27 Fern Lane
Laconia, NH, 03246 $ 795,000
Bedrooms3 Baths2.1 Sq 2,528 Monthly Estimate*
$ 4,895
Listed by Patricia Mather, REAL Broker NH, LLC, 603-630-8621, rewithpatti@gmail.com
for $795,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,528 square foot condo was built in 1987.
Set within the gated waterfront community of South Down Shores on Lake Winnipesaukee, this beautifully maintained and thoughtfully updated 3-bedroom, 2.5-bath detached condo offers the perfect blend of comfort and lake lifestyle. Step inside to a light-filled main level featuring vaulted ceilings, a cozy wood-burning fireplace, and two bedrooms with a full bathâideal for guests or single-level living. The recently remodeled kitchen is a standout, featuring upgraded quartz countertops, an extended wall-to-wall counter design, and a more open layout created by removing a portion of the dividing wall. A newer electric range (1 year old) and KitchenAid dishwasher add modern convenience. Two sets of sliding glass doors lead to an expansive deck, creating seamless indoor-outdoor flow for entertaining or relaxing while enjoying peaceful lake views. Upstairs, the primary suite offers a private retreat with its own balcony overlooking the lake, an expanded walk-in closet, a second full bath, and additional loft space perfect for a second living area or home office. The finished lower level expands your living space with a cozy wood stove, a generous family room, sliding doors to the backyard, a half bath, and a versatile bonus roomâperfect as a fourth bedroom, home office, or whatever your creativity desires. Additional storage and utility space add everyday convenience. Recent improvements enhance both comfort and efficiency, including the addition of three mini-split systems (five total), as well as energy-efficient heat/UV-filtering blinds installed throughout the home. Residents of South Down Shores enjoy exceptional amenities, including over 4,000 feet of waterfront on Paugus Bay, a private beach, playgrounds, walking and cross-country trails, and sports courts for pickleball, tennis, basketball, and bocce. Whether you're looking for a year-round home or a lakeside retreat, this property offers the best of New Hampshire living. GATE CODE NEEDED FOR ENTRY.
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FeaturesInteriorBasement Description Partially Finished Storage Space Walkout
Interior Amenities Cathedral Ceiling Ceiling Fan 1 Fireplace Living/Dining 1st Floor Laundry
Basement Yes
Beds 3
Total Rooms 7
Total Number of Units 1
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GeneralRoad Frontage No
Sewer Public
Heating Kerosene Electric
Cooling Mini Split
Utilities Cable
Roof Asphalt Shingle
Appliances Dishwasher Dryer Electric Range Refrigerator Washer
Pets Allowed Cats OK Dogs OK
Garage No
Flood Zone Unknown
Zoning RS
HOA Fee 400
3/4 Baths 0
Full Baths 2
Half Baths 1
Bathrooms 3
Year Built 1987
Electric 200+ Amp Service
Subdivision South Down Shores Ferncroft
Style Contemporary
Stories Count 2
Construction Status Existing
Type Condo
Block 418
Condo Name South Down Shores
Assessment Amount 631400
Accessibility Features 1st Floor Bedroom 1st Floor Full Bathroom 1st Floor Laundry
Tax Year 2025
Condo Fees Yes
Assoc Fee Paid Per Quarterly
Status Detail 0
Covenants Yes
Construction Materials Post and Beam Wood Exterior
Directions From Parade Rd turn onto Outerbridge Drive right onto Davidson Drive left onto Admirals Lane left on Race Point Lane continue straight onto Fern Lane till 27 on right. GPS coordinates are accurate.
High School Laconia High School
City Laconia
School District Laconia Sch Dst SAU #30
Seasonal No
Elementary School Elm Street Elementary School
Middle School Laconia Middle School
DOM 40
Price Per Sq Ft Total AG 314.48
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ExteriorLot Features Beach Access Lake Access Landscaped Mountain View Water View
Exterior Amenities Deck Beach Access
Driveway Paved
Water View Yes
Lot Size Area 0
Water Source Public
Water Body Name Lake Winnipesaukee
Foundation Concrete
Lot 18-13
Water Body Type Lake
Water Body Access Yes
Water Access Details Beach Access Shared-Private
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* Excluded FeaturesList ByPatricia MatherListing Agent
Real Broker Nh, LlcBroker
rewithpatti@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,895
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCondo listings in Laconia, NH
Average List Price $615,681
Percent of Sale Price 23%
About Laconia, NH 16,235 Population
-1% Since 2002
$ 50,364 Median Income
44.18 Median Age
21% Households with Children
Trends Information provided by ATTOM Data Solutions.
1783473 Elementary School
1007388 Middle School
Laconia High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/26/2026 | $795,000 | -1.84% | Price Down |
| 4/9/2026 | $809,900 | | Listed Price |