204 N Boca Bay Lane # B Surf City, NC $ 869,000
204 N Boca Bay Lane # B
$ 869,000
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204 N Boca Bay Lane # B

Surf City, NC, 28445
$ 869,000
Bedrooms4 Baths4.0 Sq 2,584

Monthly Estimate*

$ 6,002

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Townhouse for sale in Surf City, NC

for $869,000 with 4 bedrooms and 4 full baths. This 2,584 square foot townhouse was built in 2007 on a lot size of 0.17.

BIG THINGS ARE COMING TO 204 B N Boca Bay. If you've had this property on your radar, now may be the time to take another look at today's current market price! Surf City, NC coastal living meets thoughtful upgrades in this beautifully maintained 4-bedroom, 4-bath townhome with peaceful marsh views, a private elevator, and convenient access to the beach. Located on a cul-de-sac tucked away on the Intracoastal side of Surf City, this home is just moments from public beach access and everything Surf City has to offer. Enjoy marsh and water views from multiple vantage points, listen to the ocean, and take in stunning sunsets from the home's inviting outdoor spaces. The screened porch overlooking the marsh provides the perfect setting for morning coffee or an evening beverage. Inside, the functional floor plan is enhanced by a private elevator servicing every level. Durable engineered luxury vinyl plank flooring extends throughout the home, and added insulation in both the walls and attic provides increased efficiency. The well-appointed kitchen features granite countertops, a double oven, updated appliances, and a pantry. The living area opens seamlessly to the screened porch and includes a gas log fireplace with a newly installed mantel, creating a comfortable focal point for the space. The primary suite offers its own private retreat with a sitting area, porch with water views, and spacious bathroom featuring a garden tub and separate shower. Plantation shutters are featured throughout most of the home, while custom barn doors add character in select areas. One guest bedroom on the main living level has been thoughtfully outfitted as a home office with extensive built-in shelving, making it ideal for remote work or flexible use. Outdoor spaces feature low-maintenance Trex decking, tongue-and-groove ceilings, and a convenient outdoor shower with a dog-washing attachment. Additional exterior features include a kayak storage rack and ample storage, including a ground-level closet with shelving and under-stair space. Mature landscaping includes rare plants and an environmentally conscious drainage system designed to direct water back toward the marsh. A distinctive decorative walkway between the units has been thoughtfully crafted with Megalodon shark teeth and whale bone, adding another unique detail to the property. Residents also enjoy access to community amenities, including a pool and clubhouse, completing the coastal lifestyle experience. Additional features include a transferable termite bond, home water softener, and an active flood insurance policy currently priced at $1,201 annually. For information about the preferred lender and any incentive for which a buyer may qualify, please ask your agent to reach out for additional details on this property!

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Townhouse Active

Price

$ 869,000

Bedrooms

4

Full Bath

4

Property Type

Townhouse

Taxes

$ 4,961

Style

Townhouse

Lot Size

0.17

Year Built

2007

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100566136

Features
General
Living Area 2584.0
Heating Heat Pump Electric
Cooling Central Air Heat Pump Multi Units
Utilities Sewer Connected Water Connected
Possession Close Of Escrow At Closing
Roof Architectural Shingle
Appliances Built-In Microwave Water Softener Washer Dryer Double Oven Dishwasher Cooktop
Zoning INCORP
HOA Fee 1740.0
Patio/Porch Features Covered Porch Screened Balcony Front Porch Rear Porch
Construction Materials Composition Wood Frame
Year Built 2007
View Marsh Ocean Sound Water
Levels Two
Unit Number B
Property Subtype Townhouse
Tax Year 2023
Taxes 4961.24
Parcel Number 4245-55-3555-0000
Waterfront Features Deeded Water Rights Deeded Waterfront Salt Marsh Sound Side
Accessibility Accessible Elevator Installed
HOA Fee 2 1016.0
Assoc Fee Paid Per Annually
County Pender
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
Association Amenities Waterfront Community Clubhouse Community Pool Maintenance Common Areas Maintenance Grounds Street Lights
HOA Y
Attached Garage N
Subdivision Name Palms At Boca Bay
Garage Y/N N
Total Rooms 7
Full Baths 4
Status Active
Directions Coming into Surf City over the bridge take the second exit on the roundabout approx. 2 miles down N. New River Dr. to Left on Pender Ave. to N Boca Bay Lane and turn right. House on right in third b
High School Topsail
City Surf City
Association Name Palms At Boca Bay HOA
Lot Size Units Acres
Lot Size Square Feet 7405.0
Carport Spaces 0.0
Carport Y/N N
HOA Fee 2 Frequency Annually
Elementary School North Topsail
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Topsail
Lease Considered Y/N N
Virtual Tour https://www.zillow.com/view-imx/db089284-7fcd-4099-8959-1532e2ed95cb?wl=true&setAttribution=mls&initialViewType=pano
Structure Type Townhouse Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 400101
Legal Description L3b Pb 48/140 Palms At Boca Bay Survey
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Interior
Interior Amenities Walk-in Closet(s) High Ceilings Entrance Foyer Bookcases Elevator Ceiling Fan(s) Pantry Blinds/Shades Gas Log Walk-In Closet(s)
Flooring LVT/LVP Carpet Tile
Total Fireplaces 1
Fireplace Features Gas Log
Master Bed Level Non Primary Living Area
Total Stories 2
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
Total Bedrooms 4
Attic Features Pull-Down Stairs
Entry Level 1
Room Type Living Room Master Bedroom Bedroom 1 Bedroom 2 Bedroom 3 Dining Area Dining Room
Unit Type 4 Bedroom Or More
Total Baths 4
Living Area Range 2400 - 2599
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Exterior
Exterior Amenities Outdoor Shower
Exterior Finish Composition
Fencing None
Parking Features On Site Paved Underhouse
Lot Features Cul-De-Sac Deeded Water Rights Deeded Waterfront Salt Marsh Sound Side Landscaped
Total Parking 0.0
Lot Size Area 0.17
Foundation Details Other Pilings
Spa N
Building Area Total 2584.0
Lot Dimensions 38 x 189 x 38 x 190
Lot Size Acres 0.17
Road Surface Type Paved
Frontage Type Marsh Front
Waterfront Y/N Y
Road Frontage Type Private Road Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 204
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* Excluded Features
List By
Taylor R Reed

Listing Agent

Coldwell Banker Sea Coast Advantage-Hampstead

Broker

taylorreedrealtor@gmail.com

Email

Affordability Calculator

$6,415
Per Month
94%
6%
0%
Monthly Principal & Interest
$6,002
Monthly Property Taxes
$413
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4719113 Elementary School
3960140 Middle School
Topsail High School High School
Pricing History
DatePricePrice ChangeDescription
7/1/2026$869,000 -2.25% Price Down
6/12/2026$889,000 -1.11% Price Down
4/10/2026$899,000 Listed Price

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204 N Boca Bay Lane # B, Surf City, NC, 28445 is a Townhouse for sale at $869,000 with 2,584 sqft and a lot size of 0.17. 204 N Boca Bay Lane # B has 4 bedrooms, 4.0 baths, and was built in 2007. The property's zip code is 28445 which is in Surf City, NC