525 Charles Street
Central City, KY, 42330 $ 199,000
Bedrooms4 Baths2.0 Sq 1,701 Monthly Estimate*
$ 1,225
for $199,000 with 4 bedrooms and 2 full baths. This 1,701 square foot home was built in 1969 on a lot size of 0.41.
Beautiful 4 bedroom, 2 bath split level home located on a quiet street in Central City. Offering approximately 1,700 square feet, this home stands out with its space, layout, and extensive updates that bring both comfort and peace of mind. Step inside to a fresh, inviting feel with updated flooring throughout the main level, creating a clean and comfortable space for everyday living. The layout flows easily between the living room and kitchen, making it functional for both daily routines and entertaining. Upstairs you will find three bedrooms along with a nicely updated bathroom featuring a newer bathtub, vanity, and flooring. The lower level offers a spacious primary bedroom, a second full bath, and an unfinished basement area that provides excellent storage or the opportunity to expand your living space even further. Major improvements have already been taken care of, including roof and water heater replaced in 2020, HVAC replaced in 2018, appliances 2021 and plumbing recently updated from cast iron to PVC, a valuable upgrade not often found in homes of this price range. Situated on approximately 0.42 acres, the property offers a generous yard, space to enjoy the outdoors, and an additional outbuilding for storage or lawn equipment. Located near the elementary school and tucked into a quiet neighborhood setting, this home offers both convenience and a sense of community. Homes offering this combination of space, updates, and location are hard to find, schedule your showing early.
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FeaturesExteriorGarage Spaces 1
Foundation Poured Concrete
Lot Size Area 0.41
Exterior Features Concrete Walks
Roofing Shingles
Fence None
Garage/Carport Carport Attached
Acreage Source Other
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InteriorKitchen Eat-In
Basement Unfinished
Total Baths 2
Floors Laminate
Interior Features Ceiling Fan(s)
Utility Room Laundry Room
Full Baths 2
Air Conditioning Central Electric
Partial Baths 0
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GeneralWater Public
Sewer Public
Heating Forced Air
Other Rooms Other-See Remarks
REO No
Subdivision Other KY
Water Heater Electric
County Muhlenberg
Class Residential/Farm
Type Single Family
Status Active
Sale/Rent For Sale
Status Detail 0
Docs on File Lead Based Paint Disc. Seller Disclosure
Short Sale No
Primary City Central City
Directions Exit the parking lot toward E Broad St 33 ft Turn right onto E Broad St 62 ft Turn right at the 1st cross street onto N 2nd St 1.2 mi Turn right onto Perkins Rd 0.2 mi Turn right onto Charles St Des
City Central City
Middle School Muhlenberg County
High School Muhlenberg County
Year Built 1969
Elementary School Central City
DOM 4
Secondary City Muhlenberg County
Postal Code 42330
Price Per Sq Ft Total AG 116.99
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* Excluded FeaturesList ByGreater Owensboro Realty CompaBroker
styledonewright@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,225
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Central City, KY
Average List Price $180,307
Percent of Sale Price 9%
About Central City, KY 9,363 Population
-6% Since 2002
$ 40,808 Median Income
40.87 Median Age
21% Households with Children
Trends Information provided by ATTOM Data Solutions.
1777826 Elementary School
4705396 Middle School
Muhlenberg County High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/13/2026 | $199,000 | -4.78% | Price Down |
| 4/10/2026 | $209,000 | | Listed Price |