27 Fern Lane
Laconia, NH, 03246 $ 795,000
Bedrooms3 Baths2.1 Sq 2,528 Monthly Estimate*
$ 5,020
Listed by Patricia Mather, REAL Broker NH, LLC, 603-630-8621, rewithpatti@gmail.com
for $795,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,528 square foot condo was built in 1987.
Welcome- where everyday feels like a vacation! Experience the best of Lake Winnipesaukee living in the highly sought-after gated community of South Down Shores, where private waterfront amenities, year-round recreation, and low-maintenance living come together. Whether you're searching for a full-time residence or the perfect lakeside getaway, this home offers the lifestyle you've been waiting for. Thoughtfully updated and beautifully maintained, this detached 3-bedroom, 2.5-bath condo welcomes you with soaring vaulted ceilings, abundant natural light, and a cozy wood-burning fireplace. The remodeled kitchen features quartz countertops, an expanded layout, and modern appliances, creating an ideal space for everyday living and entertaining. Two sets of sliding glass doors open to a spacious deck where you can relax with peaceful peek-a-boo views of Lake Winnipesaukee and the surrounding Mountains. The flexible floor plan offers exceptional versatility. The main level includes two bedrooms and a full bath, while upstairs, the private primary suite features its own balcony overlooking the lake, an expanded walk-in closet, full bath, and loftâperfect for a second living area, reading nook, or home office. The finished walkout lower level provides even more space to spread out with a warm and inviting family room centered around a wood stove, a half bath, and a versatile bonus room ideal for guests, an office, fitness room, or hobby space. Recent updates include five mini-splits for year-round comfort, energy-efficient heat and UV-filtering blinds, and numerous thoughtful improvements throughout. Life in South Down Shores extends far beyond your front door. Enjoy over 4,000 feet of waterfront on Paugus Bay, a private beach, walking and cross-country ski trails, playgrounds, pickleball, tennis, basketball, bocce, and one of the Lakes Region's most desirable gated communities. Here, every day feels like a vacation. CODE NEEDED FOR ENTRY.
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FeaturesInteriorBasement Description Partially Finished Storage Space Walkout
Interior Amenities Cathedral Ceiling Ceiling Fan 1 Fireplace Living/Dining 1st Floor Laundry
Basement Yes
Beds 3
Total Rooms 7
Total Number of Units 1
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GeneralRoad Frontage No
Sewer Public
Heating Kerosene Electric
Cooling Mini Split
Utilities Cable
Roof Asphalt Shingle
Appliances Dishwasher Dryer Electric Range Refrigerator Washer
Pets Allowed Cats OK Dogs OK
Garage No
Flood Zone Unknown
Zoning RS
HOA Fee 400
3/4 Baths 0
Full Baths 2
Half Baths 1
Bathrooms 3
Year Built 1987
Electric 200+ Amp Service
Subdivision South Down Shores Ferncroft
Style Contemporary
Stories Count 2
Construction Status Existing
Type Condo
Block 418
Condo Name South Down Shores
Assessment Amount 631400
Accessibility Features 1st Floor Bedroom 1st Floor Full Bathroom 1st Floor Laundry
Tax Year 2025
Condo Fees Yes
Assoc Fee Paid Per Quarterly
Status Detail 0
Covenants Yes
Construction Materials Post and Beam Wood Exterior
Directions From Parade Rd turn onto Outerbridge Drive right onto Davidson Drive left onto Admirals Lane left on Race Point Lane continue straight onto Fern Lane till 27 on right. GPS coordinates are accurate.
High School Laconia High School
City Laconia
School District Laconia Sch Dst SAU #30
Seasonal No
Elementary School Elm Street Elementary School
Middle School Laconia Middle School
DOM 85
Price Per Sq Ft Total AG 512.9
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ExteriorLot Features Beach Access Lake Access Landscaped Mountain View Water View
Exterior Amenities Deck Beach Access
Driveway Paved
Water View Yes
Lot Size Area 0
Water Source Public
Water Body Name Lake Winnipesaukee
Foundation Concrete
Lot 18-13
Water Body Type Lake
Water Body Access Yes
Water Access Details Beach Access Shared-Private
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* Excluded FeaturesList ByPatricia MatherListing Agent
Real Broker Nh, LlcBroker
rewithpatti@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $5,020
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCondo listings in Laconia, NH
Average List Price $580,191
Percent of Sale Price 27%
About Laconia, NH 16,235 Population
-1% Since 2002
$ 50,364 Median Income
44.18 Median Age
21% Households with Children
Trends Information provided by ATTOM Data Solutions.
1783473 Elementary School
1007388 Middle School
Laconia High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/26/2026 | $795,000 | -1.84% | Price Down |
| 4/9/2026 | $809,900 | | Listed Price |