 LOT 6 1/26/30
Minimum Lease 1-2 Years
Water Access Y/N false
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Accessibility Features Ceiling Fan(s)
Flooring Tile Vinyl
Furnished Y/N Unfurnished
Total Stories 1
Common Walls Corner Unit
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Garden Private Mailbox Private Yard RV Hookup
Water Source None
Lot Size Area 14985
Foundation Details Slab
Building Area Total 2592
Lot Dimensions 100 x 150
Lot Size Acres 0.34
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Axen Realty, Llc

Broker

flrealestate1625@gmail.com

Email

Affordability Calculator

$2,578
Per Month
93%
7%
0%
Monthly Principal & Interest
$2,401
Monthly Property Taxes
$177
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/10/2026$389,900 Listed Price

Map


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431 MICHIGAN AVENUE, Saint Cloud, FL, 34769 is a Single Family Home for sale at $389,900 with 1,652 sqft and a lot size of 0.34. 431 MICHIGAN AVENUE has 3 bedrooms, 2.0 baths, and was built in 1979. The property's zip code is 34769 which is in Saint Cloud, FL