3620 Emerald Avenue St James City, FL $ 699,000
3620 Emerald Avenue
$ 699,000
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3620 Emerald Avenue

St James City, FL, 33956
$ 699,000
Bedrooms2 Baths2.1 Sq 1,850

Monthly Estimate*

$ 4,304

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Single Family Home for sale in St James City, FL

for $699,000 with 2 bedrooms and 2 full baths, 1 half bath. This 1,850 square foot home was built in 1986 on a lot size of 0.135.

This is a NEARLY NEW home for you and your boats! Come see this completely remodeled home with TWO heavy duty boat lifts. New boat lift, New dock & New seawall in 2020. New pool in 2025. New Roof, New mini-splits in 2023. New plumbing, New electric. New composite decking at the dock. The wrap around balcony deck provides easy maintenance for cleaning or repairs. And for your convenience, there is a 1,000 lb. freight elevator to bring your heavy things to the upper deck. With 2 bedrooms/ 2 baths (1200 sq. st.) upstairs and an air conditioned flex room apartment (650 sq. st.) downstairs, you'll have room and privacy for family and guests. Beautiful, quality stainless steel appliances in the remodeled kitchen includes a gas range, a gorgeous 4 door refrigerator and dishwasher. You'll love the granite countertops and lots of cabinet space, High ceilings and lots of windows create a bright & open living area. There is plenty room for two vehicles with parking in the garage. RV parking space on a concrete slab complete with hookups. Boat trailers will fit on the other side of the house. Downstairs flex room has Durock cement board walls the first 4' up. So, bring your boats, RV and suitcases and move right in with confidence that this home is ready for whatever situation living on the water brings.

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Single Family Active

Price

$ 699,000

Bedrooms

2

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 5,953

Style

Other, Stilt

Lot Size

0.135

Year Built

1986

Town/City

St James City

County/Region

Lee

MLS | Web ID

2026016336

Features
General
Sewer SepticTank
Heating Central Electric
Cooling CentralAir CeilingFans Electric WallUnits
Utilities CableAvailable HighSpeedInternetAvailable
Possession CloseOfEscrow
Roof Metal
Appliances Dryer Dishwasher Freezer IceMaker Range Refrigerator RefrigeratorWithIceMaker TanklessWaterHeater Washer
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Patio/Porch Features Deck Patio
Architectural Style Other Stilt
Pool Features Concrete ElectricHeat Heated InGround PoolEquipment SaltWater
Construction Materials VinylSiding WoodFrame
Pets Allowed Yes
Year Built 1986
View Canal
Property Subtype SingleFamilyResidence
Tax Year 2025
Ownership Single Family
Waterfront Features CanalAccess
Community Features BoatFacilities
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities Other
HOA false
Attached Garage true
Subdivision Name BAYVIEW ACRES
Facing Direction South
Garage Y/N true
Full Baths 2
Status Active
City St James City
Disclosures OwnerHasFloodInsurance
Land Lease Amount 0
Senior Community Y/N false
Zoning Description RS-1
MLS Area PI02 - Pine Island (South)
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 5953.19
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026016336
Standard Status Active
Tax Lot 5
Property Sub Type Additional SingleFamilyResidence
Legal Description BAYVIEW ACRES BLK D PB 11 PG 101 LOT 5
HOA Fee 3 0
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Interior
Interior Amenities BreakfastBar FamilyDiningRoom LivingDiningRoom ShowerOnly SeparateShower TubShower VaultedCeilings Elevator InstantHotWater
Flooring Tile Vinyl
Furnished Y/N Furnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features CasementWindows ImpactGlass
Half Baths 1
Laundry Features WasherHookup DryerHookup InGarage
Total Bedrooms 2
Room Type Den GuestQuarters
Total Baths 3
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Exterior
Exterior Amenities Deck Fence SecurityHighImpactDoors Patio
Parking Features Attached Garage GarageDoorOpener
Lot Features RectangularLot
Water Source Public
Lot Size Area 0.135
Foundation Details PillarPostPier
Spa false
Building Area Total 2400
Lot Dimensions 48 x 110 x 60 x 110
Lot Size Acres 0.135
Road Surface Type Paved
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 2
Road Responsibility PublicMaintainedRoad
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* Excluded Features
List By
Cheryl Bredin

Listing Agent

Islander Realty

Broker

cherylbredin@gmail.com

Email

Affordability Calculator

$4,800
Per Month
90%
10%
0%
Monthly Principal & Interest
$4,304
Monthly Property Taxes
$496
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/9/2026$699,000 Listed Price

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3620 Emerald Avenue, St James City, FL, 33956 is a Single Family Home for sale at $699,000 with 1,850 sqft and a lot size of 0.135. 3620 Emerald Avenue has 2 bedrooms, 2.1 baths, and was built in 1986. The property's zip code is 33956 which is in St James City, FL