10523 E Highway 20 Clearlake Oaks, CA $ 400,000
10523 E Highway 20
$ 400,000
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10523 E Highway 20

Clearlake Oaks, CA, 95423
$ 400,000
Bedrooms4 Baths2.1 Sq 2,220

Monthly Estimate*

$ 2,463

Listed by Konocti Realty
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Single Family Home for sale in Clearlake Oaks, CA

for $400,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,220 square foot home was built in 1965 on a lot size of 0.36.

Premier Lakefront Fixer Opportunity on Clear Lake – Panoramic Views & Major Upgrades Started. Located along the shoreline of Clear Lake in the Clearlake Oaks area, this three-level lakefront property presents an exceptional opportunity to complete a large-scale renovation and create a stunning custom waterfront retreat. Set on a spacious, park-like parcel with a concrete seawall, private boat dock, and boat lift, the property captures sweeping panoramic views of Clear Lake, Mt. Konocti, Mt. Hannah, Cobb Mountain, and Seigler Mountain—a truly inspiring setting from sunrise to sunset. Originally designed as a 4-bedroom, 4-bath home with approximately 3,000 sq ft (per seller), the structure already reflects significant investment and vision, with many upgrades completed and others ready for finishing. Property Highlights & Completed Improvements: Plumbed for a tankless HW system. Three-level layout offering flexible living spaces. Stucco exterior with fresh exterior paint, Dual-pane windows and multiple sliding glass doors, Recessed LED (canned) lighting installed throughout (unfinished electrical), Expanded seawall with added fill, enhancing backyard and patio usability, Cobblestone-style patio accented with decorative red lava rock, Partial wraparound wood decking, Pebbly beach area for easy lake access. Main Level: Entry-level living room area, Kitchen area already plumbed and centrally located, Dining area positioned to capture dramatic lake and mountain views, Sliding glass doors leading to deck, Quarter bathroom with sink and commode. Upper Level: Four bedrooms and three bathrooms, including a spacious primary suite. Primary bedroom area features large windows showcasing expansive lake views, a walk-in closet, and an unfinished master bathroom with a walk-in steam shower. Second bedroom includes a private bathroom with space for a tub/shower, Two additional front-facing bedrooms (one without a closet), Additional bathroom with separate water closet and shower area. Lower Level: Versatile space ideal for a media room, game room, or additional sleeping quarters with built-in bunk bed area also has large 6ft electric fire place. Large sliding glass doors opening to the backyard and lakefront. Additional storage area.

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Single Family Active

Price

$ 400,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

0.36

Year Built

1965

Town/City

Clearlake Oaks

County/Region

Lake

MLS | Web ID

LC26071179

Days on Market

7

Features
General
Living Area 2220
Sewer Septic Tank
Heating None
Cooling None
Utilities Electricity Connected Water Connected
Possession Close Of Escrow
Roof Composition Shingle
Zoning CR
HOA Fee 0
Garage Spaces 2
Patio/Porch Features Deck See Remarks Wood
Architectural Style Custom
Pool Features None
Construction Materials Drywall Concrete Stucco
Year Built 1965
Electric Electricity - On Property
View Hills Lake Mountain(s) Panoramic Water
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Waterfront Features Dock Access Lake Lake Front Seawall
Community Features Biking Foothills Hunting Lake Mountainous Near National Forest Rural Water Sports Fishing
Accessibility See Remarks Accessible Doors
County Lake
New Construction false
Property Type Residential
HOA false
Attached Garage true
Facing Direction North
Garage Y/N true
Full Baths 2
Special Listing Conditions Standard
Status Active
Directions Easy to find on Hwy 20 2.3 miles north of downtown Clearlake Oaks at mile marker 25.45
City Clearlake Oaks
Entry Location 1
Senior Community Y/N false
High School District Konocti Unified
Number Of Units Total 1
MLS Area LCOAK - Clearlake Oaks
Lot Size Units Square Feet
Lot Size Square Feet 15682
Listing Terms Cash
Spa Features None
Property Attached Y/N false
Land Lease Y/N false
Property Condition Fixer
Additional Parcels Y/N false
Lease Considered Y/N false
Structure Type House
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Year Built Source Assessor
Tax Lot X
Property Sub Type Additional Single Family Residence
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Interior
Interior Amenities See Remarks All Bedrooms Up
Fireplace Features Bonus Room Electric
Total Stories 2
Common Walls No Common Walls
Air Conditioning Y/N false
Heating Y/N false
Window Features Double Pane Windows
Fireplace Y/N true
Half Baths 1
1/4 Baths 1
Laundry Features None
Total Bedrooms 4
Entry Level 1
Main Level Bedrooms 0
Main Level Bathrooms 1
Total Baths 4
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Exterior
Exterior Amenities Awning(s) Dock
Fencing Chain Link
Parking Features Door-Single Driveway Garage Faces Front Garage Paved
Lot Features Back Yard Front Yard Street Level Trees
Water Source Public
Total Parking 2
Lot Size Area 15682
Foundation Details Concrete Perimeter
Spa false
Lot Size Acres 0.36
Road Surface Type Paved
Private Pool false
Lot Size Source Assessor
Door Features Sliding Doors
Road Frontage Type Highway
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* Excluded Features
List By
Konocti Realty

Broker

rickwhite57@gmail.com

Email

Affordability Calculator

$2,463
Per Month
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Monthly Principal & Interest
$2,463
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/9/2026$400,000 Listed Price

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10523 E Highway 20, Clearlake Oaks, CA, 95423 is a Single Family Home for sale at $400,000 with 2,220 sqft and a lot size of 0.36. 10523 E Highway 20 has 4 bedrooms, 2.1 baths, and was built in 1965. The property's zip code is 95423 which is in Clearlake Oaks, CA