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185 Clay Street Annapolis, MD $ 445,000
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185 Clay Street
$ 445,000
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185 Clay Street

Annapolis, MD, 21401
$ 445,000
Bedrooms3 Baths1.1 Sq 1,476

Monthly Estimate*

$ 2,740

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Single Family Home for sale in Annapolis, MD

for $445,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,476 square foot home was built in 1920 on a lot size of 0.05.

The House and a Half is a truly distinctive and beloved downtown Annapolis residence, admired by passersby and perfectly positioned in the heart of the historic district. A sun-filled foyer with a charming wood-burning fireplace sets a warm, welcoming tone and flows seamlessly into the living and dining rooms. The kitchen continues the homes timeless appeal, featuring gray cabinetry, stainless steel appliances, and direct access to a private courtyardideal for entertaining or peaceful outdoor moments. Rounding out the main level is the tastefully updated powder room with porcelain tile floors, perfect for guests. The second level offers a generously sized primary bedroom and a beautifully renovated full bath with a walk-in shower. A second bedroom and a convenient laundry area complete this floor. The third level provides a versatile third bedroom, perfect for a home office, guest space, or additional storage. Just steps from the shops, dining, and entertainment of West Street, this exceptional location delivers the best of downtown Annapolis livingwhere historic charm meets everyday convenience. Don't miss it!

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Single Family Active

Price

$ 445,000

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 3,544

Style

Traditional

Lot Size

0.05

Year Built

1920

Town/City

Annapolis

County/Region

Anne Arundel

MLS | Web ID

MDAA2135750
Features
General
Living Area 1476
Sewer Public Sewer
Heating 90% Forced Air
Cooling Central A/C Window Unit(s)
Possession 120-180 Days Immediate 0-30 Days CD
Appliances Stainless Steel Appliances Refrigerator Dishwasher Microwave Oven/Range - Electric Dryer Washer
Zoning R
Patio/Porch Features Patio(s) Brick Roof Porch(es)
Architectural Style Traditional
Security Features Security System
Construction Materials Frame
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 1920
View Courtyard
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Municipality Annapolis
Accessibility None
County ANNE ARUNDEL
New Construction N
Property Type Residential
HOA N
Subdivision Name ANNAPOLIS
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 1
Status ACTIVE
Directions Please Use GPS
City ANNAPOLIS
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 2310.00
Tax Annual Amount 3544.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 301.49
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Tax Lot 185
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Interior
Interior Amenities Bathroom - Walk-In Shower Carpet Chair Railings Combination Dining/Living Crown Moldings Dining Area Kitchen - Table Space Recessed Lighting Window Treatments
Heating Fuel Electric
Flooring Carpet Laminated Other
Total Fireplaces 1
Fireplace Features Mantel(s) Wood
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1476
Half Baths 1
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 0
Room Type Living Room Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Kitchen Foyer Laundry Full Bath Half Bath
Below Grade Finished Area Unit Type Square Feet
Laundry Type Upper Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Exterior Amenities Extensive Hardscape Exterior Lighting
Pool No Pool
Fencing Partially
Water Source Public
Type of Parking On Street
Foundation Details Other
Water View Y/N N
Lot Size Acres 0.05
Lot Size Source Assessor
Waterfront Y/N N
Door Features Storm
Land Assessed Value 112200.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 185
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* Excluded Features
List By
Keller Williams Realty Centre

Broker

contact@waldnerwintersteam.com

Email

Affordability Calculator

$3,035
Per Month
90%
10%
0%
Monthly Principal & Interest
$2,740
Monthly Property Taxes
$295
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3541453 Elementary School
3533183 Middle School
Annapolis High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
4/9/2026$445,000 Listed Price

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185 Clay Street, Annapolis, MD, 21401 is a Single Family Home for sale at $445,000 with 1,476 sqft and a lot size of 0.05. 185 Clay Street has 3 bedrooms, 1.1 baths, and was built in 1920. The property's zip code is 21401 which is in Annapolis, MD

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