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305 S Bluff Street Monticello, IN $ 550,000
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$ 550,000 Get more info
305 S Bluff Street
$ 550,000
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305 S Bluff Street

Monticello, IN, 47960
$ 550,000
Bedrooms5 Baths3.1 Sq 3,288

Monthly Estimate*

$ 3,386

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Single Family Home for sale in Monticello, IN

for $550,000 with 5 bedrooms and 3 full baths, 1 half bath. This 3,288 square foot home was built in 1897 on a lot size of 0.7.

Blending timeless character with thoughtful updates, this 5-bedroom, 3.5-bath Victorian offers over 3,200 square feet of refined living space. Original woodwork and hardwood flooring showcase classic craftsmanship, while select upgrades provide modern comfort. Spacious living and dining areas create a natural flow for everyday living and gatherings. Step outside to a wraparound porch overlooking the grounds and more than 100 feet of water frontage, complete with a covered boat lift for easy access to the water. A detached two-car garage adds convenience and storage. This distinctive property delivers architectural charm, generous space, and a true waterfront setting.

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Single Family Active

Price

$ 550,000

Bedrooms

5

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 3,392

Style

Historic,Victorian

Lot Size

0.7

Year Built

1897

Town/City

Monticello

County/Region

White

MLS | Web ID

202612108
Features
General
Sewer City
Heating Electric Gas Baseboard Forced Air Hot Water
Kitchen Level Main
Cooling Window
Laundry Y/N Main
Fireplaces Yes
Water Access Type Lakefront
Garage Detached
Amenities Attic Storage Attic-Walk-up Ceiling-9+ Ceiling-Cathedral Closet(s) Walk-in Crown Molding Deck Covered Detector-Smoke Disposal Dryer Hook Up Electric Garage Door Opener Kitchen Island Natural Woodwork
Status Active Active
Full Baths 3
Half Baths 1
Bathrooms 4
Year Built 1897
New Construction No
Subdivision None
Style Multi-Story (3+)
Township Union
Class RESIDENTIAL
Type Site-Built Home
Age 129
REO No
Status Detail 0
Dining Room Level Main
Area White County
Location City/Town/Suburb Lake
High School Twin Lakes
City Monticello
School District Twin Lakes School Corp.
Architectural Style Historic Victorian
Total Sq Ft 4548
Elementary School Meadowlawn
Middle School Roosevelt
Legal Description JOHN BARR'S ADD LT 184 & 10' S/S LT 183 & 12' N/S LOT 185 & 6' X 82' VACATED ALLEY ALSO JOHN BARR'S ADD LT 193 & 10' S/S LT 194 & 38' N/S LOT 192 & 6'X108' VAC ALLEY & PT VACATED MAPLE ST & JOHN BARR
Virtual Tour https://realestatemarketingpro.hd.pics/305-S-Bluff-St/idx
Agent First Name James
Agent Last Name Tonnsen
DOM 5
Tax Year 2026
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Interior
Basement Partial Basement Unfinished
Fireplace(s) 1
Flooring Carpet Hardwood Floors
Beds 5
Total Rooms 10
Dining Room Length 18
Dining Room Width 14
Fireplace Living/Great Rm
Family Room Width 14
Living Room Width 22
Family Room Length 14
Living Room Length 16
Full Baths Main 0
Full Baths Upper 3
Above Grade Bedrooms 5
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 1
Half Baths Upper 0
1st Bedroom Level Upper
1st Bedroom Width 14
2nd Bedroom Length 14
2nd Bedroom Level Upper
2nd Bedroom Width 13
3rd Bedroom Length 14
3rd Bedroom Level Upper
3rd Bedroom Width 22
4th Bedroom Length 13
4th Bedroom Level Upper
4th Bedroom Width 22
5th Bedroom Length 13
5th Bedroom Level Upper
5th Bedroom Width 12
Extra Room Length 18
Extra Room Level Upper
Extra Room Width 10
Basement Material Block Stone
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Exterior
Exterior Wood
Water Frontage 125
Pool No
Waterfront Lake
Garage Length 28
Garage Width 24
Lot Size Area 30492
Lot Dimensions 87x313
Lot Description Partially Wooded Waterfront 0-2.9999 Lake Water View Waterfront-Medium Bank
Fence Chain Link
Water Features Pier/Dock
Garage Capacity 2
Lake Ski Lake
Waterfront Y/N Yes
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* Excluded Features
List By
James Tonnsen

Listing Agent

Trueblood Real Estate

Broker

cory@truebloodre.com

Email

Affordability Calculator

$3,669
Per Month
92%
8%
0%
Monthly Principal & Interest
$3,386
Monthly Property Taxes
$283
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1235872 Elementary School
1235893 Middle School
Twin Lakes High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
4/13/2026$550,000 -8.33% Price Down
4/9/2026$600,000 Listed Price

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305 S Bluff Street, Monticello, IN, 47960 is a Single Family Home for sale at $550,000 with 3,288 sqft and a lot size of 0.7. 305 S Bluff Street has 5 bedrooms, 3.1 baths, and was built in 1897. The property's zip code is 47960 which is in Monticello, IN

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