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437 Pirates Rd Little Torch Key, FL $ 899,000
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$ 899,000 Get more info
437 Pirates Rd
$ 899,000
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437 Pirates Rd

Little Torch Key, FL, 33042
$ 899,000
Bedrooms3 Baths2.0 Sq 1,296

Monthly Estimate*

$ 5,535

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Single Family Home for sale in Little Torch Key, FL

for $899,000 with 3 bedrooms and 2 full baths. This 1,296 square foot home was built in 2015.

Offered in the highly sought-after Jolly Roger Estates, this beautifully maintained, one-owner canal-front home is just 11 years old and truly move-in ready. Elevated and thoughtfully designed, the 1,296 sq. ft. residence offers three bedrooms and two bathrooms, enhanced by refined finishes including crown molding, tray ceilings, tile showers, and a bright, open-concept living space ideal for coastal living. Built for both comfort and peace of mind, the home features a metal roof installed in 2018 along with impact-rated windows and doors throughout. Enjoy added privacy and nightly sunset views over the protected salt marsh directly across the street—an unspoiled natural backdrop that will never be developed. Boaters will appreciate the free-flowing, clear-water canal with excellent access to both the ocean and the bay. The private dock with a 7,000-lb side-lift boat elevator makes heading out for fishing, diving, or sunset cruises effortless. The spacious lot offers a large driveway, double covered parking, and ample room for boat trailers and additional vehicles. Downstairs, a full concrete pad and enclosed angler's room provide the perfect space for storing fishing gear, dive equipment, and all your island toys. Located near mile marker 28.5, Jolly Roger Estates is a peaceful, palm-lined waterfront community on the Atlantic side of Little Torch Key, offering direct access to Pine Channel and world-class boating, fishing, and diving at nearby Looe Key Reef.

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Single Family Active

Price

$ 899,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 7,478

Style

Year Built

2015

Town/City

Little Torch Key

County/Region

Monroe

MLS | Web ID

A11998100
Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air Ceiling Fan(s)
Possession Close Of Escrow
Roof Metal
Appliances Built-In Oven Dryer Dishwasher Electric Range Electric Water Heater Disposal Microwave Refrigerator Washer
Garage Spaces 2
Patio/Porch Features Balcony Deck Open
Architectural Style Detached One Story
Pool Features None
Restrictions No Restrictions
Construction Materials Modular/Prefab
Year Built 2015
View Canal Water
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Canal Front
County Monroe
Property Type Residential
Subdivision Name JOLLY ROGER ESTATES
Facing Direction West
Garage Y/N true
Total Rooms 0
Full Baths 2
Status Active
City Little Torch Key
Disclosures None
Senior Community Y/N false
Zoning Description is
MLS Area 98 Florida Keys
Lot Size Units Square Feet
Lot Size Square Feet 6000
Listing Terms Conventional FHA VA Loan
Year Built Details Effective Year Built
Tax Annual Amount 7478
MLS Area Minor Other Geographic Area (Out Of Area Only)
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/mia/A11998100
Standard Status Active
Occupancy Type Owner
Property Sub Type Additional Single Family Residence
Legal Description BK 1 LT 6 JOLLY ROGER ESTATES LITTLE TORCH KEY PB5-34 OR358-388 OR493-875 OR525-675 OR898-1386 OR911-2401 OR1058-2037 OR1437-803 OR1482-1655
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Interior
Interior Amenities Second Floor Entry Workshop
Flooring Tile
Air Conditioning Y/N true
Heating Y/N true
Half Baths 0
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Balcony Deck
Parking Features Driveway
Lot Features < 1/4 Acre
Water Source Public
Lot Size Area 6000
Building Area Total 2842
Frontage Length 60
Waterfront Y/N true
Covered Spaces 2
Road Frontage Type City Street
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* Excluded Features
List By
Ocean Sotheby's International

Broker

JCook@oceansir.com

Email

Affordability Calculator

$6,158
Per Month
90%
10%
0%
Monthly Principal & Interest
$5,535
Monthly Property Taxes
$623
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
See complete school information
Pricing History
Date Price Price Change Description
4/9/2026 $899,000 Listed Price

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437 Pirates Rd, Little Torch Key, FL, 33042 is a Single Family Home for sale at $899,000 with 1,296 sqft. 437 Pirates Rd has 3 bedrooms, 2.0 baths, and was built in 2015. The property's zip code is 33042 which is in Little Torch Key, FL

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